This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.67% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,833 | 1,283 |
| 2 | 51,833 | 1,900 | 1,330 |
| 3 | 53,732 | 1,969 | 1,378 |
| 4 | 55,701 | 2,041 | 1,429 |
| 5 | 57,743 | 2,116 | 1,481 |
| 6 | 59,859 | 2,194 | 1,536 |
| 7 | 62,053 | 2,274 | 1,592 |
| 8 | 64,327 | 2,358 | 1,650 |
| 9 | 66,685 | 2,444 | 1,711 |
| 10 | 69,129 | 2,534 | 1,774 |
| 11 | 71,662 | 2,626 | 1,838 |
| 12 | 74,289 | 2,723 | 1,906 |
| 13 | 77,012 | 2,822 | 1,976 |
| 14 | 79,834 | 2,926 | 2,048 |
| 15 | 82,760 | 3,033 | 2,123 |
| 16 | 85,793 | 3,144 | 2,201 |
| 17 | 88,937 | 3,260 | 2,282 |
| 18 | 92,197 | 3,379 | 2,365 |
| 19 | 95,576 | 3,503 | 2,452 |
| 20 | 99,079 | 3,631 | 2,542 |
| TOTAL | $52,710 | $36,897 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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