Home
Mortgage Products
20-Year Fixed Conforming Mortgage

Pennsylvania 20-Year Fixed Mortgage Rates 2026

Compare Pennsylvania 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

Loan Amount:

State or Zip:

Advanced

Advanced Mortgage Search

Transaction:

Loan amount value:

House Value

LTV value:

State:

Period:

Loan Type:

Points:

Property Type:

FICO:

Occupancy:

Do you have a property that you're interested in?

Are you currently working with a real estate agent?

Pennsylvania 20-Year Fixed Conforming Mortgage

September 17, 2026
Average: 6.39% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$2,246.67	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.11%	5.88% 0.00 points $3,210.00 fees	$2,269.56	Learn MoreShow Less See Table View
Embassy Bank For The Lehigh Valley Updated 09/12/2025	6.13%	5.88% 0.00 points $0.00 fees	$2,269.75	Learn MoreShow Less See Table View
Acnb Bank Updated 12/07/2022	6.12%	6.00% 0.00 points $0.00 fees	$2,292.58	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/11/2026	6.36%	6.13% 2.00 points $3,210.00 fees	$2,317.20	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$2,338.97	Learn MoreShow Less See Table View
Northwest Bank Updated 05/26/2023	6.67%	6.39% 1.00 points $0.00 fees	$2,365.53	Learn MoreShow Less See Table View
Dollar Bank, Federal Savings Bank Updated 03/06/2026	5.63%	6.41% 0.00 points $0.00 fees	$2,368.16	Learn MoreShow Less See Table View
Peoples Security Bank And Trust Company Updated 10/11/2024	6.78%	6.43% 0.00 points $0.00 fees	$2,372.48	Learn MoreShow Less See Table View
The Fidelity Deposit And Discount Bank Updated 09/11/2026	7.11%	6.51% 0.00 points $0.00 fees	$2,386.78	Learn MoreShow Less See Table View
Nextier Bank, National Association Updated 10/11/2024	6.68%	6.55% 0.00 points $0.00 fees	$2,395.64	Learn MoreShow Less See Table View
Union Savings Bank Updated 04/07/2023	6.05%	6.55% 0.00 points $0.00 fees	$2,395.64	Learn MoreShow Less See Table View
Wayne Bank Updated 09/13/2024	5.61%	6.61% 1.00 points $0.00 fees	$2,407.36	Learn MoreShow Less See Table View
Somerset Trust Company Updated 05/16/2025	6.01%	6.63% 0.00 points $0.00 fees	$2,411.15	Learn MoreShow Less See Table View
S&t Bank Updated 02/17/2023	6.71%	6.71% 1.00 points $0.00 fees	$2,425.94	Learn MoreShow Less See Table View
Nbt Bank, National Association Updated 06/15/2022	7.09%	7.00% 0.00 points $0.00 fees	$2,480.96	Learn MoreShow Less See Table View
Citadel Credit Union Updated 06/15/2022 Restrictions	7.05%	7.00% 0.00 points $5,145.00 fees	$2,480.96	Learn MoreShow Less See Table View
Police & Fire Credit Union Updated 06/15/2022 Restrictions	7.09%	7.00% 0.58 points $0.00 fees	$2,480.96	Learn MoreShow Less See Table View
Pennsylvania State Employees Credit Union Updated 06/15/2022 Restrictions	7.18%	7.00% 0.00 points $0.00 fees	$2,480.96	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$2,505.02	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Mortgage Resources

The Insider's Guide to Mortgages

Download

Pennsylvania 20-Year Fixed Mortgage Rates 2026

Pennsylvania 20-Year Fixed Conforming Mortgage

Products by State