Colorado

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Fountain, Colorado CD Rates – 6-Month

You are viewing rates from banks across Fountain





Below are the best six-month CD Rates from banks with branches in Fountain, Colorado . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Fountain, CO - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.85% → 4.15% → 4.00% → 3.70% → 3.60%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.60%

$10,000

12.59

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| Nov 4, 2021

Not a very helpful bank. Find another ! Read More

0.50%

$10,000

17.45

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0.45%

$10,000

13.38

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0.40%

$100,000

23.74

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0.35%

$10,000

18.96

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0.35%

$10,000

23.74

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.30%

$10,000

12.72

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0.25%

$100,000

9.45

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.20%

$10,000

9.45

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.20%

$10,000

19.50

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$10,000

12.82

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

13.13

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0.15%

$10,000

12.73

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0.10%

$10,000

12.76

Learn More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fountain, CO - August 2, 2025


Branch Street City State
FirstBank
Garden Of The Gods Branch
1275 Garden Of The Gods Road Colorado Springs CO
JPMorgan Chase Bank, National Association
Manitou Springs Convenience Branch
484 Manitou Avenue Manitou Springs CO
American Bank of Commerce
Colorado Springs Branch
434 S. Tejon Colorado Springs CO
Farmers State Bank of Calhan
Falcon Branch
Meridian Road & Sthy 24 Peyton CO
Adams Bank & Trust
Garden Of The Gods Branch
1310 Garden Of The Gods Road Colorado Springs CO
Stockmens Bank
Stockmens Bank Branch
25 N. Cascade Avenue Colorado Springs CO
Frontier Bank
Pueblo West Branch
18 East Spaulding Avenue Pueblo West CO
The State Bank
Falcon Branch
7495 Mclaughlin Road Peyton CO
Frontier Bank
Pueblo West Branch
18 East Spaulding Avenue Pueblo West CO
Glacier Bank
Colorado Springs Branch
3204 West Colorado Avenue Colorado Springs CO
The Eastern Colorado Bank
Colorado Springs Branch
444 East Pikes Peak Ave, Suite 300 Colorado Springs CO
Rocky Mountain Bank & Trust
Cheyenne Meadows Branch
755 Cheyenne Meadows Colorado Springs CO
Herring Bank
Messenger Service Branch
3110 N. Nevada Colorado Springs CO
Rocky Mountain Bank & Trust
Cheyenne Meadows Branch
755 Cheyenne Meadows Colorado Springs CO
Armed Forces Bank, National Association
Usafa Branch
Community Center Drive, Bldg 5122 U S A F Academy CO
Integrity Bank & Trust
Powers Center Point Branch
5550 Powers Center Point Colorado Springs CO
UMB Bank, National Association
Downtown Banking Center Branch
101 North Cascade Avenue Colorado Springs CO
Waypoint Bank
Mountain View Branch
24 South Weber Street Suite 151 Colorado Springs CO
ANB Bank
Cascade Branch
15 West Cimarron Street Colorado Springs CO
5Star Bank
5 Star Bank - Downtown Branch
104 S. Cascade Ave., Suite 102 Colorado Springs CO
The Pueblo Bank and Trust Company
Colorado Springs Downtown Branch
415 East Pikes Peak Avenue Colorado Springs CO
Glacier Bank
Colorado Springs Branch
3204 West Colorado Avenue Colorado Springs CO
KeyBank National Association
Broadmoor Skyway Branch
1521 South 8th Street Colorado Springs CO
U.S. Bank National Association
Garden Of The Gods Branch
1125 Garden Of The Gods Road Colorado Springs CO


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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