This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.68% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,340 | 1,638 |
| 2 | 52,340 | 2,450 | 1,715 |
| 3 | 54,790 | 2,564 | 1,795 |
| 4 | 57,354 | 2,684 | 1,879 |
| 5 | 60,038 | 2,810 | 1,967 |
| 6 | 62,848 | 2,941 | 2,059 |
| 7 | 65,789 | 3,079 | 2,155 |
| 8 | 68,868 | 3,223 | 2,256 |
| 9 | 72,091 | 3,374 | 2,362 |
| 10 | 75,465 | 3,532 | 2,472 |
| 11 | 78,996 | 3,697 | 2,588 |
| 12 | 82,693 | 3,870 | 2,709 |
| 13 | 86,563 | 4,051 | 2,836 |
| 14 | 90,615 | 4,241 | 2,969 |
| 15 | 94,855 | 4,439 | 3,107 |
| 16 | 99,295 | 4,647 | 3,253 |
| 17 | 103,942 | 4,864 | 3,405 |
| 18 | 108,806 | 5,092 | 3,564 |
| 19 | 113,898 | 5,330 | 3,731 |
| 20 | 119,229 | 5,580 | 3,906 |
| TOTAL | $74,809 | $52,366 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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