Best 9-Month CD Rates in Houston, Texas, TX

You are viewing rates from banks across Houston

Below are the best nine-month CD Rates from banks with branches in Houston, Texas . Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Houston, TX - September 12, 2026

Banks	APY	MIN	MILES ^?
Regions Bank Cypress Branch	4.00% 3.75%	$501 $500	23.76	Learn More Add Review
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Capital One, National Association Woodbridge Branch	3.75%	$0	18.74	Learn More
Rate History: 3.90% → 3.80% → 3.50% → 3.20% → 3.75%
Robert B \| May 19, 2026 I have read these reviews and noticed how old they are. My experience with Capital One has been very good. I have had CDs and savings accounts. All of my transactions have been on line. I have enjoyed usin... Read More Reviews (15)
Amerant Bank, Formerly Mercantil Bank Fm 1960 West Branch	3.25%	$500	21.46	Learn More
Rate History: 1.50% → 1.50% → 5.00% → 3.25%
Molddave \| Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More Reviews (2)
Sallie Mae Bank	3.20%	$2,500	-	Learn More
Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Zions Bank Copperfield Branch	2.17%	$1,000	21.26	Learn More Add Review
Rate History: 3.05% → 5.00% → 3.05% → 2.53% → 2.17%
Citibank, National Association Citibank, National Association Branch	2.00%	$0	4.77	Learn More
Rate History: 3.25% → 3.20% → 3.00% → 2.00% → 2.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
BOKF, National Association Sweetwater Branch	1.80%	$100,000	19.44	Learn More
Rate History: 2.55% → 2.45% → 2.30% → 2.05% → 1.80%
Aku \| May 29, 2020 Dua Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Houston, TX - September 12, 2026

Branch	Street	City	State
Regions Bank Cypress Branch	12100 Huffmeister	Cypress	TX
Regions Bank Cypress Branch	12100 Huffmeister	Cypress	TX
Capital One, National Association Woodbridge Branch	11507 South Highway 6	Sugar Land	TX
Amerant Bank, Formerly Mercantil Bank Fm 1960 West Branch	12145 Fm 1960 Road West	Houston	TX
Zions Bank Copperfield Branch	6611 Highway 6 North	Houston	TX
Citibank, National Association Citibank, National Association Branch	333 Clay Street Suite 3750	Houston	TX
BOKF, National Association Sweetwater Branch	4555 Sweetwater Boulevard	Sugar Land	TX