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Compare Florida 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.
Lender | APR | Rate (%) | Monthly Payment? |
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![]() GenPoint Mortgage, LLC NMLS ID: 2620106 License#: MBR7477 |
5.774% 20 Yr Fixed |
5.625%
Fees & Points
$3,984 Total
0.848 Pts: $2,714 $1,270 Fees |
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![]() District Lending NMLS ID: 1835285 |
5.906% 20 Yr Fixed |
5.750%
Fees & Points
$4,077 Total
0.774 Pts: $2,477 $1,600 Fees |
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![]() Midwest Mortgage Lending NMLS ID: 2262032 License#: MBR5350 |
5.993% 20 Yr Fixed |
5.875%
Fees & Points
$3,050 Total
0.625 Pts: $2,000 $1,050 Fees |
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![]() SunnyHill Financial NMLS ID: 1708856 License#: MLD2608 |
6.040% 20 Yr Fixed |
5.875%
Fees & Points
$4,381 Total
0.512 Pts: $1,638 $2,743 Fees |
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![]() Next Step Lending NMLS ID: 1881674 |
6.111% 20 Yr Fixed |
5.990%
Fees & Points
$3,117 Total
0.646 Pts: $2,067 $1,050 Fees |
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![]() Ready Rate NMLS ID: 2154342 License#: FL - MLD2280 |
6.142% 20 Yr Fixed |
5.875%
Fees & Points
$6,945 Total
0.611 Pts: $1,955 $4,990 Fees |
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![]() PenFed Credit Union NMLS ID: 401822 |
6.155% 20 Yr Fixed |
6.000%
Fees & Points
$3,995 Total
0.625 Pts: $2,000 $1,995 Fees |
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![]() New American Funding, LLC. NMLS ID: 6606 |
6.249% 20 Yr Fixed |
6.125%
Fees & Points
$3,181 Total
0.994 Pts: $3,181 $0 Fees |
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![]() Our Family Mortgage NMLS ID: 2529004 |
6.356% 20 Yr Fixed |
6.250%
Fees & Points
$2,850 Total
0.375 Pts: $1,200 $1,650 Fees |
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![]() Veterans United Home Loans NMLS ID: 1907 |
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![]() CrossCountry Mortgage NMLS ID: 3029 |
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![]() Neighbors Bank NMLS ID: 491986 |
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![]() Rocket Mortgage NMLS ID: 3030 |
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![]() PenFed Credit Union NMLS ID: 401822 |
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![]() Neighbors Bank NMLS ID: 491986 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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U.s. Bank National Association Updated 05/07/2023 |
5.97% |
5.75%
0.57 points $0.00 fees |
$2,246.67 |
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Pnc Bank, National Association Updated 10/04/2022 |
6.11% |
5.88%
0.00 points $3,210.00 fees |
$2,269.56 |
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Updated 08/01/2025 |
6.19% |
6.13%
2.00 points $3,210.00 fees |
$2,317.20 |
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Citibank, National Association Updated 06/15/2022 |
6.38% |
6.25%
0.13 points $2,739.00 fees |
$2,338.97 |
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Updated 03/27/2024 Restrictions |
6.59% |
6.50%
0.00 points $2,013.00 fees |
$2,385.83 |
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Updated 06/15/2022 Restrictions |
7.06% |
6.88%
0.00 points $0.00 fees |
$2,457.96 |
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Updated 06/15/2022 Restrictions |
7.29% |
7.00%
0.00 points $0.00 fees |
$2,480.96 |
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Updated 06/15/2022 Restrictions |
7.16% |
7.13%
0.00 points $3,394.00 fees |
$2,505.02 |
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Updated 06/15/2022 Restrictions |
7.16% |
7.13%
0.00 points $2,784.00 fees |
$2,505.99 |
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State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions |
7.19% |
7.13%
0.00 points $2,784.00 fees |
$2,505.99 |
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Updated 06/15/2022 Restrictions |
7.30% |
7.25%
0.00 points $0.00 fees |
$2,529.20 |
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Updated 06/15/2022 Restrictions |
7.44% |
7.25%
0.00 points $2,374.00 fees |
$2,529.20 |
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Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions |
7.41% |
7.38%
0.38 points $2,784.00 fees |
$2,554.47 |
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Citizens Equity First Credit Union Updated 06/15/2022 Restrictions |
7.52% |
7.50%
0.00 points $2,936.00 fees |
$2,577.90 |
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Updated 06/15/2022 |
8.27% |
8.00%
0.00 points $3,658.00 fees |
$2,676.61 |
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Updated 06/15/2022 |
8.41% |
8.38%
0.00 points $3,658.00 fees |
$2,752.78 |
See Table View |
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Data provided by BestCashCow |
1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.