Indiana

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Kendallville, Indiana CD Rates – 6-Month

You are viewing rates from banks across Kendallville

 

Below are the best six-month CD Rates from banks with branches in Kendallville, Indiana . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Kendallville, IN - July 4, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.28%

$100,000

20.17

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0.25%

$10,000

22.95

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0.25%

$10,000

16.92

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0.20%

$10,000

9.80

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0.20%

$10,000

15.74

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0.19%

$10,000

19.18

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0.18%

$10,000

20.17

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0.15%

$10,000

15.01

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0.15%

$10,000

15.74

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0.10%

$500

11.98

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.10%

$10,000

22.88

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.05%

$10,000

18.62

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0.05%

$10,000

23.37

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Kendallville, IN - July 4, 2025


Branch Street City State
Lake City Bank
Ligonier Downtown Branch
222 South Cavin Street Ligonier IN
Fifth Third Bank, National Association
Lima Road Banking Center Branch
6026 Lima Road Fort Wayne IN
Woodforest National Bank
Ft Wayne Walmart Branch
10105 Lima Road Fort Wayne IN
Wells Fargo Bank, National Association
Shipshewana Branch
245 Morton St Shipshewana IN
JPMorgan Chase Bank, National Association
Columbia City Banking Center Branch
620 Countryside Drive Columbia City IN
Centier Bank
Fort Wayne Branch
10315 Dupont Circle Drive West Fort Wayne IN
Union Savings Bank
Ft Wayne Branch
1499 W Dupont Road Fort Wayne IN
The Farmers & Merchants State Bank
Huntertown Branch
12106 Lima Road Fort Wayne IN
Crossroads Bank
W Connexion Way Branch
526 W. Connexion Way Columbia City IN
The Campbell & Fetter Bank
Ligonier Branch
901 Lincolnway South Ligonier IN
The Garrett State Bank
The Garrett State Bank Branch
120 West King Street Garrett IN
Horizon Bank
Topeka Branch
210 West Lake Street Topeka IN
First Federal Savings Bank of Angola
First Federal Savings Bank Of Angola Branch
212 E Maumee Angola IN
The Farmers & Merchants State Bank
Huntertown Branch
12106 Lima Road Fort Wayne IN
1st Source Bank
Columbia City Branch
630 Countryside Drive Columbia City IN
Farmers and Merchants Bank
Churubusco Branch
4084 North U.S., Suite B Churubusco IN
Horizon Bank
Topeka Branch
210 West Lake Street Topeka IN
The Hicksville Bank
Auburn Banking Ctr Branch Of The Hic
1130 W 15th St Auburn IN
First Merchants Bank
Northbrook Branch
1401 West Dupont Road Fort Wayne IN
Old National Bank
Dupont Branch
10140 Lima Road Fort Wayne IN
Farmers State Bank
Shipshewana Branch
315 North Vanburen Street Shipshewana IN
First Merchants Bank
Northbrook Branch
1401 West Dupont Road Fort Wayne IN
KeyBank National Association
Country Fair Branch
1901 North Wayne Street Angola IN
First Merchants Bank
Northbrook Branch
1401 West Dupont Road Fort Wayne IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
STAR Financial Bank
Columbia City Branch
102 West Van Buren Street Columbia City IN
First Merchants Bank
Northbrook Branch
1401 West Dupont Road Fort Wayne IN
PNC Bank, National Association
Churubusco Branch
101 North Line Street Churubusco IN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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