You are viewing interest checking rates from banks across New Jersey
If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!
NJ - November 3, 2025
| Banks | APY | MIN | |||
|---|---|---|---|---|---|
|
4.01% |
$0 |
||||
|
New money only. Requires Direct Deposit. |
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|
3.00% |
$500 |
||||
|
2.02% |
$0 |
||||
|
2.00% |
$50,000 |
||||
|
1.36% |
$250,000 |
||||
|
1.16% |
$0 |
||||
|
1.10% |
$0 |
||||
|
After fulfilling the minimum qualifying activity requirements per statement cycle of 10 qualifying Point of Sale debit card transactions equal to or over $10.00 per transaction, the 1.10% annual percentage yield (APY) applies to all balance tiers, which are identified as $0–$150,000, $150,000.01–$1,000,000 and balances over $1,000,000. |
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|
1.00% |
$0 |
||||
|
0.70% |
$0 |
||||
|
0.35% |
$50,000 |
||||
|
0.30% |
$20,000 |
||||
|
0.30% |
$35,000 |
||||
|
0.25% |
$1 |
||||
|
0.25% 0.10% |
$9 $0 |
||||
|
0.25% |
$2,500 |
||||
|
0.25% |
$100,000 |
||||
|
0.20% |
$2,500 |
||||
|
0.15% |
$100 |
||||
|
0.15% |
$2,500 |
||||
|
0.15% |
$2,500 |
||||
|
0.15% |
$100,000 |
||||
|
0.10% |
$0 |
||||
|
0.10% 0.05% |
$1 $1,000 |
||||
|
0.10% |
$1 |
||||
|
0.10% |
$25 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$2,500 |
||||
|
0.10% |
$25,000 |
||||
|
0.10% |
$15,000 |
||||
|
0.08% 0.05% |
$99,999 $25,000 |
||||
|
0.05% |
$1 |
||||
|
0.05% |
$1 |
||||
|
0.05% |
$1 |
||||
|
0.05% 0.01% |
$1,500 $0 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$2,500 |
||||
|
0.05% |
$100,000 |
||||
|
0.05% |
$0 |
||||
|
0.05% |
$5,000 |
||||
|
0.03% |
$0 |
||||
|
0.03% 0.01% |
$10,000 $1,000 |
||||
|
0.02% |
$0 |
||||
|
0.02% 0.01% |
$1 $0 |
||||
|
0.02% |
$1,000 |
||||
|
0.02% |
$50,000 |
||||
|
0.01% |
$0 |
||||
|
0.01% |
$0 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$5 |
||||
|
0.01% |
$100 |
||||
|
0.01% |
$2,500 |
||||
|
0.01% |
$2,500 |
||||
|
0.01% |
$1 |
||||
|
0.01% |
$1,000 |
||||
|
0.01% |
$25,000 |
||||
|
0.01% |
$100,000 |
||||
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