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Virginia CD Rates – 5 Year

Below are 5 year CD Rates from banks that are located in Virginia. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

VA - October 30, 2014
5 Year CD National Average : 1.13% ?
Bank APY Min Bal Miles ? More
Cardinal Bank 2.01% $1,000 - +Learn More
Bank @lantec 2.00% $500 - +Learn More
Bank @lantec 1.90% $95,000 - +Learn More
Bank @lantec 1.85% $500 - +Learn More
Franklin Federal Savings Bank 1.81% $500 - +Learn More
Fulton Bank, National Association 1.75% $1,000 - +Learn More
Td Bank, National Association 1.75% $250 - +Learn More
Virginia Commonwealth Bank 1.71% $500 - +Learn More
Sandy Spring Bank 1.70% $1,000 - +Learn More
First Century Bank, Inc. 1.61% $500 - +Learn More
First Sentinel Bank 1.61% $500 - +Learn More
Bank Of Georgetown 1.55% $1,000 - +Learn More
Essex Bank 1.55% $500 - +Learn More
Presidential Bank, Fsb 1.54% $1,000 - +Learn More
John Marshall Bank 1.51% $500 - +Learn More
Manufacturers And Traders Trust Company 1.51% $1 - +Learn More
Mainstreet Bank 1.50% $500 - +Learn More
Washingtonfirst Bank 1.50% $1,000 - +Learn More
Carter Bank & Trust 1.45% $100 - +Learn More
Sonabank 1.41% $500 - +Learn More
Citizens Community Bank 1.40% $10,000 - +Learn More
First Virginia Community Bank 1.40% $1,000 - +Learn More
Frontier Community Bank 1.40% $1,000 - +Learn More
Chesapeake Bank 1.40% $1,000 - +Learn More
Community Capital Bank Of Virginia 1.36% $250 - +Learn More
Virginia Community Bank 1.35% $500 - +Learn More
City National Bank Of West Virginia 1.35% $500 - +Learn More
Virginia Heritage Bank 1.35% $500 - +Learn More
Old Dominion National Bank 1.30% $500 - +Learn More
Citizens And Farmers Bank 1.30% $500 - +Learn More
Valley Bank 1.30% $5,000 - +Learn More
Summit Community Bank, Inc 1.30% $50,000 - +Learn More
The Bank Of Fincastle 1.30% $100 - +Learn More
Hometown Bank 1.30% $500 - +Learn More
Armed Forces Bank, National Association 1.30% $500 - +Learn More
Pioneer Bank 1.28% $500 - +Learn More
Farmers & Merchants Bank 1.26% $1,000 - +Learn More
First State Bank 1.26% $500 - +Learn More
Martinsville First Savings Bank 1.26% $500 - +Learn More
Cornerstone Bank, National Association 1.26% $500 - +Learn More
Village Bank 1.26% $500 - +Learn More
United Bank 1.25% $500 - +Learn More
Summit Community Bank, Inc 1.25% $10,000 - +Learn More
The Middleburg Bank 1.25% $500 - +Learn More
Miners Exchange Bank 1.25% $500 - +Learn More
Bank Of The James 1.25% $500 - +Learn More
The First Bank And Trust Company 1.25% $500 - +Learn More
The Freedom Bank Of Virginia 1.25% $50 - +Learn More
Bank Of Hampton Roads 1.25% $500 - +Learn More
Woori America Bank 1.25% $1,000 - +Learn More
Metro City Bank 1.24% $1,000 - +Learn More
First National Bank 1.21% $500 - +Learn More
Citizens National Bank 1.21% $500 - +Learn More
Xenith Bank 1.21% $500 - +Learn More
Bank Of Botetourt 1.21% $500 - +Learn More
Farmers Bank 1.20% $1,000 - +Learn More
The Capon Valley Bank 1.20% $500 - +Learn More
Highlands Community Bank 1.20% $100,000 - +Learn More
Bank Of Floyd 1.20% $500 - +Learn More
New Horizon Bank, National Association 1.16% $500 - +Learn More
The Middleburg Bank 1.15% $500 - +Learn More
Citizens Bank 1.15% $1,000 - +Learn More
Eaglebank 1.15% $1,000 - +Learn More
The Blue Grass Valley Bank 1.15% $500 - +Learn More
American National Bank And Trust Company 1.10% $500 - +Learn More
City National Bank Of West Virginia 1.10% $500 - +Learn More
Community Bank Of The Chesapeake 1.10% $500 - +Learn More
Pnc Bank, National Association 1.10% $10,000 - +Learn More
Peoples Community Bank 1.10% $1,000 - +Learn More
Farmers And Miners Bank 1.05% $100,000 - +Learn More
First And Citizens Bank 1.05% $500 - +Learn More
Bank Of Mckenney 1.00% $500 - +Learn More
Oak View National Bank 1.00% $1,000 - +Learn More
Premier Bank, Inc. 1.00% $500 - +Learn More
Evb 1.00% $1,000 - +Learn More
Bank Of Clarke County 1.00% $500 - +Learn More
First Bank 1.00% $500 - +Learn More
River Community Bank, National Association 1.00% $500 - +Learn More
First Century Bank, Inc. 1.00% $500 - +Learn More
Farmers And Miners Bank 1.00% $500 - +Learn More
Select Bank 1.00% $500 - +Learn More
The Bank Of Southside Virginia 1.00% $1,000 - +Learn More
Access National Bank 1.00% $10,000 - +Learn More
Pendleton Community Bank, Inc. 1.00% $500 - +Learn More
Grayson National Bank 1.00% $1,000 - +Learn More
Highlands Union Bank 0.95% $500 - +Learn More
Trupoint Bank 0.95% $1,000 - +Learn More
Virginia Company Bank 0.95% $1,000 - +Learn More
Highlands Community Bank 0.95% $500 - +Learn More
Burke & Herbert Bank & Trust Company 0.90% $10,000 - +Learn More
Lee Bank And Trust Company 0.90% $2,500 - +Learn More
The Farmers Bank Of Appomattox 0.90% $1,000 - +Learn More
Citizens Bank And Trust Company 0.90% $1,000 - +Learn More
Pnc Bank, National Association 0.90% $100,000 - +Learn More
Benchmark Community Bank 0.90% $500 - +Learn More
First Community Bank 0.90% $1,000 - +Learn More
Powell Valley National Bank 0.86% $500 - +Learn More
First Bank 0.85% $1,000 - +Learn More
The Bank Of Charlotte County 0.85% $2,500 - +Learn More
The Peoples Bank 0.80% $1,000 - +Learn More
First National Bank 0.80% $1,000 - +Learn More
Bank Of Lancaster 0.80% $100,000 - +Learn More
Hanmi Bank 0.80% $1,000 - +Learn More
Grundy National Bank 0.76% $500 - +Learn More
The Bank Of Charlotte County 0.76% $500 - +Learn More
Virginia Bank And Trust Company 0.75% $1,000 - +Learn More
Bank Of Lancaster 0.75% $1,000 - +Learn More
Franklin Community Bank, National Association 0.75% $500 - +Learn More
Woodforest National Bank 0.75% $500 - +Learn More
New Peoples Bank, Inc. 0.75% $500 - +Learn More
The National Bank Of Blacksburg 0.66% $500 - +Learn More
Pnc Bank, National Association 0.65% $10,000 - +Learn More
Union First Market Bank 0.65% $1,000 - +Learn More
Congressional Bank 0.60% $1,000 - +Learn More
Blue Ridge Bank 0.60% $5,000 - +Learn More
Capital One, National Association 0.60% $1,000 - +Learn More
Manufacturers And Traders Trust Company 0.55% $1,000 - +Learn More
Citibank, National Association 0.50% $10,000 - +Learn More
The Fauquier Bank 0.50% $500 - +Learn More
Branch Banking And Trust Company 0.50% $10,000 - +Learn More
Suntrust Bank 0.40% $10,000 - +Learn More
Towne Bank 0.40% $100,000 - +Learn More
The Fidelity Bank 0.40% $10,000 - +Learn More
The Old Point National Bank Of Phoebus 0.40% $500 - +Learn More
First-citizens Bank & Trust Company 0.35% $10,000 - +Learn More
Southern Bank And Trust Company 0.35% $10,000 - +Learn More
Wells Fargo Bank, National Association 0.35% $10,000 - +Learn More
Regions Bank 0.35% $500 - +Learn More
Towne Bank 0.30% $1 - +Learn More
The Bank Of Marion 0.25% $500 - +Learn More
Southern Bank And Trust Company 0.25% $100,000 - +Learn More
Bank Of America, National Association 0.15% $10,000 - +Learn More
Hsbc Bank Usa, National Association 0.15% $1,000 - +Learn More

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Comments


mike, October 16, 2014


Bridgewater bank 5 year cd rate is 2.1% now.

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Charles Voytek, September 01, 2014


Rate Bank United Miami Florida 5years please

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Mike, July 23, 2014


Bank of the west does not offer a rate of 2% on 5 year term

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Sol, May 14, 2014


@Frank

Hi Frank, I called and First Choice Bank in NJ is offering a 2.5% APY CD with a platinum checking account. The checking account has an average daily balance requirement of $500. You can see if a First Choice Bank is near your location here:

http://www.bestcashcow.com/banks/first-choice-bank-branches-58471

They have branches in the Philadelphia area. Hope that helps.

Sol

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Frank Rutolo, May 07, 2014


First Choice Bank does not offer a 2.50% 5yr cd.
I called on 5/6/2014 and was told the rate is 2.05%
for 5 yrs.

Helpful? Yes:1 / No:4
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Bea, November 26, 2013


Please note that First Federal has just a one star rating on Bankrate. We have business with them and some months ago were sent a letter that another bank was supposed to take them over. It seems to have fallen through and I am concerned about First Fed's future. As soon as our CDs mature with them, I hope to find a more financially suitable bank or credit union to switch to. I don't like to do business with one star banks even if they are FDIC insured. When I first got with them they seemed to have much higher ratings.

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reader, November 23, 2013


first federal will do great cd rates at a $500 minimum balance ----such as a 5 year cd for 1.50 apy ----please inquire and update information

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Sol, August 25, 2013


@Bea

I checked their website and it looks like the rate may have dropped to 1.50% APY. I'll confirm tomorrow and then make the change. Thanks for the note.

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Bea, August 23, 2013


Citizens Federal Savings and Loan does not have a 1.80% 5 year CD. This seems to be incorrect. Thanks.

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