Tennessee

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Loudon, Tennessee CD Rates – 6-Month

You are viewing rates from banks across Loudon





Below are the best six-month CD Rates from banks with branches in Loudon, Tennessee . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Loudon, TN - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.55%

$100,000

21.55

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0.50%

$10,000

17.65

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0.40%

$10,000

21.55

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| Mar 1, 2021

And yet again. Two more CD rates offered on this date only on this site not by the bank. Read More

0.35%

$10,000

13.58

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0.25%

$10,000

19.29

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

| Sep 30, 2021

No Read More

0.20%

$10,000

24.51

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0.20%

$1,000

7.46

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

| Dec 30, 2018

Garden14 Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

0.10%

$10,000

16.02

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0.10%

$2,500

24.85

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0.10%

$10,000

24.84

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0.10%

$10,000

14.82

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0.10%

$10,000

18.43

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Loudon, TN - July 16, 2025


Branch Street City State
Regions Bank
Congress Pkwy Branch
921 Congress Parkway S. Athens TN
Regions Bank
Congress Pkwy Branch
921 Congress Parkway S. Athens TN
Fifth Third Bank, National Association
Walker Springs Branch
8331 East Walker Springs Lane Knoxville TN
Bank of America, National Association
Cedar Bluff Branch
9375 Kingston Pike Knoxville TN
First Peoples Bank of Tennessee
Knoxville Branch
7100 Kingston Pike Knoxville TN
TNBANK
Tnbank Branch
1311 West Lamar Alexander Parkway Maryville TN
First Peoples Bank of Tennessee
Knoxville Branch
7100 Kingston Pike Knoxville TN
First Century Bank
Maryville Branch
1522 West Broadway Avenue Maryville TN
CBBC Bank
411 South Branch
2307 Marketplace Drive Maryville TN
FirstBank
Clayton Bank And Trust, Alcoa Highway Branch
2306 Alcoa Highway Alcoa TN
Pinnacle Bank
Pinnacle Bank Branch
108 W. Church Avenue Maryville TN
Home Federal Bank of Tennessee
Maryville Branch
102 Foothills Mall Dr Maryville TN
FSNB, National Association
Fsnb - Athens Branch
1815 Decatur Pike Athens TN
Citizens Bank
Medical Park Drive Branch
256 Medical Park Drive Lenoir City TN
Renasant Bank
Maryville Branch
329 East Broadway Avenue Maryville TN
SouthEast Bank
Athens Branch
1878 S Congress Parkway Athens TN
First Horizon Bank
Athens Branch
1305 Decatur Pike Athens TN
SouthEast Bank
Athens Branch
1878 S Congress Parkway Athens TN
Commercial Bank
West Knoxville Branch
10413 Kingston Pike Knoxville TN
Volunteer Federal Savings Bank
Tellico Plains Branch
111 Cherohala Skyway Tellico Plains TN
Peoples Bank of East Tennessee
Tellico Plains Branch
9186 New Highway 68 Tellico Plains TN
Tennessee State Bank
Turkey Creek Branch
11470 Parkside Drive Farragut TN
Mountain Commerce Bank
Cedar Bluff Road Branch
320 North Cedar Bluff Road, Suite 101 Knoxville TN
U.S. Bank National Association
Maryville Food City Branch
1610 W Broadway Ave Maryville TN
First-Citizens Bank & Trust Company
Farragut Branch
100 Campbell Station Drive Knoxville TN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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