Illinois

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Belvidere, Illinois CD Rates – 6-Month

You are viewing rates from banks across Belvidere

 

Below are the best six-month CD Rates from banks with branches in Belvidere, Illinois . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Belvidere, IL - July 4, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.40%

$10,000

24.87

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0.35%

$100,000

17.91

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0.35%

$100,000

18.80

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0.25%

$10,000

20.36

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0.25%

$10,000

17.91

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0.25%

$10,000

18.80

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0.20%

$100,000

9.63

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.20%

$100,000

22.21

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0.18%

$10,000

22.21

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0.15%

$10,000

13.62

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0.15%

$100,000

20.36

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0.15%

$10,000

8.84

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0.15%

$10,000

9.63

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0.12%

$1,000

17.91

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0.10%

$10,000

20.11

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| Feb 16, 2021

No longer offered even though it’s shown here Read More

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$10,000

13.69

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Belvidere, IL - July 4, 2025


Branch Street City State
Old Second National Bank
Sycamore Branch
1810 Dekalb Avenue Sycamore IL
Fifth Third Bank, National Association
Rockford Riverside Banking Center Br Branch
3936 W. Riverside Blvd. Rockford IL
Bank of America, National Association
Rockford Branch
6958 Spring Creek Rd. Rockford IL
Woodforest National Bank
0139 Rockford Walmart Branch
3849 North Ridge Drive Rockford IL
Prairie Community Bank
Prairie Community Bank Branch
800 West Grant Highway Marengo IL
JPMorgan Chase Bank, National Association
Rockford Downtown Branch
401 East State Street Rockford IL
First State Bank
Lincoln State Bank, Sb Branch
304 East Highway 38 Rochelle IL
Byron Bank
Davis Junction Branch
5653 N. Junction Way Davis Junction IL
Holcomb Bank
Holcomb Bank Branch
108 W Main Street Holcomb IL
Stillman BancCorp N.A.
Stillman Banccorp N.A. Branch
101 East Main Street Stillman Valley IL
Byron Bank
Davis Junction Branch
5653 N. Junction Way Davis Junction IL
Holcomb Bank
Holcomb Bank Branch
108 W Main Street Holcomb IL
Union Savings Bank
203 N Alpine Road Branch
203 North Alpine Road Rockford IL
Midland States Bank
Midland Financial Strategies Branch
6957 Olde Creek Rd, Suite 1400 Rockford IL
Resource Bank, National Association
Malta Branch
201 State Route 38 Malta IL
Resource Bank, National Association
Malta Branch
201 State Route 38 Malta IL
Northwest Bank of Rockford
Northwest Bank Of Rockford Branch
3106 North Rockton Avenue Rockford IL
Stillman BancCorp N.A.
Stillman Banccorp N.A. Branch
101 East Main Street Stillman Valley IL
The Harvard State Bank
Rockford Il Branch
2470 East Rock Drive Rockford IL
Union Savings Bank
203 N Alpine Road Branch
203 North Alpine Road Rockford IL
The First National Bank and Trust Company
Rockton Branch
300 East Main Street Rockton IL
First American Bank
Hampshire Facility Branch
201 South State Street Hampshire IL
First Secure State Bank
Harvard/Ayer Branch
58 N. Ayer St. Harvard IL
Heartland Bank and Trust Company
Fourth Street Facility Branch
913 South Fourth Street De Kalb IL
BMO Bank National Association
South Main Street Branch
228 South Main Street Rockford IL
U.S. Bank National Association
East State Branch
1107 East State Street Rockford IL
PNC Bank, National Association
Court & Jefferson Branch
225 North Court Street Rockford IL
Associated Bank, National Association
Rockford - Rockton Branch
3333 North Rockton Avenue Rockford IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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