California 20-Year Fixed Jumbo Mortgage Rates 2026

Compare California 20-Year Fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Loan Amount:

State or Zip:

Advanced

Advanced Mortgage Search

Transaction:

Loan amount value:

House Value

LTV value:

State:

Period:

Loan Type:

Points:

Property Type:

FICO:

Occupancy:

Do you have a property that you're interested in?

Are you currently working with a real estate agent?

California 20-Year Fixed Jumbo Mortgage

September 11, 2026
Average: 6.33% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$4,212.50	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	6.96%	6.07% 0.00 points $0.00 fees	$4,323.89	Learn MoreShow Less See Table View
El Dorado Savings Bank, F.s.b. Updated 09/11/2026	6.12%	6.12% 0.00 points $0.00 fees	$4,340.23	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/11/2026	6.36%	6.13% 2.00 points $3,210.00 fees	$4,344.75	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.03%	6.14% 0.00 points $0.00 fees	$4,346.84	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.48%	6.25% 0.00 points $0.00 fees	$4,385.57	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$4,385.57	Learn MoreShow Less See Table View
Patelco Credit Union Updated 09/22/2023 Restrictions	7.25%	6.49% 0.00 points $0.00 fees	$4,469.20	Learn MoreShow Less See Table View
Logix Credit Union Updated 11/01/2024 Restrictions	6.98%	6.75% 0.00 points $0.00 fees	$4,562.18	Learn MoreShow Less See Table View
San Diego County Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $0.00 fees	$4,696.92	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$4,696.92	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.14%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
Wescom Central Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 1.00 points $0.00 fees	$4,698.73	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	7.45%	7.25% 0.13 points $0.00 fees	$4,742.26	Learn MoreShow Less See Table View
Boeing Employees Credit Union Updated 06/15/2022 Restrictions	7.33%	7.25% 0.13 points $5,038.00 fees	$4,742.26	Learn MoreShow Less See Table View
San Diego County Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.00 points $0.00 fees	$4,787.80	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.38 points $2,784.00 fees	$4,789.63	Learn MoreShow Less See Table View
Chevron Credit Union Updated 06/15/2022 Restrictions	7.51%	7.50% 0.00 points $0.00 fees	$4,833.56	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Mortgage Resources

The Insider's Guide to Mortgages

Download

Mortgage Refinancing Resources

California 20-Year Fixed Jumbo Mortgage Rates 2026

California 20-Year Fixed Jumbo Mortgage

Products by State