This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.72% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 361 | 253 |
| 2 | 50,361 | 364 | 255 |
| 3 | 50,725 | 366 | 256 |
| 4 | 51,091 | 369 | 258 |
| 5 | 51,460 | 372 | 260 |
| 6 | 51,831 | 374 | 262 |
| 7 | 52,205 | 377 | 264 |
| 8 | 52,582 | 380 | 266 |
| 9 | 52,962 | 382 | 268 |
| 10 | 53,344 | 385 | 270 |
| 11 | 53,730 | 388 | 272 |
| 12 | 54,118 | 391 | 274 |
| 13 | 54,508 | 394 | 275 |
| 14 | 54,902 | 396 | 277 |
| 15 | 55,298 | 399 | 279 |
| 16 | 55,697 | 402 | 281 |
| 17 | 56,100 | 405 | 284 |
| 18 | 56,505 | 408 | 286 |
| 19 | 56,913 | 411 | 288 |
| 20 | 57,323 | 414 | 290 |
| TOTAL | $7,737 | $5,416 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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