Vermont

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Vermont 20-Year Fixed Mortgage Rates 2026

Compare Vermont 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

Vermont 20-Year Fixed Conforming Mortgage

September 10, 2026
Average: 6.54% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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Charles Schwab Bank, Ssb


Updated 09/04/2026

6.10%

6.13%
2.00 points
$3,210.00 fees

$2,317.20


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Passumpsic Savings Bank


Updated 06/15/2022

6.85%

6.75%
0.00 points
$0.00 fees

$2,433.16


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The Bank Of Bennington


Updated 06/15/2022

6.93%

6.88%
0.00 points
$0.00 fees

$2,457.96


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Nbt Bank, National Association


Updated 06/15/2022

7.09%

7.00%
0.00 points
$0.00 fees

$2,480.96


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$2,505.02


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$2,554.47


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.52%

7.50%
0.00 points
$2,936.00 fees

$2,577.90


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Peoples Trust Company Of St. Albans


Updated 06/15/2022

8.19%

8.13%
0.00 points
$0.00 fees

$2,702.56


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The National Bank Of Middlebury


Updated 06/15/2022

8.29%

8.25%
0.00 points
$4,215.00 fees

$2,726.61


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Community National Bank Of Derby, Vermont


Updated 06/15/2022

8.40%

8.38%
0.00 points
$0.00 fees

$2,752.78


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Union Bank


Updated 06/15/2022

8.45%

8.38%
0.00 points
$0.00 fees

$2,752.78


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Ledyard National Bank


Updated 06/15/2022

8.53%

8.38%
0.00 points
$3,658.00 fees

$2,752.78


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Axos Bank


Updated 06/15/2022

8.41%

8.38%
0.00 points
$3,658.00 fees

$2,752.78


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Wells River Savings Bank


Updated 06/15/2022

9.00%

8.88%
0.00 points
$0.00 fees

$2,854.47


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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