GREATER WATERTOWN

48 woodruff ave
Watertown, CT 06795

 

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 660
Date Established 1935
Assets $18.52 million
Loans $8.50 million
Deposits $17.19 million
Capital $1.32 million

Greater Watertown is an NCUA insured institution located in Watertown, CT. It was founded in 1935 and has approximately $18.52 millions in assets.

Deposit Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Greater Watertown

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Note to Greater Watertown
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There are currently no rates available for Greater Watertown, but see these great savings and CD rates:

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GREATER WATERTOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Federated Mortgage Corp
NMLS ID: 101475
4.405% 4.375% 0.00 $890 $1,249 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to GREATER WATERTOWN
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Greater Watertown branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Greater Watertown Locations

Financial Details

Greater Watertown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Watertown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Watertown U.S. Average
11.35% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Greater Watertown had $156,929 in non-current loans and $1,848 in owned assets. To cover these potential losses it had $1,315,149 in net worth and $84,118 in loans loss reserves. That gives it a Texas Ratio of 11.35%.

Net Worth
Greater Watertown U.S. Average
7.09% 13.08%

Greater Watertown FCU has a net worth of 7.09% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Greater Watertown

What is Greater Watertown?

A federal credit union, registered with the NCUA under certificate #660.
Learn more about credit unions here.

Is Greater Watertown FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Watertown?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Watertown's share account and share certificate rates?

Greater Watertown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Watertown?

Greater Watertown has total capital of $1.32 million. Full information on Greater Watertown's financial position is located above.

Who owns Greater Watertown?

Credit Unions are owned by their members.

Where are Greater Watertown branches located?

See branch locations nearby.

Are Greater Watertown ATMs Open 24/7?

Do Greater Watertown ATMs accept cash deposits?

Can Greater Watertown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Watertown have a mobile app?

Does Greater Watertown have mobile deposit?

Does Greater Watertown have quick pay?

How can Greater Watertown transfer money to other banks or credit unions?

Does Greater Watertown report to credit bureaus?

Does Greater Watertown use Chexsystems?

Does Greater Watertown use Equifax?

What is Greater Watertown's toll free phone number?

What is Greater Watertown's ACH Routing Number?

What is Greater Watertown's SWIFT code?

Where can I find Greater Watertown's wire transfer form?

What is the Greater Watertown address for deposits?

What Products Does Greater Watertown Offer

Does Greater Watertown offer mortgages?

Compare mortgage rates here.

Does Greater Watertown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Watertown offer auto and RV loans?

Compare auto loan rates here.

Does Greater Watertown offer student loans or personal loans?

Compare personal loan rates here.

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