GREATER WATERTOWN

48 woodruff ave
Watertown, CT 06795

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 660
Date Established 1935
Assets $18.33 million
Loans $7.96 million
Deposits $16.95 million
Capital $1.35 million

Greater Watertown is an NCUA insured institution located in Watertown, CT. It was founded in 1935 and has approximately $18.33 millions in assets.

Deposit Rates - July 16, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Greater Watertown

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Greater Watertown
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There are currently no rates available for Greater Watertown, but see these great savings and CD rates:

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Loan Rates - July 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for GREATER WATERTOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.697% 3.625% 0.50 $2,253 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.778% 3.750% 0.38 $852 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to GREATER WATERTOWN
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Branches

Below are Greater Watertown branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Greater Watertown Locations


Financial Details

Greater Watertown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Watertown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Watertown U.S. Average
9.36% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Greater Watertown had $121,676 in non-current loans and $11,351 in owned assets. To cover these potential losses it had $1,354,776 in net worth and $66,716 in loans loss reserves. That gives it a Texas Ratio of 9.36%.

Net Worth
Greater Watertown U.S. Average
7.39% 13.47%

Greater Watertown FCU has a net worth of 7.39% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Watertown

Branches and Savings

What is Greater Watertown?

A federal credit union, registered with the NCUA under certificate #660.
Learn more about credit unions here.

Is Greater Watertown FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Watertown?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Watertown's share account and share certificate rates?

Greater Watertown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Watertown?

Greater Watertown has total capital of $1.35 million. Full information on Greater Watertown's financial position is located above.

Who owns Greater Watertown?

Credit Unions are owned by their members.

Where are Greater Watertown branches located?

See branch locations nearby.

Are Greater Watertown ATMs Open 24/7?

Do Greater Watertown ATMs accept cash deposits?

Can Greater Watertown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Watertown have a mobile app?

Does Greater Watertown have mobile deposit?

Does Greater Watertown have quick pay?

How can Greater Watertown transfer money to other banks or credit unions?

Does Greater Watertown report to credit bureaus?

Does Greater Watertown use Chexsystems?

Does Greater Watertown use Equifax?

What is Greater Watertown's toll free phone number?

What is Greater Watertown's ACH Routing Number?

What is Greater Watertown's SWIFT code?

Where can I find Greater Watertown's wire transfer form?

What is the Greater Watertown address for deposits?

What Products Does Greater Watertown Offer

Does Greater Watertown offer mortgages?

Compare mortgage rates here.

Does Greater Watertown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Watertown offer auto and RV loans?

Compare auto loan rates here.

Does Greater Watertown offer student loans or personal loans?

Compare personal loan rates here.

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