Nebraska

Image Courtesy: pixabay.com

Nebraska CD Rates – 3-Year

You are viewing rates from banks across Nebraska





Below are three-year CD Rates from banks in Nebraska. Three-years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

NE - July 30, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.25% → 4.00% → 3.75% → 4.00% → 4.15%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Rate History: 4.15% → 4.00% → 3.90% → 3.75% → 4.00%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 3.25% → 3.26% → 4.50% → 4.00%

Early withdrawal penalty is 180 days interest.

| Jul 4, 2025

Bread's current 6-month CD is 4.45%, not 4.35%. Read More

Early Withdrawal Penalty is 360 days interest.
Rate History: 4.35% → 4.35% → 4.19% → 3.77% → 3.97%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Early Withdrawal penalty is 6 Months' interest.
Rate History: 4.50% → 4.40% → 4.15% → 4.00% → 3.95%

| Jul 1, 2022

not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.00% → 4.45%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 3.90% → 3.60% → 3.65% → 4.00% → 3.90%

| Feb 15, 2024

best bank on the list but no longer the most competitive Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.35% → 4.00% → 3.60% → 3.91% → 3.80%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

Warning: Early Withdrawal Penalty is 2% of principal.

| Dec 22, 2018

I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.65% → 3.85% → 3.75% → 3.65% → 3.75%

| Sep 30, 2023

CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More

Rate History: 3.00% → 3.60%

| Aug 31, 2022

never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More

Rate History: 5.10% → 0.55% → 2.50% → 4.00% → 3.60%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity.
Rate History: 4.20% → 4.10% → 3.75% → 3.45% → 3.50%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Rate History: 4.10% → 4.00% → 3.75% → 3.60% → 3.50%

| Jan 10, 2024

AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More

Rate History: 4.00% → 3.60% → 3.50% → 3.40% → 3.50%

| Aug 13, 2023

Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More

Early Withdrawal Penalty is 6 months interest.
Rate History: 4.10% → 4.00% → 3.75% → 3.60% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.30% → 4.00% → 3.50%

| Nov 12, 2022

I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.10% → 4.00% → 3.75% → 3.60% → 3.50%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 3.75% → 3.50%

| Jul 6, 2023

This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.10% → 3.40%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

3.36%

$1,000

-

Learn More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 3.25% → 3.60% → 3.25%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Rate History: 3.10% → 2.85% → 3.50% → 3.25%

| Mar 20, 2016

Good solid bank. Read More

| Jan 28, 2025

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More

Rate History: 0.15% → 4.50% → 4.35% → 3.50% → 3.00%

| Apr 18, 2018

Worst experience of my life. Did not fund and gave $25 to my own charity. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.30% → 3.50% → 4.00% → 3.50% → 3.00%

| May 2, 2022

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More

Early Withdrawal Penalty is 18 months interest.
Rate History: 3.50% → 3.00% → 2.60% → 3.00%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.35% → 2.70%

| Aug 26, 2022

Too slow to raise rates. Read More

Rate History: 1.00% → 2.75% → 2.65%

| May 26, 2017

Before009 Read More

Early Withdrawal Penalty in 180 days interest.
Rate History: 5.00% → 3.50% → 3.00% → 2.50%

| Jun 13, 2023

I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More

Rate History: 2.22% → 2.27%

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

Early Withdrawal Penalty in 180 days interest.
Rate History: 5.00% → 4.00% → 3.00% → 2.25%

| Apr 25, 2023

with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More

| Dec 8, 2020

Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 1.98% → 2.00%

| Apr 30, 2019

No issues. I feel confident using them. Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.75% → 2.55% → 1.55%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

1.51%

$10,000

-

Learn More

Rate History: 2.75% → 2.55% → 1.30%

| Feb 24, 2020

I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More

1.26%

$10,000

-

Learn More

1.26%

$500

-

Learn More

1.26%

$10,000

-

Learn More

1.21%

$10,000

-

Learn More

1.20%

$10,000

-

Learn More

1.20%

$10,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$1,000

-

Learn More

1.15%

$10,000

-

Learn More

1.15%

$10,000

-

Learn More

1.13%

$10,000

-

Learn More

1.11%

$10,000

-

Learn More

1.11%

$10,000

-

Learn More

1.10%

$500

-

Learn More

1.10%

$10,000

-

Learn More

1.10%

$10,000

-

Learn More

1.10%

$10,000

-

Learn More

| Jan 1, 2020

00Title1! Read More

1.10%

$100,000

-

Learn More

1.10%

$10,000

-

Learn More

| Feb 24, 2020

Adams County Bank was the only bank in the county that would set up an account for our newly-arrived family many years ago. We were forever grateful! Bob, retired IT professional Read More

1.06%

$1,000

-

Learn More

| Jan 1, 2020

00Title1! Read More

1.05%

$10,000

-

Learn More

1.05%

$10,000

-

Learn More

1.05%

$100,000

-

Learn More

1.01%

$10,000

-

Learn More

1.00%

$1,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$100,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$100,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$10,000

-

Learn More

1.00%

$10,000

-

Learn More

| Feb 24, 2020

Adams County Bank was the only bank in the county that would set up an account for our newly-arrived family many years ago. We were forever grateful! Bob, retired IT professional Read More

0.97%

$100,000

-

Learn More

0.95%

$1,000

-

Learn More

0.95%

$10,000

-

Learn More

0.95%

$100,000

-

Learn More

0.95%

$10,000

-

Learn More

| Jan 1, 2020

00Title1! Read More

0.95%

$100,000

-

Learn More

0.95%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

| Jan 1, 2020

00Title1! Read More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$100,000

-

Learn More

0.90%

$10,000

-

Learn More

0.90%

$100,000

-

Learn More

0.90%

$500

-

Learn More

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

0.85%

$1,000

-

Learn More

0.85%

$100,000

-

Learn More

0.85%

$10,000

-

Learn More

0.85%

$10,000

-

Learn More

| Jan 1, 2020

00Title1! Read More

0.85%

$10,000

-

Learn More

0.85%

$10,000

-

Learn More

0.85%

$10,000

-

Learn More

0.81%

$500

-

Learn More

0.80%

$500

-

Learn More

0.80%

$500

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.80%

$10,000

-

Learn More

0.75%

$500

-

Learn More

0.75%

$10,000

-

Learn More

0.75%

$100,000

-

Learn More

0.75%

$10,000

-

Learn More

| Sep 23, 2019

Access not. A good bank...whenever you save money to it their won't be any issue or problem but if you try to withdraw your money they will be telling you that you need to authorize.... Read More

0.75%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$10,000

-

Learn More

0.70%

$100,000

-

Learn More

0.65%

$10,000

-

Learn More

0.65%

$10,000

-

Learn More

0.65%

$10,000

-

Learn More

| Jun 28, 2017

showmefivethousanddollars Read More

0.65%

$10,000

-

Learn More

0.65%

$10,000

-

Learn More

0.65%

$100,000

-

Learn More

0.65%

$10,000

-

Learn More

0.60%

$100,000

-

Learn More

0.60%

$500

-

Learn More

0.60%

$100,000

-

Learn More

| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.60%

$10,000

-

Learn More

| Feb 19, 2023

Does five point bank of Hastings cash a check through atm Read More

| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.55%

$10,000

-

Learn More

0.55%

$10,000

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$100,000

-

Learn More

0.50%

$250

-

Learn More

0.50%

$10,000

-

Learn More

0.50%

$100,000

-

Learn More

0.50%

$10,000

-

Learn More

0.49%

$100,000

-

Learn More

0.49%

$10,000

-

Learn More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.40%

$10,000

-

Learn More

0.39%

$10,000

-

Learn More

0.35%

$10,000

-

Learn More

0.30%

$500

-

Learn More

0.27%

$50,000

-

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

Rate History: 2.75% → 0.25%

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

0.25%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

-

Learn More

0.20%

$10,000

-

Learn More

0.17%

$10,000

-

Learn More

Rate History: 3.51% → 1.00% → 3.51% → 1.00% → 0.15%

| May 19, 2018

Experience Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.10%

$500

-

Learn More

Rate History: 0.02% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
Commercial State Bank
Nebraska City Branch
617 Central Avenue Nebraska City NE
Union Bank and Trust Company
Auburn Branch
1301 J Street Auburn NE
Bank of Dixon County
412 Main Street Branch
412 Main Street New Castle NE
Bank of the Valley
Bank Of The Valley Branch
404 State Street Bellwood NE
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
501 Main St Milligan NE
Citizens State Bank
Citizens State Bank Branch
209 3rd Street Carleton NE
Foundation One Bank
North 156th Street Branch
4141 North 156th Street Omaha NE
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust Branch
800 West Benjamin Avenue Norfolk NE
Henderson State Bank
Henderson State Bank Branch
627 Lincoln Avenue York NE
Western Nebraska Bank
Bank Of Paxton Branch
203 North Oak Street Paxton NE
Brunswick State Bank
Brunswick State Bank Branch
226 2nd St Brunswick NE
Citizens State Bank
Spalding Branch
121 North Chestnut Street Spalding NE
Home Federal Savings and Loan Association of Grand Island
715 West 4th Branch
715 West 4th Hastings NE
Security Bank
Osmond Branch
321 N State Street Osmond NE
Stanton State Bank
Stanton State Bank Branch
924 Ivy Street Stanton NE
Riverstone Bank
Tri Valley Bank Branch
223 Main Street Talmage NE
Astra Bank
Sutton Branch
105 S. Saunders Avenue Sutton NE
Nebraska Bank
Bridgeport Branch
823 Main Street Bridgeport NE
Madison County Bank
Norfolk Branch
2100 Pasewalk Avenue Norfolk NE
Bank of Hartington
304 North Broadway Branch
304 North Broadway Hartington NE
Homestead Bank
Drive-Thru Schuyler Branch
715 West Sixteenth Street Schuyler NE
Scribner Bank
Scribner Bank Branch
400 Main Street Scribner NE
Exchange Bank
Exchange Bank Branch
7655 Pioneers Blvd Lincoln NE
Adams County Bank
Adams County Bank Branch
401 N. Smith Avenue Kenesaw NE
Cedar Security Bank
Wynot Branch
411 St James Ave Wynot NE
Homestead Bank
Drive-Thru Schuyler Branch
715 West Sixteenth Street Schuyler NE
Bank of Clarks
Farmers State Bank Of Silver Creek B Branch
Second And Vine Silver Creek NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
Farmers and Merchants Bank
Jansen Branch
Broad And Elm Streets Jansen NE
Countryside Bank
Countryside Bank Branch
379 Main Street Unadilla NE
Cedar Rapids State Bank
Cedar Rapids State Bank Branch
213 W Main St Cedar Rapids NE
Pinnacle Bank - Wyoming
Mitchell Branch
1511 Broadway Mitchell NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
State Nebraska Bank & Trust
State Nebraska Bank & Trust Branch
122 Main Street Wayne NE
Washington County Bank
Washington County Bank - Washington Branch
303 South 13th Street Tekamah NE
Legends West Bank
Bank Of Lewellen Branch
302 Main Street Lewellen NE
Lincoln FSB of Nebraska
720 4th Avenue Branch
720 4th Avenue Holdrege NE
Pathway Bank
Pathway Bank Branch
817 H Street Burwell NE
Bank of Prague
Bank Of Prague Branch
316 West Center Avenue Prague NE
FirstBank of Nebraska
Syracuse Branch
320 Fifth St Syracuse NE
I3 Bank
2433 Silver Street Branch
2433 Silver Street Ashland NE
Dayspring Bank
Mullen Branch
101 Northwest First Mullen NE
Farmers and Merchants Bank
Jansen Branch
Broad And Elm Streets Jansen NE
Adams County Bank
Adams County Bank Branch
401 N. Smith Avenue Kenesaw NE
Columbus Bank and Trust Company
Columbus Bank And Trust Company Branch
2501 13th Street Columbus NE
Citizens Bank & Trust Company
Citizens Bank & Trust Company Branch
721 Seventh Street Saint Paul NE
Bank of Elgin
Bank Of Elgin Branch
101 North 2nd Street Elgin NE
Town & Country Bank
Town & Country Bank Branch
423 Grand Avenue Ravenna NE
Cornerstone Bank
North Loup Valley Branch
404 W 1st St North Loup NE
Homestead Bank
Drive-Thru Schuyler Branch
715 West Sixteenth Street Schuyler NE
City Bank & Trust Co.
City Bank & Trust Company Branch
940 'p' Street Lincoln NE
The Bank of Steinauer
The Bank Of Steinauer Branch
215 Main St Steinauer NE
First State Bank
First State Bank Branch
Broadway And Main Streets Randolph NE
Platte Valley Bank
Plaza Branch
710 Avenue B Scottsbluff NE
Homestead Bank
Drive-Thru Schuyler Branch
715 West Sixteenth Street Schuyler NE
First State Bank Nebraska
De Witt Branch
307 East Fillmore Avenue De Witt NE
Wahoo State Bank
314 5th Street Branch
314 5th Street Wahoo NE
JONES BANK
Milford Branch
807 Fifth Street Milford NE
Enterprise Bank
Regency Parkway Branch
210 Regency Parkway Omaha NE
Cattle Bank and Trust
Village Gardens Branch
5800 Hidcote Ave., Suite 106 Lincoln NE
First Bank of Utica
First Bank Of Utica Branch
785 D Street Utica NE
Cornhusker Bank
Apples Way Branch
6100 Apple's Way Lincoln NE
City Bank & Trust Co.
City Bank & Trust Company Branch
940 'p' Street Lincoln NE
State Bank of Table Rock
State Bank Of Table Rock, Pawnee City Branch
650 G Street Pawnee City NE
South Central State Bank
South Central State Bank Branch
673 Broad St. Campbell NE
First State Bank
620 West Main Street Branch
620 West Main Street Alma NE
Minden Exchange Bank & Trust Company
Minden Exchange Bank & Trust Company Branch
448 North Minden Avenue Minden NE
Hershey Bank
Hershey State Bank, North Platte Branch
301 East Philip Avenue North Platte NE
Custer Federal State Bank
Custer Federal State Bank Branch
341 South 10th Avenue Broken Bow NE
Town & Country Bank
Town & Country Bank Branch
423 Grand Avenue Ravenna NE
Homestead Bank
Drive-Thru Schuyler Branch
715 West Sixteenth Street Schuyler NE
Scribner Bank
Scribner Bank Branch
400 Main Street Scribner NE
Nebraska Bank of Commerce
Nebraska Bank Of Commerce Branch
6000 Village Drive, Suite 100 Lincoln NE
Commercial Bank
Commercial Bank Branch
Fourth And Main (S.W. Corner) Nelson NE
First Bank and Trust Company
First Bank And Trust Company Branch
315 East 4th Street Minden NE
Genoa Community Bank
Genoa Community Bank Branch
Willard Avenue And Oak Street Genoa NE
Flatwater Bank
Gothenburg State Bank Branch
900 Lake Gothenburg NE
First Nebraska Bank
Brainard Branch
Madison Street Brainard NE
Hershey Bank
Hershey State Bank, North Platte Branch
301 East Philip Avenue North Platte NE
Legends West Bank
Bank Of Lewellen Branch
302 Main Street Lewellen NE
Pathway Bank
Pathway Bank Branch
817 H Street Burwell NE
The Potter State Bank of Potter
The Potter State Bank Of Potter Branch
Front And Chestnut Potter NE
FirsTier Bank
Firstier Bank Branch
222 North Tyler Street Elm Creek NE
Platte Valley Bank
Platte Valley Bank Branch
606 Main Street North Bend NE
State Bank of Table Rock
State Bank Of Table Rock, Pawnee City Branch
650 G Street Pawnee City NE
American Exchange Bank
Elmwood Branch
440 D Street Eagle NE
First State Bank
620 West Main Street Branch
620 West Main Street Alma NE
Western National Bank
Byron State Bank Branch
115 Kansas Avenue Byron NE
Frontier Bank
Frontier Bank Lincoln Branch (Glynoa
8380 Glynoaks Drive Lincoln NE
Security First Bank
Harrison Branch
289 Main Street Harrison NE
Nebraska State Bank
Nebraska State Bank Branch
301 Prairie Street Bristow NE
Columbus Bank and Trust Company
Columbus Bank And Trust Company Branch
2501 13th Street Columbus NE
Access Bank
Access Bank Branch
8712 West Dodge Road Omaha NE
First Westroads Bank, Inc.
Westroads Branch
612 N. 98th Street Omaha NE
Great Plains State Bank
Great Plains State Bank Branch
140 Main Street Petersburg NE
Butte State Bank
Butte State Bank Branch
510 Thayer Street Butte NE
First Community Bank
Bancroft Branch
N Main Street Bancroft NE
Adams Bank & Trust
Chappell Branch
641 2nd Street Chappell NE
Five Points Bank
Omaha- Mobile Branch
9817 Giles Road La Vista NE
F&M Bank
F&M Bank Branch
1701 Stone Street Falls City NE
Nebraska State Bank
Nebraska State Bank Branch
301 Prairie Street Bristow NE
Bruning Bank
Bank Of Broken Bow, A Branch Of Bruning State Bank Branch
803 South D Street Broken Bow NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
First Savings Bank
Omaha Branch
3540 South 84th Street Omaha NE
United Republic Bank
United Republic Bank Branch
111 North 181st Street Omaha NE
West Gate Bank
Eagle Crest Branch
8400 Eagle Crest Rd Lincoln NE
York State Bank
Detached Tellers' Branch
729 Lincoln Avenue York NE
Stockmens Bank
The State Bank Of Bartley Branch
402 Commercial Street Bartley NE
West Plains Bank
West Plains Bank Branch
200 North Main Street Ainsworth NE
Sandhills State Bank
North Platte Branch
203 South Dewey Street North Platte NE
F&M Bank
Wayne Branch
321 Main Wayne NE
Heartland Bank
Heartland Bank Branch
896 G Street Geneva NE
Premier Bank National Association
Premier Bank - Nebraska City Branch
202 South Eighth Street Nebraska City NE
Five Points Bank of Hastings
Hastings Downtown Branch
322 North Saint Joseph Avenue Hastings NE
Heartland Bank
Heartland Bank Branch
896 G Street Geneva NE
Waypoint Bank
Waypoint Bank Branch
747 Meridian Cozad NE
York State Bank
Detached Tellers' Branch
729 Lincoln Avenue York NE
West Plains Bank
West Plains Bank Branch
200 North Main Street Ainsworth NE
Midwest Bank
Deshler Branch
701 4th St Deshler NE
Great Southern Bank
Bellevue Branch
7001 South 36th Street Bellevue NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
Nebraskaland Bank
S. Dewey Branch
1400 S. Dewey Street North Platte NE
F&M Bank
F&M Bank Branch
1701 Stone Street Falls City NE
BankFirst
Drive-In Facility Branch
920 South 13th Street Norfolk NE
Arbor Bank
Arbor Bank Branch
911 Central Avenue Nebraska City NE
Midwest Bank
Deshler Branch
701 4th St Deshler NE
F&M Bank
Wayne Branch
321 Main Wayne NE
Nebraska State Bank and Trust Company
Merna Branch
Center Avenue And Highway 92 Merna NE
Sidney Federal Savings and Loan Association
Sidney Federal Savings And Loan Asso Branch
1045 10th Avenue Sidney NE
RVR Bank
Walmart Office Branch
3010 East 23rd Avenue North Fremont NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
BankFirst
Drive-In Facility Branch
920 South 13th Street Norfolk NE
Dundee Bank
Dundee Branch
5015 Underwood Avenue Omaha NE
Nebraskaland Bank
S. Dewey Branch
1400 S. Dewey Street North Platte NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
Central National Bank
Mortgage Department Branch
P.O. Box 268 Superior NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
Northwest Bank
La Vista Branch
9719 Giles Rd La Vista NE
UMB Bank, National Association
Village Pointe Branch
16929 Burke Street Omaha NE
Heritage Bank
St. Paul Branch
821 2nd Street St. Paul NE
Pinnacle Bank
Home State Bank Branch
218 Main Street Louisville NE
Central National Bank
Mortgage Department Branch
P.O. Box 268 Superior NE
U.S. Bank National Association
10th & Norfolk Branch
909 Norfolk Avenue Norfolk NE
First National Bank of Omaha
17th Avenue Branch
5410 17th Avenue Kearney NE


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates