New Jersey 20-Year Fixed Mortgage Rates 2023

Compare New Jersey 20-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

New Jersey 20-Year Fixed Conforming Mortgage

Lender	APR	Rate (%)	Monthly Payment?
The Loan Tree Corp NMLS ID: 242165	6.526% 20 Yr Fixed	6.375% Fees & Points $3,855 Total 0.875 Pts: $2,800 $1,055 Fees	$2,363	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.595% 20 Yr Fixed	6.375% Fees & Points $5,600 Total 0.750 Pts: $2,400 $3,200 Fees	$2,363	Learn More See Table View
Garden State Home Loans NMLS ID: 473163	6.838% 20 Yr Fixed	6.625% Fees & Points $5,382 Total 0.932 Pts: $2,982 $2,400 Fees	$2,410	Learn More See Table View
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Kearny Bank Updated 12/01/2023	0.00%	0.00% 0.00 points $0.00 fees	$nan	Learn MoreShow Less See Table View
Spencer Savings Bank, Sla Updated 12/01/2023	7.42%	5.04% 0.00 points $3,241.00 fees	$2,119.64	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$2,246.67	Learn MoreShow Less See Table View
Union County Savings Bank Updated 01/24/2023	5.80%	5.75% 0.00 points $0.00 fees	$2,246.67	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	6.11%	5.88% 0.00 points $3,210.00 fees	$2,269.56	Learn MoreShow Less See Table View
Blue Foundry Bank Updated 12/01/2023	7.32%	6.06% 0.00 points $0.00 fees	$2,304.41	Learn MoreShow Less See Table View
Haven Savings Bank Updated 06/15/2022	6.19%	6.13% 0.00 points $0.00 fees	$2,316.64	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 12/01/2023	6.87%	6.13% 2.00 points $3,210.00 fees	$2,317.20	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$2,338.97	Learn MoreShow Less See Table View
Columbia Bank Updated 03/17/2023	6.57%	6.44% 0.00 points $0.00 fees	$2,374.36	Learn MoreShow Less See Table View
Manasquan Bank Updated 10/06/2023	7.63%	6.49% 0.00 points $0.00 fees	$2,383.76	Learn MoreShow Less See Table View
Provident Bank Updated 10/18/2022	7.13%	6.75% 0.00 points $0.00 fees	$2,433.16	Learn MoreShow Less See Table View
Merck Employees Credit Union Updated 06/15/2022 Restrictions	7.08%	7.00% 0.00 points $0.00 fees	$2,480.96	Learn MoreShow Less See Table View
Citadel Credit Union Updated 06/15/2022 Restrictions	7.05%	7.00% 0.00 points $5,145.00 fees	$2,480.96	Learn MoreShow Less See Table View
Connectone Bank Updated 12/01/2023	7.46%	7.08% 0.00 points $0.00 fees	$2,496.35	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$2,505.02	Learn MoreShow Less See Table View
Affinity Credit Union Updated 06/15/2022 Restrictions	7.20%	7.13% 0.00 points $2,784.00 fees	$2,505.99	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $2,784.00 fees	$2,505.99	Learn MoreShow Less See Table View
State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 0.00 points $2,784.00 fees	$2,505.99	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.38 points $2,784.00 fees	$2,554.47	Learn MoreShow Less See Table View
Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.