New Jersey

Image Courtesy: pixabay.com

New Jersey 10-Year Fixed Mortgage Refinance Rates 2025

New Jersey 10-Year Fixed Conforming Mortgage Refinance

Lender APR Rate (%) Monthly
Payment?
District Lending

District Lending

NMLS ID: 1835285
4.946% 10 Yr Fixed 4.625% Fees & Points $4,787 Total
0.996 Pts: $3,187
$1,600 Fees

$3,336

Learn More

See Table
View   
River City Mortgage LLC

River City Mortgage LLC

NMLS ID: 142954
4.965% 10 Yr Fixed 4.625% Fees & Points $5,177 Total
0.996 Pts: $3,187
$1,990 Fees

$3,336

Learn More

See Table
View   
Pure Rate Mortgage

Pure Rate Mortgage

NMLS ID: 2578474
5.020% 10 Yr Fixed 4.750% Fees & Points $4,010 Total
0.925 Pts: $2,960
$1,050 Fees

$3,356

Learn More

See Table
View   
Bergen Mortgage Enterprise LLC

Bergen Mortgage Enterprise LLC

NMLS ID: 1897215
5.033% 10 Yr Fixed 4.875% Fees & Points $2,349 Total
0.734 Pts: $2,349
$0 Fees

$3,375

Learn More

See Table
View   
Northpointe Bank

Northpointe Bank

NMLS ID: 447490
5.050% 10 Yr Fixed 4.750% Fees & Points $4,457 Total
0.957 Pts: $3,062
$1,395 Fees

$3,356

Learn More

See Table
View   
New American Funding, LLC.

New American Funding, LLC.

NMLS ID: 6606
5.327% 10 Yr Fixed 5.125% Fees & Points $2,986 Total
0.933 Pts: $2,986
$0 Fees

$3,414

Learn More

See Table
View   
Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
  • Turn home equity you've earned into cash
  • Single, convenient monthly payments
  • Reduce interest with shorter loan terms
  • Get personalized solutions for your goals
10 Yr Fixed

Learn More
Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
10 Yr Fixed

Learn More
Quicken Loans

Quicken Loans

NMLS ID: 167283
  • Homeowners best kept secret for cash
  • See if a HELOAN could lower payments
  • Access cash without a changing your rate
  • It costs $0 to see how much you could get with a lender
10 Yr Fixed

Learn More

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Union County Savings Bank


Updated 01/24/2023

5.59%

5.50%
0.00 points
$0.00 fees

$0.00


See Table
View   

Citibank, National Association


Updated 06/15/2022

6.14%

5.88%
0.25 points
$3,640.00 fees

$0.00


See Table
View   

Manasquan Bank


Updated 10/06/2023

7.34%

6.19%
0.00 points
$0.00 fees

$0.00


See Table
View   

Connectone Bank


Updated 12/20/2024

6.52%

6.52%
0.00 points
$0.00 fees

$0.00


See Table
View   

Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $ and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Products by State