Compare Savings vs. CDs
Comparison of Deposit Account from CAROLINA TRUST with 0.45%
- September 2026
Long-Term Analysis of ALLSOUTH with 0.33% APY and CAROLINA TRUST with 0.45% APY and CAROLINA TRUST with 0.25% APY and GEORGETOWN KRAFT with 1.11% APY and MARINE with 1.11% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.33%-$50,0006 MonthCredit Union0.82x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.33%Annual
InterestAnnual Interest
(After Tax)1 50,000 165 116 2 50,165 166 116 3 50,331 166 116 4 50,497 167 117 5 50,663 167 117 6 50,830 168 117 7 50,998 168 118 8 51,166 169 118 9 51,335 169 119 10 51,505 170 119 11 51,675 171 119 12 51,845 171 120 13 52,016 172 120 14 52,188 172 121 15 52,360 173 121 16 52,533 173 121 17 52,706 174 122 18 52,880 175 122 19 53,055 175 123 20 53,230 176 123 TOTAL $3,406 $2,384 - 2LOCAL CD0.45%-$50,00018 MonthCredit Union0.78x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288 - 3LOCAL CD0.25%-$50,0006 MonthCredit Union0.62x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 4LOCAL CD1.11%-$50,00060 MonthCredit Union1.20x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.11%Annual
InterestAnnual Interest
(After Tax)1 50,000 555 389 2 50,555 561 393 3 51,116 567 397 4 51,684 574 402 5 52,257 580 406 6 52,837 586 411 7 53,424 593 415 8 54,017 600 420 9 54,616 606 424 10 55,223 613 429 11 55,836 620 434 12 56,455 627 439 13 57,082 634 444 14 57,716 641 448 15 58,356 648 453 16 59,004 655 458 17 59,659 662 464 18 60,321 670 469 19 60,991 677 474 20 61,668 685 479 TOTAL $12,352 $8,647 - 5LOCAL CD1.11%-$50,00048 MonthCredit Union1.35x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.11%Annual
InterestAnnual Interest
(After Tax)1 50,000 555 389 2 50,555 561 393 3 51,116 567 397 4 51,684 574 402 5 52,257 580 406 6 52,837 586 411 7 53,424 593 415 8 54,017 600 420 9 54,616 606 424 10 55,223 613 429 11 55,836 620 434 12 56,455 627 439 13 57,082 634 444 14 57,716 641 448 15 58,356 648 453 16 59,004 655 458 17 59,659 662 464 18 60,321 670 469 19 60,991 677 474 20 61,668 685 479 TOTAL $12,352 $8,647
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
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Last change: ↑0.10% on September 25. |
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