Florida

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Florida 10-Year Fixed Mortgage Refinance Rates 2025

Florida 10-Year Fixed Conforming Mortgage Refinance

Lender APR Rate (%) Monthly
Payment?
Reliant Home Loans

Reliant Home Loans

NMLS ID: 1945532
4.695% 10 Yr Fixed 4.375% Fees & Points $4,800 Total
1.000 Pts: $3,200
$1,600 Fees

$3,298

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Approol Mortgage, LLC

Approol Mortgage, LLC

NMLS ID: 2533816
License#: 2533816
4.729% 10 Yr Fixed 4.625% Fees & Points $1,546 Total
0.483 Pts: $1,546
$0 Fees

$3,336

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Saxton Mortgage

Saxton Mortgage

NMLS ID: 1717191
4.782% 10 Yr Fixed 4.625% Fees & Points $2,435 Total
0.358 Pts: $1,146
$1,289 Fees

$3,336

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District Lending

District Lending

NMLS ID: 1835285
4.947% 10 Yr Fixed 4.625% Fees & Points $4,800 Total
1.000 Pts: $3,200
$1,600 Fees

$3,336

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Novum Home Loans LLC

Novum Home Loans LLC

NMLS ID: 2487386
4.994% 10 Yr Fixed 4.750% Fees & Points $3,628 Total
0.790 Pts: $2,528
$1,100 Fees

$3,356

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Tithe Lending

Tithe Lending

NMLS ID: 2439006
5.014% 10 Yr Fixed 4.750% Fees & Points $4,010 Total
0.875 Pts: $2,800
$1,210 Fees

$3,356

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Pure Rate Mortgage

Pure Rate Mortgage

NMLS ID: 2578474
5.020% 10 Yr Fixed 4.750% Fees & Points $4,010 Total
0.925 Pts: $2,960
$1,050 Fees

$3,356

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Asset Mutual Mortgage, Inc

Asset Mutual Mortgage, Inc

NMLS ID: 184303
5.056% 10 Yr Fixed 4.875% Fees & Points $2,688 Total
0.840 Pts: $2,688
$0 Fees

$3,375

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Foundation Home Loans, LLC

Foundation Home Loans, LLC

NMLS ID: 2559614
5.061% 10 Yr Fixed 4.875% Fees & Points $2,752 Total
0.860 Pts: $2,752
$0 Fees

$3,375

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Ready Rate

Ready Rate

NMLS ID: 2154342
License#: FL - MLD2280
5.067% 10 Yr Fixed 4.625% Fees & Points $6,606 Total
0.691 Pts: $2,211
$4,395 Fees

$3,336

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Allen Mortgage

Allen Mortgage

NMLS ID: 2552907
5.082% 10 Yr Fixed 4.375% Fees & Points $10,744 Total
1.000 Pts: $3,200
$7,544 Fees

$3,298

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Bergen Mortgage Enterprise LLC

Bergen Mortgage Enterprise LLC

NMLS ID: 1897215
License#: MBR3293
5.088% 10 Yr Fixed 4.875% Fees & Points $3,155 Total
0.986 Pts: $3,155
$0 Fees

$3,375

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Pro Mortgage Funding LLC

Pro Mortgage Funding LLC

NMLS ID: 2119829
5.144% 10 Yr Fixed 4.875% Fees & Points $3,995 Total
0.875 Pts: $2,800
$1,195 Fees

$3,375

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Northpointe Bank

Northpointe Bank

NMLS ID: 447490
5.166% 10 Yr Fixed 4.990% Fees & Points $2,605 Total
0.814 Pts: $2,605
$0 Fees

$3,393

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New American Funding, LLC.

New American Funding, LLC.

NMLS ID: 6606
5.456% 10 Yr Fixed 5.250% Fees & Points $3,034 Total
0.948 Pts: $3,034
$0 Fees

$3,434

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Quicken Loans

Quicken Loans

NMLS ID: 167283
  • Homeowners best kept secret for cash
  • See if a HELOAN could lower payments
  • Access cash without a changing your rate
  • It costs $0 to see how much you could get with a lender
10 Yr Fixed

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Apply in less than 10 minutes.
  • Fast, stress-free closing in as little as 14 days
  • More loan types so you’re more likely to qualify
  • "The smoothest refi experience I’ve ever had" - TR, Houston
10 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
10 Yr Fixed

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Agave Home Loans

Agave Home Loans

NMLS ID: 1951574
License#: MLD2545
  • REFI, HELOC, & Home Equity Loan Options
  • A+ BBB Rating & 1500+ 5-Star Reviews
  • Get a Quote WITHOUT a Hard Credit Pull
  • Top 3 in Customer Satisfaction by Lending Tree Q4 2024
10 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Citibank, National Association


Updated 06/15/2022

6.14%

5.88%
0.25 points
$3,640.00 fees

$0.00


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Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $ and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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