This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.66% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 330 | 231 |
| 2 | 50,330 | 332 | 233 |
| 3 | 50,662 | 334 | 234 |
| 4 | 50,997 | 337 | 236 |
| 5 | 51,333 | 339 | 237 |
| 6 | 51,672 | 341 | 239 |
| 7 | 52,013 | 343 | 240 |
| 8 | 52,356 | 346 | 242 |
| 9 | 52,702 | 348 | 243 |
| 10 | 53,050 | 350 | 245 |
| 11 | 53,400 | 352 | 247 |
| 12 | 53,752 | 355 | 248 |
| 13 | 54,107 | 357 | 250 |
| 14 | 54,464 | 359 | 252 |
| 15 | 54,824 | 362 | 253 |
| 16 | 55,185 | 364 | 255 |
| 17 | 55,550 | 367 | 257 |
| 18 | 55,916 | 369 | 258 |
| 19 | 56,285 | 371 | 260 |
| 20 | 56,657 | 374 | 262 |
| TOTAL | $7,031 | $4,921 |
| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,500 |
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|
Last change: ↓0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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