Minnesota 30-Year fixed Jumbo Mortgage Rates 2025

Compare Minnesota 30-Year fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Minnesota 30-Year fixed Jumbo Mortgage

December 8, 2025
Average: 6.78% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Farmers Bank of Kansas City NMLS ID: 613839	5.696% 30 Yr Fixed	5.625% Fees & Points $4,689 Total 0.467 Pts: $2,802 $1,887 Fees	$3,454	Learn More See Table View
Dylken Home Loans, Inc NMLS ID: 2673152	5.897% 30 Yr Fixed	5.750% Fees & Points $9,642 Total 0.807 Pts: $4,842 $4,800 Fees	$3,502	Learn More See Table View
Refi.com NMLS ID: 1907	5.927% 30 Yr Fixed	5.875% Fees & Points $3,378 Total 0.563 Pts: $3,378 $0 Fees	$3,550	Learn More See Table View
LoanFlight Lending, LLC NMLS ID: 1522344 License#: MN-MO-1522344	5.938% 30 Yr Fixed	5.875% Fees & Points $4,098 Total 0.683 Pts: $4,098 $0 Fees	$3,550	Learn More See Table View
Northpointe Bank NMLS ID: 447490	5.943% 30 Yr Fixed	5.875% Fees & Points $4,395 Total 0.500 Pts: $3,000 $1,395 Fees	$3,550	Learn More See Table View
West Capital Lending NMLS ID: 1566096	5.983% 30 Yr Fixed	5.875% Fees & Points $7,019 Total 0.954 Pts: $5,724 $1,295 Fees	$3,550	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.048% 30 Yr Fixed	5.875% Fees & Points $11,250 Total 0.875 Pts: $5,250 $6,000 Fees	$3,550	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.059% 30 Yr Fixed	5.990% Fees & Points $4,450 Total 0.625 Pts: $3,750 $700 Fees	$3,594	Learn More See Table View
Better.com NMLS ID: 330511	6.065% 30 Yr Fixed	5.990% Fees & Points $4,829 Total 0.639 Pts: $3,834 $995 Fees	$3,594	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	6.080% 30 Yr Fixed	5.990% Fees & Points $5,778 Total 0.963 Pts: $5,778 $0 Fees	$3,594	Learn More See Table View
Barrett Financial NMLS ID: 181106	6.202% 30 Yr Fixed	6.125% Fees & Points $4,997 Total 0.633 Pts: $3,798 $1,199 Fees	$3,646	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.333% 30 Yr Fixed	6.240% Fees & Points $5,934 Total 0.989 Pts: $5,934 $0 Fees	$3,691	Learn More See Table View
Agave Home Loans NMLS ID: 1951574 License#: MN-MO-1951574	REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 30 Yr Fixed			Learn More
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Wells Fargo Bank, National Association Updated 09/27/2024	6.23%	5.86% 0.00 points $0.00 fees	$3,544.24	Learn MoreShow Less See Table View
Bmo Bank National Association Updated 06/02/2023	6.65%	6.02% 0.25 points $1,936.00 fees	$3,606.57	Learn MoreShow Less See Table View
Bank Of The West Updated 06/02/2023	6.23%	6.08% 0.63 points $4,851.00 fees	$3,628.22	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 12/05/2025	5.93%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$3,878.44	Learn MoreShow Less See Table View
Bmo Bank National Association Updated 02/26/2024	7.08%	6.74% 0.00 points $1,936.00 fees	$3,888.00	Learn MoreShow Less See Table View
Wnb Financial, N.a. Updated 06/15/2022	6.84%	6.75% 0.00 points $3,185.00 fees	$3,891.59	Learn MoreShow Less See Table View
Wings Financial Credit Union Updated 03/03/2023 Restrictions	6.76%	6.76% 0.00 points $0.00 fees	$3,897.17	Learn MoreShow Less See Table View
Wings Financial Credit Union Updated 03/03/2023 Restrictions	6.78%	6.78% 0.00 points $0.00 fees	$3,904.36	Learn MoreShow Less See Table View
Think Mutual Bank Updated 12/13/2024	6.66%	6.79% 0.00 points $0.00 fees	$3,905.96	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.93 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Home Federal Savings Bank Updated 06/15/2022	6.99%	6.88% 0.00 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Merchants Bank, National Association Updated 12/08/2022	7.02%	6.90% 0.00 points $0.00 fees	$3,951.60	Learn MoreShow Less See Table View
Bank Of The West Updated 06/02/2023	6.73%	6.97% 0.88 points $3,874.00 fees	$3,980.94	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Minnesota 30-Year fixed Jumbo Mortgage Rates 2025

Minnesota 30-Year fixed Jumbo Mortgage

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