California

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Brentwood, California CD Rates – 2-Year

You are viewing rates from banks across Brentwood

 

Below are two-year Certificates of Deposit (CD) rates from banks in Brentwood, California. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Brentwood, CA - July 8, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

Rate History: 3.05% → 2.53%

Rate History: 2.53% → 2.02%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 0.50%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Apr 9, 2020

I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More

0.35%

$10,000

19.87

Learn More

| Mar 9, 2021

the worst bank I've ever dealt with in my 72 years Read More

0.25%

$100,000

17.19

Learn More

| Mar 9, 2021

the worst bank I've ever dealt with in my 72 years Read More

| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

0.20%

$10,000

17.19

Learn More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Brentwood, CA - July 8, 2025


Branch Street City State
XD Bank
Walnut Creek Branch
1631 North California Blvd Walnut Creek CA
Zions Bank
Loan Production Branch
1981 North Broadway, Suite 275 Walnut Creek CA
City National Bank
Walnut Creek Banking Office Branch
2001 North Main Street Walnut Creek CA
JPMorgan Chase Bank, National Association
Pleasant Hill Branch
1898 Contra Costa Blvd Pleasant Hill CA
Fremont Bank
Walnut Creek Branch
1735 N. Broadway Walnut Creek CA
Fremont Bank
Walnut Creek Branch
1735 N. Broadway Walnut Creek CA
Citibank, National Association
Pleasant Hill Branch
700 Contra Costa Boulevard Pleasant Hill CA
United Business Bank
United Business Bank Branch
500 Ygnacio Valley Road Suite 200 Walnut Creek CA
Oak Valley Community Bank
Tracy Branch
1034 North Central Avenue Tracy CA
Westamerica Bank
Walnut Creek Branch
1676 North California Blvd., #p-120 Walnut Creek CA
Heritage Bank of Commerce
Danville Branch
387 Diablo Road Danville CA
Westamerica Bank
Walnut Creek Branch
1676 North California Blvd., #p-120 Walnut Creek CA
Mechanics Bank
Walnut Creek Office Branch
1350 North Main Street Walnut Creek CA
Heritage Bank of Commerce
Danville Branch
387 Diablo Road Danville CA
First Bank
Walnut Creek Branch
1700 N Broadway, Suite 100 Walnut Creek CA
Umpqua Bank
Walnut Creek Commercial Banking Cent Branch
1333 N California Blvd, Suite Sl30 Walnut Creek CA
Comerica Bank
Walnut Creek Branch
1442 N Main St Walnut Creek CA
Umpqua Bank
Walnut Creek Commercial Banking Cent Branch
1333 N California Blvd, Suite Sl30 Walnut Creek CA
U.S. Bank National Association
Sunvalley Safeway Branch
707 Contra Costa Boulevard Pleasant Hill CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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