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20-Year Fixed Conforming Mortgage

Michigan 20-Year Fixed Mortgage Rates 2026

Compare Michigan 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

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Michigan 20-Year Fixed Conforming Mortgage

September 17, 2026
Average: 6.52% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$2,246.67	Learn MoreShow Less See Table View
Choiceone Bank Updated 12/14/2022	5.93%	5.88% 0.00 points $5,238.00 fees	$2,269.56	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.11%	5.88% 0.00 points $3,210.00 fees	$2,269.56	Learn MoreShow Less See Table View
Isabella Bank Updated 01/05/2023	6.22%	6.13% 0.00 points $4,871.00 fees	$2,315.72	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/11/2026	6.36%	6.13% 2.00 points $3,210.00 fees	$2,317.20	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$2,338.97	Learn MoreShow Less See Table View
Mutualbank Updated 06/15/2022	6.82%	6.75% 0.00 points $1,224.00 fees	$2,433.16	Learn MoreShow Less See Table View
Baybank Updated 06/15/2022	7.02%	6.88% 0.00 points $3,574.00 fees	$2,457.00	Learn MoreShow Less See Table View
Central Savings Bank Updated 06/15/2022	7.04%	7.00% 0.00 points $6,300.00 fees	$2,480.96	Learn MoreShow Less See Table View
Range Bank Updated 06/15/2022	7.16%	7.00% 0.00 points $3,794.00 fees	$2,480.96	Learn MoreShow Less See Table View
The Shelby State Bank Updated 06/15/2022	7.06%	7.00% 0.00 points $1,571.00 fees	$2,480.96	Learn MoreShow Less See Table View
Union Bank Updated 06/15/2022	7.11%	7.00% 0.00 points $4,999.00 fees	$2,480.96	Learn MoreShow Less See Table View
Commercial Bank Of Ithaca, Michigan Updated 06/15/2022	7.20%	7.13% 0.00 points $2,071.00 fees	$2,505.02	Learn MoreShow Less See Table View
Michigan State University Credit Union Updated 06/15/2022 Restrictions	7.20%	7.13% 0.00 points $2,784.00 fees	$2,505.02	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$2,505.02	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $2,784.00 fees	$2,505.99	Learn MoreShow Less See Table View
State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 0.00 points $2,784.00 fees	$2,505.99	Learn MoreShow Less See Table View
Huron Community Bank Updated 06/15/2022	7.30%	7.25% 0.00 points $0.00 fees	$2,529.20	Learn MoreShow Less See Table View
County National Bank Updated 06/15/2022	7.32%	7.25% 0.00 points $2,451.00 fees	$2,529.20	Learn MoreShow Less See Table View
Eaton Community Bank Updated 06/15/2022	7.37%	7.25% 0.00 points $0.00 fees	$2,529.20	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Michigan 20-Year Fixed Mortgage Rates 2026

Michigan 20-Year Fixed Conforming Mortgage

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