New Jersey 20-Year Fixed Jumbo Mortgage Rates 2026

Compare New Jersey 20-Year Fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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New Jersey 20-Year Fixed Jumbo Mortgage

September 9, 2026
Average: 6.32% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Spencer Savings Bank, Sla Updated 09/04/2026	6.53%	5.04% 0.00 points $3,241.00 fees	$3,974.33	Learn MoreShow Less See Table View
Spencer Savings Bank, Sla Updated 09/04/2026	6.78%	5.44% 0.00 points $3,241.00 fees	$4,107.02	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$4,212.50	Learn MoreShow Less See Table View
Union County Savings Bank Updated 01/24/2023	5.80%	5.75% 0.00 points $0.00 fees	$4,212.50	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.11%	5.88% 0.00 points $3,210.00 fees	$4,255.43	Learn MoreShow Less See Table View
Blue Foundry Bank Updated 01/30/2026	6.06%	6.06% 0.00 points $0.00 fees	$4,320.77	Learn MoreShow Less See Table View
Haven Savings Bank Updated 06/15/2022	6.19%	6.13% 0.00 points $0.00 fees	$4,343.71	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.48%	6.25% 0.00 points $0.00 fees	$4,385.57	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$4,385.57	Learn MoreShow Less See Table View
Columbia Bank Of Fair Lawn, New Jersey Updated 03/17/2023	6.53%	6.41% 0.00 points $0.00 fees	$4,439.94	Learn MoreShow Less See Table View
Columbia Bank Of Fair Lawn, New Jersey Updated 03/17/2023	6.57%	6.44% 0.00 points $0.00 fees	$4,451.92	Learn MoreShow Less See Table View
Manasquan Bank Updated 10/06/2023	7.63%	6.49% 0.00 points $3,241.00 fees	$4,469.55	Learn MoreShow Less See Table View
Manasquan Bank Updated 10/06/2023	7.63%	6.49% 0.00 points $0.00 fees	$4,469.55	Learn MoreShow Less See Table View
Kearny Bank Updated 09/04/2026	7.30%	6.50% 0.00 points $0.00 fees	$4,473.44	Learn MoreShow Less See Table View
Provident Bank Of Jersey City Updated 10/18/2022	7.13%	6.75% 0.00 points $0.00 fees	$4,562.18	Learn MoreShow Less See Table View
Merck Employees Credit Union Updated 06/15/2022 Restrictions	7.08%	7.00% 0.00 points $0.00 fees	$4,651.79	Learn MoreShow Less See Table View
Citadel Credit Union Updated 06/15/2022 Restrictions	7.02%	7.00% 0.25 points $1,565.00 fees	$4,651.79	Learn MoreShow Less See Table View
Citadel Credit Union Updated 06/15/2022 Restrictions	7.05%	7.00% 0.00 points $1,415.00 fees	$4,651.79	Learn MoreShow Less See Table View
Connectone Bank Updated 12/20/2024	7.08%	7.08% 0.00 points $0.00 fees	$4,680.65	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$4,696.92	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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New Jersey 20-Year Fixed Jumbo Mortgage Rates 2026

New Jersey 20-Year Fixed Jumbo Mortgage

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