California 20-Year Fixed Jumbo Mortgage Rates 2025

Compare California 20-Year Fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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California 20-Year Fixed Jumbo Mortgage

June 30, 2025
Average: 6.64% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Northpointe Bank NMLS ID: 447490	5.895% 20 Yr Fixed	5.750% Fees & Points $7,113 Total 0.953 Pts: $5,718 $1,395 Fees	$4,213	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.075% 20 Yr Fixed	5.875% Fees & Points $9,750 Total 0.625 Pts: $3,750 $6,000 Fees	$4,256	Learn More See Table View
Pacific Shoreline Funding NMLS ID: 1688718 License#: 1688718	6.134% 20 Yr Fixed	6.000% Fees & Points $6,636 Total 1.000 Pts: $6,000 $636 Fees	$4,299	Learn More See Table View
Nation Home Loans NMLS ID: 1513908	6.137% 20 Yr Fixed	6.000% Fees & Points $6,714 Total 0.750 Pts: $4,500 $2,214 Fees	$4,299	Learn More See Table View
Refi.com NMLS ID: 1907 License#: California	6.226% 20 Yr Fixed	6.125% Fees & Points $4,878 Total 0.813 Pts: $4,878 $0 Fees	$4,342	Learn More See Table View
Access Lending Solutions NMLS ID: 245688 License#: 01827612	6.243% 20 Yr Fixed	6.125% Fees & Points $5,676 Total 0.946 Pts: $5,676 $0 Fees	$4,342	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify "The smoothest refi experience I’ve ever had" - TR, Houston 20 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 20 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 20 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$4,212.50	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	6.96%	6.07% 0.00 points $0.00 fees	$4,323.89	Learn MoreShow Less See Table View
El Dorado Savings Bank, F.s.b. Updated 06/27/2025	5.87%	6.12% 0.00 points $0.00 fees	$4,340.23	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 06/27/2025	6.44%	6.13% 2.00 points $3,210.00 fees	$4,344.75	Learn MoreShow Less See Table View
Star One Credit Union Updated 11/17/2023 Restrictions	7.03%	6.14% 0.00 points $0.00 fees	$4,346.84	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.48%	6.25% 0.00 points $0.00 fees	$4,385.57	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$4,385.57	Learn MoreShow Less See Table View
Patelco Credit Union Updated 09/22/2023 Restrictions	7.25%	6.49% 0.00 points $0.00 fees	$4,469.20	Learn MoreShow Less See Table View
Logix Credit Union Updated 11/01/2024 Restrictions	6.98%	6.75% 0.00 points $0.00 fees	$4,562.18	Learn MoreShow Less See Table View
San Diego County Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $0.00 fees	$4,696.92	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$4,696.92	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.14%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
Wescom Central Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 1.00 points $0.00 fees	$4,698.73	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	7.45%	7.25% 0.13 points $0.00 fees	$4,742.26	Learn MoreShow Less See Table View
Boeing Employees Credit Union Updated 06/15/2022 Restrictions	7.33%	7.25% 0.13 points $5,038.00 fees	$4,742.26	Learn MoreShow Less See Table View
San Diego County Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.00 points $0.00 fees	$4,787.80	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.38 points $2,784.00 fees	$4,789.63	Learn MoreShow Less See Table View
Chevron Credit Union Updated 06/15/2022 Restrictions	7.51%	7.50% 0.00 points $0.00 fees	$4,833.56	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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California 20-Year Fixed Jumbo Mortgage Rates 2025

California 20-Year Fixed Jumbo Mortgage

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