New Jersey

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Burlington, New Jersey CD Rates – 6-Month

You are viewing rates from banks across Burlington





Below are the best six-month CD Rates from banks with branches in Burlington, New Jersey . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Burlington, NJ - December 18, 2025

6 Month CD National Average : 0.40% ?

Banks APY MIN MILES ?

Rate History: 4.61% → 4.51% → 4.41% → 4.25% → 4.10%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 4.35% → 4.30% → 4.15% → 4.20% → 4.10%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.65% → 4.00%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 4.25% → 4.30% → 3.95% → 4.15% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.25% → 4.15% → 3.90% → 3.70%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

Rate History: 5.12% → 4.85% → 3.71% → 3.56% → 3.51%

Rate History: 0.75% → 3.25%

Rate History: 2.25% → 2.30% → 2.50% → 2.55% → 2.60%

Rate History: 2.01% → 2.00% → 1.50% → 1.00% → 1.02%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More

| Apr 1, 2020

when I hit learn more, I get this box to rate the bank. WHY Read More

0.35%

$100,000

14.42

Learn More

| Aug 22, 2025

Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Nov 1, 2022

This local community bank “by far” exceeded my expectations of what a banking institution should be. They take the time to understand their customers needs, educatedly answer questions, and take the ti... Read More

0.10%

$10,000

14.42

Learn More

| May 24, 2021

Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

Rate History: 4.00% → 3.75% → 3.51% → 0.03%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Burlington, NJ - December 18, 2025


Branch Street City State
Manufacturers and Traders Trust Company
Woodbury Heights Branch
1002 Mantua Pike Woodbury Heights NJ
Santander Bank, N.A.
5714 Westfield Ave Branch
5714 Westfield Ave Pennsauken NJ
Customers Bank
Hamilton Branch
314 Route 33 Hamilton NJ
1st Colonial Community Bank
Westville Branch
321 Broadway Westville NJ
Northfield Bank
County Line Branch
280 Route 31 Hopewell NJ
Santander Bank, N.A.
5714 Westfield Ave Branch
5714 Westfield Ave Pennsauken NJ
Haddon Savings Bank
Haddon Savings Bank Branch
201 White Horse Pike Haddon Heights NJ
Wells Fargo Bank, National Association
Woodbury - Route 45 Branch
583 Mantua Ave Woodbury NJ
JPMorgan Chase Bank, National Association
Hopewell Banking Center Branch
795 Denow Road Pennington NJ
Provident Bank
East Windsor Branch
509 Route 130 East Windsor NJ
Columbia Bank
West Deptford Branch
204 Grove Avenue West Deptford NJ
Firstrust Savings Bank
Greentree Mews Branch
600 North Route 73, Suites #1 And #4 Marlton NJ
Armed Forces Bank, National Association
Mcguire Exchange Branch
Building 3452 P.O. Box 16171 Mc Guire Afb NJ
The Bank of Princeton
Lambertville Branch
10 Bridge Street Lambertville NJ
Firstrust Savings Bank
Greentree Mews Branch
600 North Route 73, Suites #1 And #4 Marlton NJ
First Bank
Ewing Branch
1340 Parkway Avenue Ewing NJ
PNC Bank, National Association
Woodbury Branch
22 North Broad Street Woodbury NJ
Bank of America, National Association
Southwood Branch
875 Mantua Pike Woodbury NJ


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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