Missouri

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Harrisonville, Missouri CD Rates – 6-Month

You are viewing rates from banks across Harrisonville





Below are the best six-month CD Rates from banks with branches in Harrisonville, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Harrisonville, MO - December 16, 2025

6 Month CD National Average : 0.40% ?

Banks APY MIN MILES ?

Rate History: 4.61% → 4.51% → 4.41% → 4.25% → 4.10%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 4.35% → 4.30% → 4.15% → 4.20% → 4.10%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.65% → 4.00%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.25% → 4.30% → 3.95% → 4.15% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.00% → 5.20% → 4.80% → 3.75%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

0.60%

$500

18.12

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0.50%

$50,000

18.12

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0.50%

$10,000

9.94

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0.40%

$1

18.37

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0.35%

$10,000

24.12

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0.30%

$250

19.37

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0.30%

$2,500

18.12

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0.30%

$500

18.80

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0.25%

$1,000

17.72

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| Feb 4, 2020

Academy was great helping me open a new account Read More

0.25%

$10,000

18.53

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0.25%

$10,000

12.59

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0.21%

$10,000

0.57

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| Aug 22, 2025

Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More

| Jul 23, 2022

Is American Trust Letter this bank's service platform or scammers' website? I was charged by first 150 USD, then 10% to withdraw money there. Website is www.americantrustletter.com Read More

0.20%

$10,000

23.18

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Rate History: 0.05% → 0.15%

| Apr 5, 2023

horrid bank with incompetent and rude staff that treat you like a problem for wanting to do banking business. As if doing there job in a problem you caused instead of a customer to be served. closed my acc... Read More

Rate History: 4.00% → 3.75% → 3.51% → 0.03%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Harrisonville, MO - December 16, 2025


Branch Street City State
Simmons Bank
Lees Summit Branch
1800 Se Blue Parkway Lees Summit MO
Simmons Bank
Lees Summit Branch
1800 Se Blue Parkway Lees Summit MO
Citizens Bank of Butler, Missouri
Drexel Branch
218 South Second Street Drexel MO
F & C Bank
Lone Jack Facility Branch
102 North Bynum Road Lone Jack MO
Adrian Bank
302 S.W. Outer Road Branch
302 S. W. Outer Road Archie MO
NBKC Bank
Nbkc Bank Branch
350 Southwest Blue Parkway Lees Summit MO
Bank 21
Bank 21 Branch
3301 Sw Highway Seven Blue Springs MO
Great Southern Bank
Great Southern Bank - Lee's Summit B Branch
300 S.W. Ward Rd Lees Summit MO
F & C Bank
Lone Jack Facility Branch
102 North Bynum Road Lone Jack MO
Pinnacle Bank Nebraska
Lake Lotawana Branch
26500 E Colbern Road Lake Lotawana MO
Great American Bank
Lake Lotawana Branch
12418 State Highway 7 South Lake Lotawana MO
Academy Bank, National Association
State Line Wal-Mart Branch # 60
1701 W 133rd St. Kansas City MO
Preferred Bank
Melody Lane Branch
601 S.E. Melody Lane Lee's Summit MO
Goppert Financial Bank
Pleasant Hill Branch
2100 North State Route 7 Pleasant Hill MO
Sherwood Community Bank
Harrisonville Branch
1901 South Commercial St Harrisonville MO
Blue Ridge Bank and Trust Co.
Chipman Road Branch
1812 Nw Chipman Road Lees Summit MO
Lead Bank
Lead Bank - Chapman Farms Branch
9019 S 7 Hwy Lees Summit MO
Equity Bank
Lee's Summit West Branch 51
1251 Oldham Pkwy Lees Summit MO
Community Bank of Raymore
Community Bank Of Raymore Branch
801 West Foxwood Drive Raymore MO
Hawthorn Bank
Drexel Facility Branch
115 South Second Drexel MO
Bank of America, National Association
Carondelet Branch
10731 State Line Rd Kansas City MO


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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