This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,063 | 1,444 |
| 2 | 52,063 | 2,148 | 1,504 |
| 3 | 54,211 | 2,237 | 1,566 |
| 4 | 56,448 | 2,329 | 1,630 |
| 5 | 58,777 | 2,425 | 1,698 |
| 6 | 61,202 | 2,525 | 1,768 |
| 7 | 63,727 | 2,629 | 1,841 |
| 8 | 66,357 | 2,738 | 1,917 |
| 9 | 69,095 | 2,851 | 1,996 |
| 10 | 71,945 | 2,968 | 2,078 |
| 11 | 74,914 | 3,091 | 2,164 |
| 12 | 78,005 | 3,218 | 2,253 |
| 13 | 81,223 | 3,351 | 2,346 |
| 14 | 84,574 | 3,490 | 2,443 |
| 15 | 88,064 | 3,634 | 2,543 |
| 16 | 91,698 | 3,783 | 2,648 |
| 17 | 95,481 | 3,940 | 2,758 |
| 18 | 99,421 | 4,102 | 2,871 |
| 19 | 103,523 | 4,271 | 2,990 |
| 20 | 107,794 | 4,448 | 3,113 |
| TOTAL | $62,242 | $43,569 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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