Illinois

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Belvidere, Illinois CD Rates – 18-Month

You are viewing rates from banks across Belvidere

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Belvidere, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Belvidere, IL - July 4, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.60%

$10,000

24.87

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.40%

$10,000

9.63

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0.35%

$10,000

8.84

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0.35%

$10,000

20.11

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0.30%

$10,000

20.36

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0.30%

$100,000

13.62

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0.27%

$100,000

22.21

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0.25%

$10,000

13.62

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0.25%

$10,000

22.21

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0.20%

$100,000

20.36

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| Feb 16, 2021

No longer offered even though it’s shown here Read More

0.16%

$1,000

17.91

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Rate History: 0.10% → 0.15%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$10,000

13.69

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Belvidere, IL - July 4, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
Rockford Downtown Branch
401 East State Street Rockford IL
Prairie Community Bank
Prairie Community Bank Branch
800 West Grant Highway Marengo IL
Heartland Bank and Trust Company
Fourth Street Facility Branch
913 South Fourth Street De Kalb IL
BMO Bank National Association
South Main Street Branch
228 South Main Street Rockford IL
First State Bank
Lincoln State Bank, Sb Branch
304 East Highway 38 Rochelle IL
The Huntington National Bank
Union Depot Branch
17622 Depot Street Union IL
Midland States Bank
Midland Financial Strategies Branch
6957 Olde Creek Rd, Suite 1400 Rockford IL
Union Savings Bank
203 N Alpine Road Branch
203 North Alpine Road Rockford IL
The Harvard State Bank
Rockford Il Branch
2470 East Rock Drive Rockford IL
First American Bank
Hampshire Facility Branch
201 South State Street Hampshire IL
Stillman BancCorp N.A.
Stillman Banccorp N.A. Branch
101 East Main Street Stillman Valley IL
Northwest Bank of Rockford
Northwest Bank Of Rockford Branch
3106 North Rockton Avenue Rockford IL
Resource Bank, National Association
Malta Branch
201 State Route 38 Malta IL
Northwest Bank of Rockford
Northwest Bank Of Rockford Branch
3106 North Rockton Avenue Rockford IL
Resource Bank, National Association
Malta Branch
201 State Route 38 Malta IL
Stillman BancCorp N.A.
Stillman Banccorp N.A. Branch
101 East Main Street Stillman Valley IL
First Secure State Bank
Harvard/Ayer Branch
58 N. Ayer St. Harvard IL
The First National Bank and Trust Company
Rockton Branch
300 East Main Street Rockton IL
Old Second National Bank
Sycamore Branch
1810 Dekalb Avenue Sycamore IL
U.S. Bank National Association
East State Branch
1107 East State Street Rockford IL
PNC Bank, National Association
Court & Jefferson Branch
225 North Court Street Rockford IL
Bank of America, National Association
Rockford Branch
6958 Spring Creek Rd. Rockford IL
Fifth Third Bank, National Association
Rockford Riverside Banking Center Br Branch
3936 W. Riverside Blvd. Rockford IL
Associated Bank, National Association
Rockford - Rockton Branch
3333 North Rockton Avenue Rockford IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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