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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Fountain
Below are the best one-year CD Rates from banks in Fountain, Colorado. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.
Fountain, CO - August 2, 2025
1 Year CD National Average : 0.55% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.40% |
$10,000 |
- |
Learn More
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Warning: Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.25% |
$25,000 |
- |
Learn More
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Early Withdrawal Penalty is 6 months interest. |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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4.25% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.20% |
$2,500 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.85% |
$500 |
- |
Learn More
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Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.40% |
$10,000 |
17.41 |
Learn More
|
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Rate History: 3.75% → 3.40% → 3.75% → 3.60% → 3.40% |
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Carrandrewb | Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More |
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3.00% |
$0 |
- |
Learn More
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Early Withdrawal Penalty is 180 days interest. |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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2.00% |
$10,000 |
17.01 |
Learn More
|
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Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.80% |
$10,000 |
12.59 |
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0.65% |
$10,000 |
18.51 |
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John | Nov 4, 2021 Not a very helpful bank. Find another ! Read More |
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0.55% |
$10,000 |
17.45 |
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0.52% |
$100,000 |
23.74 |
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0.50% |
$10,000 |
18.96 |
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0.50% |
$10,000 |
15.73 |
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CatAnn | Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More |
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0.48% |
$10,000 |
13.38 |
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0.47% |
$10,000 |
23.74 |
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0.40% |
$10,000 |
15.47 |
Learn More
|
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wello50 | Jul 1, 2021 What day of the month do you report to the credit bureaus Read More |
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0.40% |
$100,000 |
9.45 |
Learn More
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0.40% |
$10,000 |
12.72 |
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0.30% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.30% |
$10,000 |
12.73 |
Learn More
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0.30% |
$10,000 |
19.50 |
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0.30% |
$10,000 |
23.74 |
Learn More
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BENNIE BROOKS | Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More |
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0.30% |
$10,000 |
13.09 |
Learn More
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RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
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0.30% |
$10,000 |
9.45 |
Learn More
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0.30% |
$10,000 |
12.82 |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 181 days interest. |
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.25% |
$10,000 |
12.76 |
Learn More
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0.20% |
$1,000 |
- |
Learn More
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.20% |
$10,000 |
13.13 |
Learn More
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.15% |
$10,000 |
15.73 |
Learn More
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CatAnn | Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More |
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|
0.05% |
$2,500 |
12.24 |
Learn More
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$500 |
17.36 |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
FirstBank Garden Of The Gods Branch |
1275 Garden Of The Gods Road | Colorado Springs | CO |
|
JPMorgan Chase Bank, National Association Manitou Springs Convenience Branch |
484 Manitou Avenue | Manitou Springs | CO |
|
American Bank of Commerce Colorado Springs Branch |
434 S. Tejon | Colorado Springs | CO |
|
Farmers State Bank of Calhan Falcon Branch |
Meridian Road & Sthy 24 | Peyton | CO |
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Adams Bank & Trust Garden Of The Gods Branch |
1310 Garden Of The Gods Road | Colorado Springs | CO |
|
Frontier Bank Pueblo West Branch |
18 East Spaulding Avenue | Pueblo West | CO |
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The State Bank Falcon Branch |
7495 Mclaughlin Road | Peyton | CO |
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Glacier Bank Colorado Springs Branch |
3204 West Colorado Avenue | Colorado Springs | CO |
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Stockmens Bank Stockmens Bank Branch |
25 N. Cascade Avenue | Colorado Springs | CO |
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Frontier Bank Pueblo West Branch |
18 East Spaulding Avenue | Pueblo West | CO |
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Herring Bank Messenger Service Branch |
3110 N. Nevada | Colorado Springs | CO |
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Rocky Mountain Bank & Trust Cheyenne Meadows Branch |
755 Cheyenne Meadows | Colorado Springs | CO |
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The Eastern Colorado Bank Colorado Springs Branch |
444 East Pikes Peak Ave, Suite 300 | Colorado Springs | CO |
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5Star Bank 5 Star Bank - Downtown Branch |
104 S. Cascade Ave., Suite 102 | Colorado Springs | CO |
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Integrity Bank & Trust Powers Center Point Branch |
5550 Powers Center Point | Colorado Springs | CO |
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Armed Forces Bank, National Association Usafa Branch |
Community Center Drive, Bldg 5122 | U S A F Academy | CO |
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UMB Bank, National Association Downtown Banking Center Branch |
101 North Cascade Avenue | Colorado Springs | CO |
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Rocky Mountain Bank & Trust Cheyenne Meadows Branch |
755 Cheyenne Meadows | Colorado Springs | CO |
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Waypoint Bank Mountain View Branch |
24 South Weber Street Suite 151 | Colorado Springs | CO |
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The Pueblo Bank and Trust Company Colorado Springs Downtown Branch |
415 East Pikes Peak Avenue | Colorado Springs | CO |
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ANB Bank Cascade Branch |
15 West Cimarron Street | Colorado Springs | CO |
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Glacier Bank Colorado Springs Branch |
3204 West Colorado Avenue | Colorado Springs | CO |
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KeyBank National Association Broadmoor Skyway Branch |
1521 South 8th Street | Colorado Springs | CO |
|
U.S. Bank National Association Garden Of The Gods Branch |
1125 Garden Of The Gods Road | Colorado Springs | CO |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.
Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.
Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.
The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.
Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates