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10-Year Fixed Conforming Mortgage Refinance

New York 10-Year Fixed Mortgage Refinance Rates 2025

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New York 10-Year Fixed Conforming Mortgage Refinance

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Lender	APR	Rate (%)	Monthly Payment^?
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 10 Yr Fixed			Learn More
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 10 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Esl Credit Union Updated 02/10/2023 Restrictions	5.57%	5.57% 0.25 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Ridgewood Savings Bank Updated 02/23/2024	6.72%	5.78% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.14%	5.88% 0.25 points $3,640.00 fees	$0.00	Learn MoreShow Less See Table View
Orange Bank & Trust Company Updated 07/25/2025	6.15%	5.90% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Lake Shore Savings Bank Updated 06/15/2022	6.31%	6.00% 0.00 points $3,210.00 fees	$0.00	Learn MoreShow Less See Table View
The Bank Of Greene County Updated 07/25/2025	6.19%	6.01% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Wayne Bank Updated 09/13/2024	5.30%	6.43% 1.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
The First National Bank Of Long Island Updated 08/11/2023	6.97%	6.47% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Ulster Savings Bank Updated 06/15/2022	6.79%	6.63% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Evans Bank, National Association Updated 06/15/2022	7.09%	6.75% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Webster Bank, National Association Updated 02/28/2024	6.84%	6.75% 0.00 points $0.00 fees	$0.00	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $ and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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New York 10-Year Fixed Mortgage Refinance Rates 2025

New York 10-Year Fixed Conforming Mortgage Refinance

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