Best 3 Year CD Rates in Burlington, New Jersey, New Jersey

You are viewing rates from banks across Burlington

Below are three-year CD Rates from banks in Burlington, New Jersey. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Burlington, NJ - December 18, 2025

3 Year CD National Average : 0.75% ^?

Banks	APY	MIN	MILES ^?
Sallie Mae Bank	3.90%	$2,500	-	Learn More
Rate History: 4.00% → 3.60% → 3.40% → 4.00% → 3.90%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
TotalDirect, a division of City National Bank of Florida	3.76%	$25,000	-	Learn More Add Review
Rate History: 3.56% → 4.16% → 4.00% → 3.76%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Limelight Bank, A division of Capital Community Bank	3.70%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 3.75% → 3.70% → 3.70% → 3.70% → 3.70%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Vio Bank, A Division of MidFirst Bank	3.50%	$500	-	Learn More Add Review
Rate History: 2.75% → 2.75% → 3.50%
2 Months with Vio Bank \| Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More
Popular Direct	3.30%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 3.90% → 3.80% → 3.70% → 3.45% → 3.30%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Citizens	3.25%	$5,000	-	Learn More Add Review
Rate History: 3.25% → 3.25% → 3.25% → 3.25% → 3.25%
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Haddon Savings Bank Haddon Savings Bank Branch	2.90%	$500	17.05	Learn More Add Review
Rate History: 2.80% → 2.85% → 2.90%
1st Colonial Community Bank Westville Branch	2.43%	$500	20.40	Learn More Add Review
Rate History: 1.56% → 2.43%
Northfield Bank County Line Branch	2.00%	$0	21.78	Learn More Add Review
JPMorgan Chase Bank, National Association Hopewell Banking Center Branch	2.00%	$10,000	16.44	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Bank of Commerce and Trust Company	0.85%	$1,000	-	Learn More Add Review
First Bank Ewing Branch	0.85%	$10,000	13.79	Learn More
SAM \| May 24, 2021 Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More Reviews (2)
Provident Bank East Windsor Branch	0.75%	$10,000	20.96	Learn More
Abraham Farber \| May 14, 2015 looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More Reviews (1)
Armed Forces Bank, National Association Mcguire Exchange Branch	0.50%	$10,000	13.91	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Columbia Bank West Deptford Branch	0.45%	$10,000	23.65	Learn More
silly \| Apr 1, 2020 when I hit learn more, I get this box to rate the bank. WHY Read More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	0.40%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
The Bank of Princeton Lambertville Branch	0.40%	$500	21.22	Learn More
Donna \| Nov 1, 2022 This local community bank “by far” exceeded my expectations of what a banking institution should be. They take the time to understand their customers needs, educatedly answer questions, and take the ti... Read More Reviews (1)
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
Jeff Talmage \| Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More
Firstrust Savings Bank Greentree Mews Branch	0.10%	$10,000	14.42	Learn More Add Review
PNC Bank, National Association Woodbury Branch	0.03%	$25,000	22.77	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Southwood Branch	0.03%	$100,000	24.09	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Burlington, NJ - December 18, 2025

Branch	Street	City	State
Haddon Savings Bank Haddon Savings Bank Branch	201 White Horse Pike	Haddon Heights	NJ
1st Colonial Community Bank Westville Branch	321 Broadway	Westville	NJ
Northfield Bank County Line Branch	280 Route 31	Hopewell	NJ
JPMorgan Chase Bank, National Association Hopewell Banking Center Branch	795 Denow Road	Pennington	NJ
First Bank Ewing Branch	1340 Parkway Avenue	Ewing	NJ
Provident Bank East Windsor Branch	509 Route 130	East Windsor	NJ
Armed Forces Bank, National Association Mcguire Exchange Branch	Building 3452 P.O. Box 16171	Mc Guire Afb	NJ
Columbia Bank West Deptford Branch	204 Grove Avenue	West Deptford	NJ
The Bank of Princeton Lambertville Branch	10 Bridge Street	Lambertville	NJ
Firstrust Savings Bank Greentree Mews Branch	600 North Route 73, Suites #1 And #4	Marlton	NJ
PNC Bank, National Association Woodbury Branch	22 North Broad Street	Woodbury	NJ
Bank of America, National Association Southwood Branch	875 Mantua Pike	Woodbury	NJ

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PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.