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Below are special Certificate of Deposit special rates and terms from banks in Houston, Texas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Houston, TX - September 12, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Wells Fargo Bank South Central, National Association Wells Fargo Bank South Central, National Association Branch |
4.75% | $5,000 | 7 months |
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Rate History: 1.00% → 4.75% |
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Westchase Branch
|
4.20% | $1,000 | 7 months |
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Rate History: 5.00% → 4.20% |
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Plains State Bank Branch
|
4.07% | $1,000 | 12 months |
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River Oaks Branch
|
4.00% | $1,000 | 3 months |
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Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
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First-Citizens Bank & Trust Company Galleria Branch |
4.00% | $5,000 | 5 months |
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Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
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|
0409 Copperfield Wal-Mart Branch
|
4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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Cypress Branch
|
4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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|
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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|
Bank of America, National Association West Oaks Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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Westchase Branch
|
3.80% | $1,000 | 13 months |
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Rate History: 5.50% → 3.80% |
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First-Citizens Bank & Trust Company Galleria Branch |
3.75% | $5,000 | 11 months |
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Sweetwater Branch
|
3.65% | $100,000 | 10 months |
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|
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Rate History: 3.80% → 4.05% → 3.95% → 3.80% → 3.65% |
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0409 Copperfield Wal-Mart Branch
|
3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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River Oaks Branch
|
3.49% | $1,000 | 5 months |
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Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49% |
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The Mint National Bank Branch
|
3.40% | $10,000 | 6 months |
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Rate History: 4.00% → 3.40% |
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Cypress Branch
|
3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Sweetwater Branch
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3.25% | $100,000 | 17 months |
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Rate History: 2.25% → 2.15% → 2.10% → 2.20% → 3.25% |
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Finworth, a division of InsBank Westchase Branch |
3.20% | $50,000 | 22 months |
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Rate History: 4.00% → 3.95% → 3.90% → 3.50% → 3.20% |
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Copperfield Office Branch
|
3.14% | $1,000 | 6 months |
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Rate History: 4.25% → 3.81% → 3.55% → 3.34% → 3.14% |
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Sugarland Banking Center Branch
|
3.05% | $1,000 | 3 months |
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Rate History: 2.75% → 2.85% → 2.90% → 3.00% → 3.05% |
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Citibank, National Association Citibank, National Association Branch |
3.00% | $0 | 5 months |
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Cypress Branch
|
3.00% | $500 | 13 months |
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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Bank of America, National Association West Oaks Branch |
2.95% | $10,000 | 10 months |
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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Copperfield Office Branch
|
2.83% | $1,000 | 11 months |
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Rate History: 4.75% → 3.50% → 3.24% → 3.04% → 2.83% |
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Citibank, National Association Citibank, National Association Branch |
2.75% | $0 | 6 months |
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Cypress Branch
|
2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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Citibank, National Association Citibank, National Association Branch |
2.00% | $0 | 4 months |
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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Bank of America, National Association West Oaks Branch |
2.00% | $10,000 | 13 months |
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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Bank of America, National Association West Oaks Branch |
1.75% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Sugarland Banking Center Branch
|
1.30% | $1,000 | 2 months |
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Rate History: 1.60% → 1.30% |
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Sugarland Banking Center Branch
|
1.20% | $1,000 | 1 months |
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Rate History: 1.50% → 1.20% |
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Citibank, National Association Citibank, National Association Branch |
0.05% | $0 | 3 months |
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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