California

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Brentwood, California CD Rates – 6-Month

You are viewing rates from banks across Brentwood

 

Below are the best six-month CD Rates from banks with branches in Brentwood, California . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Brentwood, CA - July 8, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 4.00% → 3.75% → 3.60% → 4.00% → 3.75%

Rate History: 4.07% → 3.61%

Rate History: 4.86% → 3.05%

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 4.26% → 4.25% → 1.00%

| Apr 9, 2020

I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More

| Apr 9, 2020

I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More

0.15%

$100,000

17.19

Learn More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

0.10%

$10,000

19.87

Learn More

| Mar 9, 2021

the worst bank I've ever dealt with in my 72 years Read More

| Mar 9, 2021

the worst bank I've ever dealt with in my 72 years Read More

| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

0.05%

$10,000

17.19

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Brentwood, CA - July 8, 2025


Branch Street City State
Comerica Bank
Walnut Creek Branch
1442 N Main St Walnut Creek CA
XD Bank
Walnut Creek Branch
1631 North California Blvd Walnut Creek CA
Fremont Bank
Walnut Creek Branch
1735 N. Broadway Walnut Creek CA
City National Bank
Walnut Creek Banking Office Branch
2001 North Main Street Walnut Creek CA
Zions Bank
Loan Production Branch
1981 North Broadway, Suite 275 Walnut Creek CA
Citibank, National Association
Pleasant Hill Branch
700 Contra Costa Boulevard Pleasant Hill CA
Wells Fargo Bank, National Association
Walnut Creek Pcs Office Branch
2001 North Main Street Walnut Creek CA
JPMorgan Chase Bank, National Association
Pleasant Hill Branch
1898 Contra Costa Blvd Pleasant Hill CA
First Bank
Walnut Creek Branch
1700 N Broadway, Suite 100 Walnut Creek CA
United Business Bank
United Business Bank Branch
500 Ygnacio Valley Road Suite 200 Walnut Creek CA
United Business Bank
United Business Bank Branch
500 Ygnacio Valley Road Suite 200 Walnut Creek CA
Heritage Bank of Commerce
Danville Branch
387 Diablo Road Danville CA
Umpqua Bank
Walnut Creek Commercial Banking Cent Branch
1333 N California Blvd, Suite Sl30 Walnut Creek CA
Oak Valley Community Bank
Tracy Branch
1034 North Central Avenue Tracy CA
Westamerica Bank
Walnut Creek Branch
1676 North California Blvd., #p-120 Walnut Creek CA
Westamerica Bank
Walnut Creek Branch
1676 North California Blvd., #p-120 Walnut Creek CA
Fremont Bank
Walnut Creek Branch
1735 N. Broadway Walnut Creek CA
Comerica Bank
Walnut Creek Branch
1442 N Main St Walnut Creek CA
Umpqua Bank
Walnut Creek Commercial Banking Cent Branch
1333 N California Blvd, Suite Sl30 Walnut Creek CA
Mechanics Bank
Walnut Creek Office Branch
1350 North Main Street Walnut Creek CA
Heritage Bank of Commerce
Danville Branch
387 Diablo Road Danville CA
U.S. Bank National Association
Sunvalley Safeway Branch
707 Contra Costa Boulevard Pleasant Hill CA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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