This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,175 | 823 |
| 2 | 51,175 | 1,203 | 842 |
| 3 | 52,378 | 1,231 | 862 |
| 4 | 53,608 | 1,260 | 882 |
| 5 | 54,868 | 1,289 | 903 |
| 6 | 56,158 | 1,320 | 924 |
| 7 | 57,477 | 1,351 | 946 |
| 8 | 58,828 | 1,382 | 968 |
| 9 | 60,211 | 1,415 | 990 |
| 10 | 61,626 | 1,448 | 1,014 |
| 11 | 63,074 | 1,482 | 1,038 |
| 12 | 64,556 | 1,517 | 1,062 |
| 13 | 66,073 | 1,553 | 1,087 |
| 14 | 67,626 | 1,589 | 1,112 |
| 15 | 69,215 | 1,627 | 1,139 |
| 16 | 70,841 | 1,665 | 1,165 |
| 17 | 72,506 | 1,704 | 1,193 |
| 18 | 74,210 | 1,744 | 1,221 |
| 19 | 75,954 | 1,785 | 1,249 |
| 20 | 77,739 | 1,827 | 1,279 |
| TOTAL | $29,566 | $20,696 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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