Best 9-Month CD Rates in Hempstead, New York, NY

You are viewing rates from banks across Hempstead

Below are the best nine-month CD Rates from banks with branches in Hempstead, New York . Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Hempstead, NY - November 7, 2026

What is the best 9-month CD rate in Hempstead, NY?

As of November 7, 2026, the highest 9-month CD rate from a bank in Hempstead, NY is 3.80% APY from Maspeth Federal Savings and Loan Association (minimum deposit $1,500). The best rate with a $1,000 minimum or less is 3.75% APY from Capital One, National Association. The table below ranks every 9-month CD listed for this area. Rates change frequently, so check back for the latest numbers.

Banks	APY	MIN	MILES ^?
Maspeth Federal Savings and Loan Association 101-09 Metropolitan Ave Branch	3.80%	$1,500	19.34	Learn More Add Review
Rate History: 5.00% → 3.00% → 3.80% → 3.60% → 3.80%
Capital One, National Association Williamsburg Branch	3.75%	$0	19.35	Learn More
Rate History: 3.90% → 3.80% → 3.50% → 3.20% → 3.75%
Robert B \| May 19, 2026 I have read these reviews and noticed how old they are. My experience with Capital One has been very good. I have had CDs and savings accounts. All of my transactions have been on line. I have enjoyed usin... Read More Reviews (15)
First Central Savings Bank First Central Savings Bank Branch	3.75%	$500	16.91	Learn More Add Review
Rate History: 3.00% → 3.30% → 3.56% → 3.75%
Customers Bank Osborn Branch	3.75%	$500	15.97	Learn More
Rate History: 4.25% → 4.15% → 3.90% → 3.75%
James A. Elder \| Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More Reviews (3)
Ridgewood Savings Bank 73rd Street Branch	3.65%	$100	18.89	Learn More
Rate History: 3.75% → 4.00% → 3.75% → 3.65% → 3.65%
an \| Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More Reviews (5)
BankUnited, National Association Melville Ny Branch	3.50%	$1,000	9.70	Learn More Add Review
Rate History: 3.50% → 3.75% → 4.15% → 3.75% → 3.50%
Santander Bank, N.A. Pratt Institute Branch	3.50%	$501	19.67	Learn More
Rate History: 2.00% → 3.50%
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
TD Bank, National Association 64th & 3rd Branch	3.49%	$10,001	19.22	Learn More
Rate History: 4.00% → 1.00% → 3.09% → 1.99% → 3.49%
[email protected] \| May 19, 2018 Experience Read More Reviews (1)
Sallie Mae Bank	3.20%	$2,500	-	Learn More
Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Apple Bank Brighton Beach Avenue Branch	3.00%	$1,000	22.75	Learn More Add Review
Rate History: 5.00% → 3.50% → 3.00%
CTBC Bank Corp. (USA) Flushing Branch	3.00%	$5,000	11.99	Learn More Add Review
Citibank, National Association Avenue J And East 13th Street Branch	2.00%	$0	21.19	Learn More
Rate History: 3.25% → 3.20% → 3.00% → 2.00% → 2.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Hempstead, NY - November 7, 2026

Branch	Street	City	State
Maspeth Federal Savings and Loan Association 101-09 Metropolitan Ave Branch	101-09 Metropolitan Ave	New York City	NY
Capital One, National Association Williamsburg Branch	185 Broadway	Brooklyn	NY
First Central Savings Bank First Central Savings Bank Branch	45-08 46th Street	Sunnyside	NY
Customers Bank Osborn Branch	101 Theall Road	Rye	NY
Ridgewood Savings Bank 73rd Street Branch	1404 2nd Avenue	New York	NY
BankUnited, National Association Melville Ny Branch	445 Broadhollow Road	Melville	NY
Santander Bank, N.A. Pratt Institute Branch	200 Willoughby Avenue	Brooklyn	NY
TD Bank, National Association 64th & 3rd Branch	1091 3rd Avenue	New York	NY
Apple Bank Brighton Beach Avenue Branch	405-407 Brighton Beach Avenue	Brooklyn	NY
CTBC Bank Corp. (USA) Flushing Branch	41-99 Main Street	Flushing	NY
Citibank, National Association Avenue J And East 13th Street Branch	1220 Avenue J	Brooklyn	NY