North Adams, Massachusetts 20-Year Fixed Jumbo Mortgage Rates 2025

Compare Massachusetts 20-Year Fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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North Adams, Massachusetts 20-Year Fixed Jumbo Mortgage

December 18, 2025
Average: 6.42% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Northpointe Bank NMLS ID: 447490	5.626% 20 Yr Fixed	5.500% Fees & Points $6,219 Total 0.804 Pts: $4,824 $1,395 Fees	$4,128	Learn More See Table View
Refi.com NMLS ID: 1907	5.739% 20 Yr Fixed	5.625% Fees & Points $5,628 Total 0.938 Pts: $5,628 $0 Fees	$4,170	Learn More See Table View
River City Mortgage LLC NMLS ID: 142954 License#: ML142954	5.765% 20 Yr Fixed	5.625% Fees & Points $6,982 Total 0.832 Pts: $4,992 $1,990 Fees	$4,170	Learn More See Table View
Valley West Mortgage NMLS ID: 65506	5.834% 20 Yr Fixed	5.750% Fees & Points $4,175 Total 0.500 Pts: $3,000 $1,175 Fees	$4,213	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	5.903% 20 Yr Fixed	5.750% Fees & Points $7,500 Total 0.250 Pts: $1,500 $6,000 Fees	$4,213	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.113% 20 Yr Fixed	6.000% Fees & Points $5,490 Total 0.915 Pts: $5,490 $0 Fees	$4,299	Learn More See Table View
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 20 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 20 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Institution For Savings In Newburyport And Its Vicinity Updated 09/20/2024	6.04%	5.57% 0.00 points $1,635.00 fees	$4,151.08	Learn MoreShow Less See Table View
Unibank For Savings Updated 12/14/2022	5.68%	5.63% 0.00 points $0.00 fees	$4,169.80	Learn MoreShow Less See Table View
South Shore Bank Updated 12/27/2022	6.03%	5.88% 0.00 points $0.00 fees	$4,255.43	Learn MoreShow Less See Table View
The Lowell Five Cent Savings Bank Updated 12/12/2025	5.81%	5.92% 0.00 points $0.00 fees	$4,270.94	Learn MoreShow Less See Table View
Digital Credit Union Updated 06/21/2024 Restrictions	5.95%	6.02% 0.00 points $0.00 fees	$4,305.51	Learn MoreShow Less See Table View
Digital Credit Union Updated 06/21/2024 Restrictions	5.98%	6.06% 0.00 points $0.00 fees	$4,319.38	Learn MoreShow Less See Table View
Needham Bank Updated 12/12/2025	6.38%	6.13% 0.00 points $0.00 fees	$4,341.97	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$4,385.57	Learn MoreShow Less See Table View
Rockland Credit Union Updated 02/23/2024 Restrictions	6.44%	6.34% 0.00 points $0.00 fees	$4,415.70	Learn MoreShow Less See Table View
Needham Bank Updated 12/12/2025	6.25%	6.38% 0.00 points $0.00 fees	$4,429.75	Learn MoreShow Less See Table View
The Village Bank Updated 09/12/2025	6.80%	6.42% 0.00 points $0.00 fees	$4,444.17	Learn MoreShow Less See Table View
Westfield Bank Updated 05/17/2024	6.82%	6.42% 0.00 points $0.00 fees	$4,445.93	Learn MoreShow Less See Table View
Peoples Bank Of Holyoke, Massachusetts Updated 12/12/2025	5.93%	6.45% 0.00 points $1,705.00 fees	$4,456.15	Learn MoreShow Less See Table View
Athol Savings Bank Updated 02/22/2024	6.65%	6.50% 0.00 points $0.00 fees	$4,473.44	Learn MoreShow Less See Table View
Central One Credit Union Updated 08/18/2023 Restrictions	6.91%	6.53% 0.00 points $0.00 fees	$4,483.69	Learn MoreShow Less See Table View
Middlesex Savings Bank Updated 11/08/2024	6.97%	6.57% 0.00 points $2,600.00 fees	$4,498.91	Learn MoreShow Less See Table View
Foxboro Federal Savings Updated 06/15/2022	6.94%	6.88% 0.00 points $5,880.00 fees	$4,606.88	Learn MoreShow Less See Table View
Country Bank For Savings Updated 12/12/2025	6.08%	6.89% 0.00 points $0.00 fees	$4,613.69	Learn MoreShow Less See Table View
Beacon Bank And Trust Updated 11/09/2022	6.97%	6.97% 0.00 points $0.00 fees	$4,642.43	Learn MoreShow Less See Table View
Nbt Bank, National Association Updated 06/15/2022	7.09%	7.00% 0.00 points $0.00 fees	$4,651.79	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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North Adams, Massachusetts 20-Year Fixed Jumbo Mortgage Rates 2025

North Adams, Massachusetts 20-Year Fixed Jumbo Mortgage

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