2021 Overview
General Credit Union Information
Cheshire County is an NCUA insured institution located in Keene, NH. It was founded in 1959 and has approximately $19.33 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 13073 |
| Date Established | 1959 |
| Assets | $19.33 million |
| Loans | $8.98 million |
| Deposits | $17.38 million |
| Capital | $1.89 million |
Field of Membership Restrictions
Deposit Rates - January 25, 2021
Your Current Location: Connecticut, CT 06828
We do not yet have rates for Cheshire County
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Cheshire County
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Loan Rates - January 25, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for CHESHIRE COUNTY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.576% | 2.500% | 1.00 | $2,500 | $988 | Learn More |
|
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Note to CHESHIRE COUNTY
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Cheshire County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Cheshire County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Cheshire County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Cheshire County | U.S. Average |
|---|---|
| 8.46% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Cheshire County had $126,218 in non-current loans and $43,242 in owned assets. To cover these potential losses it had $1,894,795 in net worth and $108,978 in loans loss reserves. That gives it a Texas Ratio of 8.46%.
Net Worth
| Cheshire County | U.S. Average |
|---|---|
| 9.8% | 12.91% |
Cheshire County FCU has a net worth of 9.8% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Cheshire County
Branches and Savings
What is Cheshire County?
A credit union, registered with the NCUA under certificate #13073.
Learn more about credit unions here.
Is Cheshire County FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Cheshire County?
Please see Field of Membership information above for information on who is eligible to join.
How big is Cheshire County?
Cheshire County has total capital of $1.89 million. Full information on Cheshire County's financial position is located above.
Who owns Cheshire County?
Credit Unions are owned by their members.
Where are Cheshire County branches located?
See branch locations nearby.
Are Cheshire County ATMs Open 24/7?
Do Cheshire County ATMs accept cash deposits?
Can Cheshire County customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Cheshire County have a mobile app?
Does Cheshire County have mobile deposit?
Does Cheshire County have quick pay?
How can Cheshire County transfer money to other banks or credit unions?
Does Cheshire County report to credit bureaus?
Does Cheshire County use Chexsystems?
Does Cheshire County use Equifax?
What is Cheshire County's toll free phone number?
What is Cheshire County's ACH Routing Number?
What is Cheshire County's SWIFT code?
Where can I find Cheshire County's wire transfer form?
What is the Cheshire County address for deposits?
What Products Does Cheshire County Offer
Does Cheshire County offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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