Tennessee

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Sevierville, Tennessee CD Rates – 6-Month

You are viewing rates from banks across Sevierville





Below are the best six-month CD Rates from banks with branches in Sevierville, Tennessee . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Sevierville, TN - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

0.55%

$100,000

17.22

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0.50%

$10,000

14.70

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0.40%

$10,000

23.93

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0.40%

$10,000

17.22

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| Mar 1, 2021

And yet again. Two more CD rates offered on this date only on this site not by the bank. Read More

0.35%

$10,000

18.41

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0.25%

$10,000

20.09

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

| Sep 30, 2021

No Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jan 27, 2022

I closed account today, due to bank closing. I was slow on thinking, I was charged $5 per account for Cashier's Checks. I should of been offered cash with no charge. My feelings is I should have been give... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Dec 30, 2018

Garden14 Read More

0.10%

$10,000

23.48

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0.10%

$10,000

18.99

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Sevierville, TN - August 2, 2025


Branch Street City State
Regions Bank
Walland Branch
2214 E Lamar Alexander Pky Maryville TN
Regions Bank
Walland Branch
2214 E Lamar Alexander Pky Maryville TN
Fifth Third Bank, National Association
Fountain City Banking Center Branch
5221 Broadway Knoxville TN
Bank of America, National Association
Knoxville Main Branch
550 West Main St Knoxville TN
First Peoples Bank of Tennessee
Strawberry Plains Branch
7500 Ashville Highway Knoxville TN
Citizens National Bank
South Knoxville Walmart Branch
7420 Chapman Highway Knoxville TN
Citizens Bank and Trust Company of Grainger County
Blaine Branch
880 Rutledge Pike Blaine TN
First Peoples Bank of Tennessee
Strawberry Plains Branch
7500 Ashville Highway Knoxville TN
First Century Bank
Strawberry Plains Pike Branch
7051 Strawberry Plains Pike Knoxville TN
CBBC Bank
Heritage Branch
2614 East Lamar Alexander Parkway Maryville TN
FirstBank
Gay Street Branch
418 South Gay Street, Suite 101 Knoxville TN
Pinnacle Bank
Fountain City Office Branch
5019 North Broadway Street Knoxville TN
Home Federal Bank of Tennessee
Fountain City Branch
4900 N Broadway Knoxville TN
Thread Bank
The Citizens Bank Of East Tennessee Branch
606 West Main Street, Suite 202 Knoxville TN
First Horizon Bank
Eagleton Branch
2747 East Broadway Avenue Maryville TN
Commercial Bank
5320 North Broadway Street Branch
5320 North Broadway Street Knoxville TN
Tennessee State Bank
South Knoxville Branch
3314 Chapman Highway Knoxville TN
U.S. Bank National Association
Fountain City Branch
2802 Essary Drive Knoxville TN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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