Washington 30-Year fixed Jumbo Mortgage Rates 2025

Compare Washington 30-Year fixed Jumbo Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Washington 30-Year fixed Jumbo Mortgage

December 3, 2025
Average: 6.73% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Pentagon Federal Credit Union NMLS ID: 401822	Fixed rate is locked-in for the life of the loan PenFed makes home ownership affordable. Federally insured by NCUA Military service is not required for membership. Equal Housing Lender 30 Yr Fixed		$0	Learn More
Farmers Bank of Kansas City NMLS ID: 613839	5.603% 30 Yr Fixed	5.490% Fees & Points $7,545 Total 0.943 Pts: $5,658 $1,887 Fees	$3,403	Learn More See Table View
Mortgage Lending Group NMLS ID: 1157983 License#: 1157983	5.649% 30 Yr Fixed	5.500% Fees & Points $9,895 Total 1.000 Pts: $6,000 $3,895 Fees	$3,407	Learn More See Table View
Basis Lending, LLC NMLS ID: 2463124	5.683% 30 Yr Fixed	5.500% Fees & Points $12,270 Total 1.000 Pts: $6,000 $6,270 Fees	$3,407	Learn More See Table View
DECO Mortgage NMLS ID: 2561451	5.685% 30 Yr Fixed	5.625% Fees & Points $3,930 Total 0.530 Pts: $3,180 $750 Fees	$3,454	Learn More See Table View
Northpointe Bank NMLS ID: 447490	5.715% 30 Yr Fixed	5.625% Fees & Points $5,949 Total 0.759 Pts: $4,554 $1,395 Fees	$3,454	Learn More See Table View
District Lending NMLS ID: 1835285	5.744% 30 Yr Fixed	5.625% Fees & Points $7,848 Total 0.808 Pts: $4,848 $3,000 Fees	$3,454	Learn More See Table View
Refi.com NMLS ID: 1907	5.825% 30 Yr Fixed	5.750% Fees & Points $4,878 Total 0.813 Pts: $4,878 $0 Fees	$3,502	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	5.933% 30 Yr Fixed	5.750% Fees & Points $12,000 Total 1.000 Pts: $6,000 $6,000 Fees	$3,502	Learn More See Table View
Infinity Mortgage Group NMLS ID: 35972 License#: NMLS 35972	5.949% 30 Yr Fixed	5.875% Fees & Points $4,844 Total 0.625 Pts: $3,750 $1,094 Fees	$3,550	Learn More See Table View
West Capital Lending NMLS ID: 1566096	5.949% 30 Yr Fixed	5.875% Fees & Points $4,829 Total 0.589 Pts: $3,534 $1,295 Fees	$3,550	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.966% 30 Yr Fixed	5.875% Fees & Points $5,944 Total 0.874 Pts: $5,244 $700 Fees	$3,550	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	5.967% 30 Yr Fixed	5.875% Fees & Points $5,988 Total 0.998 Pts: $5,988 $0 Fees	$3,550	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	6.078% 30 Yr Fixed	5.990% Fees & Points $5,670 Total 0.945 Pts: $5,670 $0 Fees	$3,594	Learn More See Table View
Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653	6.125% 30 Yr Fixed	6.125% Fees & Points $389 Total 0.000 Pts: $0 $389 Fees	$3,646	Learn More See Table View
Yakima Federal Savings & Loan Association NMLS ID: 432980	6.233% 30 Yr Fixed	6.125% Fees & Points $7,124 Total 0.000 Pts: $0 $7,124 Fees	$3,646	Learn More See Table View
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 30 Yr Fixed			Learn More
Agave Home Loans NMLS ID: 1951574 License#: CL-1951574	REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Washington Federal Bank Updated 12/20/2024	6.83%	0.00% 0.00 points $0.00 fees	$nan	Learn MoreShow Less See Table View
Bank Of The West Updated 10/11/2022	5.82%	5.75% 0.63 points $4,851.00 fees	$3,501.44	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	6.23%	5.86% 0.00 points $0.00 fees	$3,544.24	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$3,645.66	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 11/28/2025	5.92%	6.25% 1.88 points $3,210.00 fees	$3,692.35	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.41%	6.25% 0.00 points $0.00 fees	$3,694.30	Learn MoreShow Less See Table View
Yakima Federal Savings And Loan Association Updated 12/15/2023	6.39%	6.39% 0.00 points $0.00 fees	$3,749.11	Learn MoreShow Less See Table View
Bank Of The West Updated 10/11/2022	6.62%	6.50% 0.88 points $3,874.00 fees	$3,792.41	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.52%	6.50% 0.00 points $2,784.00 fees	$3,792.41	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.60%	6.50% 0.00 points $0.00 fees	$3,792.41	Learn MoreShow Less See Table View
Peoples Bank Of Bellingham, Washington Updated 01/23/2023	6.53%	6.53% 0.67 points $0.00 fees	$3,805.83	Learn MoreShow Less See Table View
D. L. Evans Bank Updated 11/29/2022	6.66%	6.66% 0.38 points $0.00 fees	$3,856.16	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$3,878.44	Learn MoreShow Less See Table View
First Fed Bank Updated 11/28/2025	6.31%	6.81% 1.00 points $0.00 fees	$3,914.35	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.93 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$3,941.57	Learn MoreShow Less See Table View
First Fed Bank Updated 11/28/2025	6.10%	6.96% 0.38 points $0.00 fees	$3,976.11	Learn MoreShow Less See Table View
First Financial Northwest Bank Updated 10/19/2022	7.21%	7.00% 0.00 points $0.00 fees	$3,991.81	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	7.01%	7.00% 0.00 points $2,784.00 fees	$3,991.81	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Washington 30-Year fixed Jumbo Mortgage Rates 2025

Washington 30-Year fixed Jumbo Mortgage

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