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Iowa 20-Year Fixed Mortgage Rates 2026

Compare Iowa 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

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Iowa 20-Year Fixed Conforming Mortgage

September 18, 2026
Average: 6.55% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$2,246.67	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/11/2026	6.36%	6.13% 2.00 points $3,210.00 fees	$2,317.20	Learn MoreShow Less See Table View
Fidelity Bank & Trust Updated 08/16/2024	6.17%	6.17% 0.00 points $0.00 fees	$2,323.89	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$2,338.97	Learn MoreShow Less See Table View
American Bank, National Association Of Le Mars, Indiana Updated 06/15/2022	6.59%	6.50% 0.00 points $2,000.00 fees	$2,385.83	Learn MoreShow Less See Table View
Northwest Bank Updated 02/02/2024	6.11%	6.74% 1.00 points $0.00 fees	$2,430.50	Learn MoreShow Less See Table View
First Security Bank And Trust Company Of Charles City Updated 06/15/2022	6.87%	6.75% 0.00 points $3,274.00 fees	$2,433.16	Learn MoreShow Less See Table View
Primebank Updated 06/15/2022	6.91%	6.75% 0.00 points $0.00 fees	$2,433.16	Learn MoreShow Less See Table View
The Citizens First National Bank Of Storm Lake Updated 06/15/2022	7.04%	6.88% 0.00 points $0.00 fees	$2,457.00	Learn MoreShow Less See Table View
First Bank Of Waverly, Iowa Updated 06/15/2022	6.91%	6.88% 0.00 points $1,059.00 fees	$2,457.00	Learn MoreShow Less See Table View
American Trust & Savings Bank Updated 06/15/2022	6.89%	6.88% 0.00 points $0.00 fees	$2,457.00	Learn MoreShow Less See Table View
Central Bank Of Storm Lake, Iowa Updated 06/15/2022	7.03%	6.88% 0.00 points $2,967.00 fees	$2,457.00	Learn MoreShow Less See Table View
Clear Lake Bank And Trust Company Updated 06/15/2022	6.91%	6.88% 0.00 points $0.00 fees	$2,457.00	Learn MoreShow Less See Table View
Premier Bank Updated 06/15/2022	6.95%	6.88% 0.00 points $0.00 fees	$2,457.00	Learn MoreShow Less See Table View
American State Bank Updated 06/15/2022	7.04%	7.00% 0.00 points $1,511.00 fees	$2,480.96	Learn MoreShow Less See Table View
The Shelby County State Bank Updated 06/15/2022	7.04%	7.00% 0.00 points $1,291.00 fees	$2,480.96	Learn MoreShow Less See Table View
Kerndt Brothers Savings Bank Updated 06/15/2022	7.03%	7.00% 0.00 points $781.00 fees	$2,480.96	Learn MoreShow Less See Table View
Farmers State Bank Of Marion, Iowa Updated 06/15/2022	7.19%	7.00% 0.00 points $0.00 fees	$2,480.96	Learn MoreShow Less See Table View
Decorah Bank & Trust Company Updated 06/15/2022	7.08%	7.00% 0.00 points $1,765.00 fees	$2,480.96	Learn MoreShow Less See Table View
Green Belt Bank & Trust Updated 06/15/2022	7.15%	7.00% 0.00 points $3,140.00 fees	$2,480.96	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Iowa 20-Year Fixed Mortgage Rates 2026

Iowa 20-Year Fixed Conforming Mortgage

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