Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Hopkins
Below are three-year CD Rates from banks in Hopkins, Minnesota. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Hopkins, MN - July 17, 2025
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
3.90% |
$1,000 |
4.99 |
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Rate History: 3.30% → 3.75% |
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|
3.30% 3.20% |
$100,000 $0 |
8.75 |
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Rate History: 3.80% → 3.75% → 3.60% → 3.50% → 3.30% |
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|
3.05% 3.00% |
$99,999 $500 |
4.52 |
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|
|
2.52% 2.02% |
$10,000 $1 |
22.89 |
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|
|
|
1.26% |
$10,000 |
15.37 |
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|
|
|
lloyde mille3r | Mar 29, 2017 my ira Read More |
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|
1.25% |
$500 |
5.48 |
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|
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Rate History: 2.25% → 1.50% → 1.25% |
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|
1.15% |
$10,000 |
8.71 |
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|
|
1.15% |
$10,000 |
18.54 |
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|
|
|
1.05% |
$100,000 |
18.06 |
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|
|
|
1.05% |
$100,000 |
6.21 |
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|
|
|
1.05% |
$10,000 |
22.55 |
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|
|
|
1.00% |
$100,000 |
23.34 |
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|
|
|
Steve | Feb 4, 2021 Yes Read More |
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|
1.00% |
$10,000 |
18.06 |
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|
|
|
1.00% |
$10,000 |
16.03 |
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|
|
|
1.00% |
$10,000 |
6.69 |
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|
|
|
1.00% |
$2,000 |
18.49 |
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|
|
|
0.90% |
$10,000 |
22.43 |
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|
|
|
0.90% |
$10,000 |
17.13 |
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|
|
|
0.85% |
$1,000 |
- |
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|
|
|
0.85% |
$10,000 |
18.70 |
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|
|
|
0.85% |
$10,000 |
6.21 |
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|
|
|
0.85% |
$100,000 |
7.56 |
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|
|
|
0.85% |
$10,000 |
4.11 |
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|
|
|
0.85% |
$1,000 |
12.06 |
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|
|
|
0.80% |
$10,000 |
12.90 |
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|
|
|
0.80% |
$10,000 |
23.34 |
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|
|
|
Steve | Feb 4, 2021 Yes Read More |
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|
0.80% |
$10,000 |
18.53 |
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|
|
|
0.80% |
$100,000 |
11.28 |
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|
|
|
0.75% |
$100 |
8.28 |
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|
|
|
0.75% |
$10,000 |
7.56 |
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|
|
|
0.75% |
$10,000 |
7.23 |
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|
|
|
0.75% |
$10,000 |
6.21 |
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|
|
|
0.70% |
$100,000 |
19.24 |
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|
|
|
0.70% |
$10,000 |
11.28 |
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|
|
|
0.70% |
$100,000 |
22.33 |
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|
|
|
0.67% |
$500 |
9.13 |
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|
|
|
0.65% |
$1,000 |
18.12 |
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|
|
|
0.65% |
$10,000 |
19.24 |
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|
|
|
0.65% |
$10,000 |
3.92 |
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|
|
|
0.65% |
$10,000 |
8.17 |
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|
|
|
0.65% |
$100,000 |
15.06 |
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|
|
|
0.60% |
$100,000 |
9.33 |
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|
|
|
0.60% |
$10,000 |
15.30 |
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|
|
|
0.60% |
$100,000 |
22.33 |
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|
|
|
0.60% |
$10,000 |
15.06 |
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|
|
|
0.60% |
$10,000 |
9.76 |
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|
|
|
0.60% |
$10,000 |
20.53 |
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|
|
|
0.57% |
$10,000 |
9.13 |
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|
|
|
0.55% |
$100,000 |
22.33 |
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|
|
|
0.55% |
$10,000 |
3.92 |
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|
|
|
0.55% |
$10,000 |
15.50 |
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|
|
|
0.50% |
$500 |
21.99 |
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|
|
|
0.50% |
$10,000 |
9.33 |
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|
|
|
0.50% |
$10,000 |
22.33 |
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|
|
|
0.50% |
$10,000 |
7.63 |
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|
|
|
BLONDEDOG | Jan 12, 2023 Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that ... Read More |
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0.50% |
$100,000 |
22.94 |
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|
|
|
0.50% |
$10,000 |
10.35 |
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|
|
|
0.50% |
$10,000 |
20.53 |
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|
|
|
0.50% |
$10,000 |
3.92 |
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|
|
|
0.50% |
$10,000 |
21.14 |
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|
|
|
0.50% |
$250 |
10.17 |
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|
|
|
0.49% |
$100,000 |
22.33 |
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|
|
|
0.48% |
$10,000 |
20.53 |
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|
|
|
0.45% |
$10,000 |
22.33 |
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|
|
|
0.45% |
$10,000 |
22.94 |
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|
|
|
0.45% |
$10,000 |
4.51 |
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|
|
|
0.44% |
$10,000 |
20.53 |
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|
|
|
0.40% |
$10,000 |
21.80 |
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|
|
|
0.40% |
$10,000 |
22.33 |
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|
|
|
0.40% |
$500 |
17.04 |
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|
|
|
0.35% |
$100,000 |
22.33 |
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|
|
|
0.30% |
$10,000 |
11.65 |
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|
|
|
jefflockwoodlaw2288@gmail.com | Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More |
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|
0.30% |
$10,000 |
22.33 |
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|
|
|
0.20% |
$10,000 |
11.57 |
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|
|
|
Matthew | Dec 3, 2020 Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More |
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|
0.20% |
$10,000 |
15.49 |
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|
|
|
0.20% |
$10,000 |
22.33 |
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|
|
|
0.15% |
$10,000 |
23.11 |
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|
|
|
evelyne k. sak | May 24, 2016 SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: tepysutsak@gmail.com. THANK YOU Read More |
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|
0.15% |
$10,000 |
22.33 |
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|
|
|
0.07% |
$10,000 |
14.58 |
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|
|
|
0.03% |
$100,000 |
7.20 |
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|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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|
0.01% |
$10,000 |
6.81 |
Learn More
|
|
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates