Compare Savings vs. CDs
Comparison of Deposit Account from UNITED STATES SENATE with 3.05%
- October 2026
Long-Term Analysis of GENERAL ELECTRIC EMPLOYEES with 0.10% APY and UNITED STATES SENATE with 2.84% APY and UNITED STATES SENATE with 2.89% APY and UNITED STATES SENATE with 3.05% APY and UNITED STATES SENATE with 0.55% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.10%-$50,000N.A.Credit UnionN.A.$2,500SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD2.84%-$50,00012 MonthCredit Union5.14x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
2.84%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,420 994 2 51,420 1,460 1,022 3 52,880 1,502 1,051 4 54,382 1,544 1,081 5 55,927 1,588 1,112 6 57,515 1,633 1,143 7 59,148 1,680 1,176 8 60,828 1,728 1,209 9 62,556 1,777 1,244 10 64,332 1,827 1,279 11 66,159 1,879 1,315 12 68,038 1,932 1,353 13 69,970 1,987 1,391 14 71,958 2,044 1,431 15 74,001 2,102 1,471 16 76,103 2,161 1,513 17 78,264 2,223 1,556 18 80,487 2,286 1,600 19 82,773 2,351 1,646 20 85,123 2,418 1,692 TOTAL $37,541 $26,279 - 3LOCAL CD2.89%-$50,00024 MonthCredit Union4.35x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
2.89%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,445 1,012 2 51,445 1,487 1,041 3 52,932 1,530 1,071 4 54,461 1,574 1,102 5 56,035 1,619 1,134 6 57,655 1,666 1,166 7 59,321 1,714 1,200 8 61,035 1,764 1,235 9 62,799 1,815 1,270 10 64,614 1,867 1,307 11 66,482 1,921 1,345 12 68,403 1,977 1,384 13 70,380 2,034 1,424 14 72,414 2,093 1,465 15 74,507 2,153 1,507 16 76,660 2,215 1,551 17 78,875 2,279 1,596 18 81,155 2,345 1,642 19 83,500 2,413 1,689 20 85,913 2,483 1,738 TOTAL $38,396 $26,877 - 4LOCAL CD3.05%-$50,00060 MonthCredit Union3.29x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
3.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,525 1,068 2 51,525 1,572 1,100 3 53,097 1,619 1,134 4 54,716 1,669 1,168 5 56,385 1,720 1,204 6 58,105 1,772 1,241 7 59,877 1,826 1,278 8 61,703 1,882 1,317 9 63,585 1,939 1,358 10 65,524 1,998 1,399 11 67,523 2,059 1,442 12 69,582 2,122 1,486 13 71,704 2,187 1,531 14 73,891 2,254 1,578 15 76,145 2,322 1,626 16 78,468 2,393 1,675 17 80,861 2,466 1,726 18 83,327 2,541 1,779 19 85,869 2,619 1,833 20 88,488 2,699 1,889 TOTAL $41,186 $28,830 - 5LOCAL MONEY MARKET0.55%-$50,000N.A.Credit Union0.59x (National Avg. - 0.93%)$40,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.75% |
$0 |
Learn More | |
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Last change: ↑0.40% on October 11. |
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