This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.88% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 442 | 309 |
| 2 | 50,442 | 445 | 312 |
| 3 | 50,887 | 449 | 315 |
| 4 | 51,336 | 453 | 317 |
| 5 | 51,790 | 457 | 320 |
| 6 | 52,247 | 461 | 323 |
| 7 | 52,708 | 465 | 326 |
| 8 | 53,174 | 470 | 329 |
| 9 | 53,643 | 474 | 332 |
| 10 | 54,117 | 478 | 334 |
| 11 | 54,595 | 482 | 337 |
| 12 | 55,077 | 486 | 340 |
| 13 | 55,563 | 491 | 343 |
| 14 | 56,054 | 495 | 346 |
| 15 | 56,549 | 499 | 350 |
| 16 | 57,048 | 504 | 353 |
| 17 | 57,552 | 508 | 356 |
| 18 | 58,060 | 513 | 359 |
| 19 | 58,573 | 517 | 362 |
| 20 | 59,090 | 522 | 365 |
| TOTAL | $9,611 | $6,728 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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