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Comparison of Deposit Account from First Robinson Savings Bank, National Association with 2.77% - November 2025

Long-Term Analysis of First Robinson Savings Bank, National Association with 2.77% APY and Southwestern National Bank with 0.28% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First Robinson Savings Bank, National Association

2.77%

$50,000

12 Month

Bank

5.04x (National Avg. - 0.55%)

SCENARIO

Year	Rate 2.77%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,385	970
2	51,385	1,423	996
3	52,808	1,463	1,024
4	54,271	1,503	1,052
5	55,774	1,545	1,081
6	57,319	1,588	1,111
7	58,907	1,632	1,142
8	60,539	1,677	1,174
9	62,216	1,723	1,206
10	63,939	1,771	1,240
11	65,710	1,820	1,274
12	67,530	1,871	1,309
13	69,401	1,922	1,346
14	71,323	1,976	1,383
15	73,299	2,030	1,421
16	75,330	2,087	1,461
17	77,416	2,144	1,501
18	79,561	2,204	1,543
19	81,764	2,265	1,585
20	84,029	2,328	1,629
	TOTAL	$36,357	$25,450

LOCAL MONEY MARKET

Southwestern National Bank

0.28%

$50,000

N.A.

Bank

0.51x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.28%	Annual Interest	Annual Interest (After Tax)
1	50,000	140	98
2	50,140	140	98
3	50,280	141	99
4	50,421	141	99
5	50,562	142	99
6	50,704	142	99
7	50,846	142	100
8	50,988	143	100
9	51,131	143	100
10	51,274	144	100
11	51,418	144	101
12	51,562	144	101
13	51,706	145	101
14	51,851	145	102
15	51,996	146	102
16	52,142	146	102
17	52,288	146	102
18	52,434	147	103
19	52,581	147	103
20	52,728	148	103
	TOTAL	$2,876	$2,013

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18.
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Bread Savings, a division of Bread Financial	4.20%	$1,500	Learn More
Last change: ↓0.10% on October 13.
M.Y. SAFRA BANK, FSB	4.15%	$500	Learn More
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↓0.15% on October 13.

Compare Savings vs. CDs Comparison of Deposit Account from First Robinson Savings Bank, National Association with 2.77% - November 2025

Long-Term Analysis of First Robinson Savings Bank, National Association with 2.77% APY and Southwestern National Bank with 0.28% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First Robinson Savings Bank, National Association with 2.77% - November 2025