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Comparison of Deposit Account from JUSTICE with 0.68% - August 2025


Long-Term Analysis of MUTUAL SAVINGS with 2.75% APY and City First Bank of D.C., National Association with 0.25% APY and City First Bank of D.C., National Association with 0.35% APY and City First Bank of D.C., National Association with 0.20% APY and JUSTICE with 0.68% APY and SPACE COAST with 1.11% APY and GEORGIA'S OWN with 3.70% APY and INDIANA UNIVERSITY with 3.25% APY and FIVE COUNTY with 1.01% APY and Legends Bank with 0.25% APY and MOUNTAIN AMERICA with 1.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    MUTUAL SAVINGS
    2.75%
    -
    $50,000
    36 Month
    Credit Union
    3.65x (National Avg. - 0.75%)
    $100
     
    SCENARIO
    Year Rate
    2.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,375 963
    2 51,375 1,413 989
    3 52,788 1,452 1,016
    4 54,239 1,492 1,044
    5 55,731 1,533 1,073
    6 57,264 1,575 1,102
    7 58,838 1,618 1,133
    8 60,456 1,663 1,164
    9 62,119 1,708 1,196
    10 63,827 1,755 1,229
    11 65,583 1,804 1,262
    12 67,386 1,853 1,297
    13 69,239 1,904 1,333
    14 71,143 1,956 1,370
    15 73,100 2,010 1,407
    16 75,110 2,066 1,446
    17 77,175 2,122 1,486
    18 79,298 2,181 1,526
    19 81,478 2,241 1,568
    20 83,719 2,302 1,612
    TOTAL $36,021 $25,215
  • 2
    LOCAL CD
    City First Bank of D.C., National Association
    0.25%
    -
    $50,000
    12 Month
    Bank
    0.45x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 3
    LOCAL CD
    City First Bank of D.C., National Association
    0.35%
    -
    $50,000
    48 Month
    Bank
    0.43x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 4
    LOCAL CD
    City First Bank of D.C., National Association
    0.20%
    -
    $50,000
    6 Month
    Bank
    0.49x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 5
    LOCAL CD
    JUSTICE
    0.68%
    -
    $50,000
    24 Month
    Credit Union
    1.04x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.68%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 342 239
    2 50,342 344 241
    3 50,686 347 243
    4 51,033 349 244
    5 51,382 351 246
    6 51,734 354 248
    7 52,087 356 249
    8 52,444 359 251
    9 52,802 361 253
    10 53,164 364 255
    11 53,527 366 256
    12 53,893 369 258
    13 54,262 371 260
    14 54,633 374 262
    15 55,007 376 263
    16 55,383 379 265
    17 55,762 381 267
    18 56,143 384 269
    19 56,527 387 271
    20 56,914 389 273
    TOTAL $7,303 $5,112
  • 6
    LOCAL MONEY MARKET
    SPACE COAST
    1.11%
    -
    $50,000
    N.A.
    Credit Union
    1.68x (National Avg. - 0.66%)
    $25,000
     
    SCENARIO
    Year Rate
    1.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 555 389
    2 50,555 561 393
    3 51,116 567 397
    4 51,684 574 402
    5 52,257 580 406
    6 52,837 586 411
    7 53,424 593 415
    8 54,017 600 420
    9 54,616 606 424
    10 55,223 613 429
    11 55,836 620 434
    12 56,455 627 439
    13 57,082 634 444
    14 57,716 641 448
    15 58,356 648 453
    16 59,004 655 458
    17 59,659 662 464
    18 60,321 670 469
    19 60,991 677 474
    20 61,668 685 479
    TOTAL $12,352 $8,647
  • 7
    LOCAL CD
    GEORGIA'S OWN
    3.70%
    -
    $50,000
    60 Month
    Credit Union
    4.02x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    3.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,850 1,295
    2 51,850 1,918 1,343
    3 53,768 1,989 1,393
    4 55,758 2,063 1,444
    5 57,821 2,139 1,498
    6 59,960 2,219 1,553
    7 62,179 2,301 1,610
    8 64,479 2,386 1,670
    9 66,865 2,474 1,732
    10 69,339 2,566 1,796
    11 71,905 2,660 1,862
    12 74,565 2,759 1,931
    13 77,324 2,861 2,003
    14 80,185 2,967 2,077
    15 83,152 3,077 2,154
    16 86,229 3,190 2,233
    17 89,419 3,309 2,316
    18 92,728 3,431 2,402
    19 96,158 3,558 2,491
    20 99,716 3,690 2,583
    TOTAL $53,406 $37,384
  • 8
    LOCAL CD
    INDIANA UNIVERSITY
    3.25%
    -
    $50,000
    36 Month
    Credit Union
    4.31x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    3.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,625 1,138
    2 51,625 1,678 1,174
    3 53,303 1,732 1,213
    4 55,035 1,789 1,252
    5 56,824 1,847 1,293
    6 58,671 1,907 1,335
    7 60,577 1,969 1,378
    8 62,546 2,033 1,423
    9 64,579 2,099 1,469
    10 66,678 2,167 1,517
    11 68,845 2,237 1,566
    12 71,082 2,310 1,617
    13 73,392 2,385 1,670
    14 75,778 2,463 1,724
    15 78,240 2,543 1,780
    16 80,783 2,625 1,838
    17 83,409 2,711 1,898
    18 86,119 2,799 1,959
    19 88,918 2,890 2,023
    20 91,808 2,984 2,089
    TOTAL $44,792 $31,354
  • 9
    LOCAL CD
    FIVE COUNTY
    1.01%
    -
    $50,000
    60 Month
    Credit Union
    1.10x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 505 354
    2 50,505 510 357
    3 51,015 515 361
    4 51,530 520 364
    5 52,051 526 368
    6 52,577 531 372
    7 53,108 536 375
    8 53,644 542 379
    9 54,186 547 383
    10 54,733 553 387
    11 55,286 558 391
    12 55,844 564 395
    13 56,408 570 399
    14 56,978 575 403
    15 57,553 581 407
    16 58,135 587 411
    17 58,722 593 415
    18 59,315 599 419
    19 59,914 605 424
    20 60,519 611 428
    TOTAL $11,130 $7,791
  • 10
    LOCAL CD
    Legends Bank
    0.25%
    -
    $50,000
    12 Month
    Bank
    0.45x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 11
    LOCAL MONEY MARKET
    MOUNTAIN AMERICA
    1.15%
    -
    $50,000
    N.A.
    Credit Union
    2.08x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    1.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 575 403
    2 50,575 582 407
    3 51,157 588 412
    4 51,745 595 417
    5 52,340 602 421
    6 52,942 609 426
    7 53,551 616 431
    8 54,167 623 436
    9 54,789 630 441
    10 55,420 637 446
    11 56,057 645 451
    12 56,702 652 456
    13 57,354 660 462
    14 58,013 667 467
    15 58,680 675 472
    16 59,355 683 478
    17 60,038 690 483
    18 60,728 698 489
    19 61,427 706 494
    20 62,133 715 500
    TOTAL $12,847 $8,993

    All calculations are for demonstration purposes only.

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