You are viewing local cd rates around: Virginia, VA 20146


CD Rates – 3 Year – Ashburn, Virginia 2016

Below are three year CD Rates from banks that are located within 20 miles of your location. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Ashburn, VA - December 5, 2016

3 Year CD National Average : 0.77% ?

Bank APY MIN MILES ?
Cardinal Bank 1.67% $1,000 4.21
The Freedom Bank Of Virginia 1.51% $500 9.63
First Virginia Community Bank 1.40% $1,000 10.31
Sonabank 1.31% $500 6.41
Eaglebank 1.25% $1,000 13.96
Eaglebank 1.25% $1,000 3.87
Presidential Bank, Fsb 1.23% $1,000 6.05
Access National Bank 1.20% $10,000 5.10
Revere Bank 1.15% $1,000 16.00
Mainstreet Bank 1.15% $500 7.45
Washingtonfirst Bank 1.15% $1,000 5.30
Carter Bank & Trust 1.00% $100 18.68
Sandy Spring Bank 0.95% $1,000 14.78
Sandy Spring Bank 0.95% $1,000 2.37
Congressional Bank 0.95% $1,000 8.26
Metro City Bank 0.94% $1,000 14.47
The Middleburg Bank 0.90% $500 0.94
Cardinal Bank 0.90% $1,000 4.21
Damascus Community Bank 0.80% $1 17.43
First National Bank Of Pennsylvania 0.75% $500 15.97
Summit Community Bank, Inc 0.75% $500 5.81
Burke & Herbert Bank & Trust Company 0.70% $10,000 15.32
Summit Community Bank, Inc 0.70% $10,000 5.81
Td Bank, National Association 0.65% $100,000 15.28
United Bank 0.65% $500 2.24
Union Bank & Trust 0.65% $1,000 14.20
Bank Of Hampton Roads 0.60% $500 16.04
Fulton Bank, National Association 0.55% $1,000 7.59
Pnc Bank, National Association 0.50% $10,000 13.60
Pnc Bank, National Association 0.50% $10,000 0.73
Td Bank, National Association 0.45% $10,000 15.28
Td Bank, National Association 0.45% $10,000 5.59
Pnc Bank, National Association 0.43% $100,000 13.60
Branch Banking And Trust Company 0.40% $10,000 8.08
Pnc Bank, National Association 0.40% $100,000 13.60
Branch Banking And Trust Company 0.40% $10,000 0.92
The Fauquier Bank 0.40% $500 17.79
Pnc Bank, National Association 0.40% $100,000 0.73
Pnc Bank, National Association 0.38% $100,000 13.60
Pnc Bank, National Association 0.38% $100,000 0.73
Citibank, National Association 0.35% $10,000 14.81
Pnc Bank, National Association 0.35% $10,000 13.60
Capital One, National Association 0.35% $1,000 13.41
Capital One, National Association 0.35% $1,000 0.74
Citibank, National Association 0.35% $10,000 6.42
Pnc Bank, National Association 0.32% $10,000 13.60
Pnc Bank, National Association 0.32% $10,000 0.73
Pnc Bank, National Association 0.30% $10,000 13.60
Pnc Bank, National Association 0.30% $10,000 0.73
Suntrust Bank 0.25% $10,000 11.05
Suntrust Bank 0.25% $10,000 1.60
First-citizens Bank & Trust Company 0.25% $10,000 5.91
Woodforest National Bank 0.25% $500 3.37
Wells Fargo Bank, National Association 0.20% $10,000 13.52
Wells Fargo Bank, National Association 0.20% $10,000 0.96
Manufacturers And Traders Trust Company 0.15% $1,000 8.08
Manufacturers And Traders Trust Company 0.15% $1,000 1.49
Bank Of America, National Association 0.12% $10,000 13.50
Bank Of America, National Association 0.12% $10,000 1.53

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2016

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, you visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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  • Heronva

    August 09, 2014

    Cardinal Bank is actually offering 1.67% on three CD's in Virginia.

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