Virginia

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Special Bank CD Offers – Virginia

You are viewing rates from banks across Virginia






Below are special Certificate of Deposit special rates and terms from banks in Virginia. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

VA - October 6, 2026

Bank APY MIN PERIOD

Rate History: 4.00% → 4.50% → 4.75%

Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50%

Rate History: 4.00% → 4.75% → 4.85% → 4.50%

Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35%

Rate History: 3.81% → 3.71% → 3.90% → 4.00% → 4.30%

Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest.
Rate History: 4.00% → 3.70% → 4.00% → 4.15% → 4.30%

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 4.25% → 4.00% → 3.50% → 4.00% → 4.30%

Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25%

Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25%

Rate History: 3.00% → 3.82% → 3.92% → 4.00% → 4.11%

Rate History: 1.00% → 4.00% → 4.10%

Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10%

Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10%

Rate History: 3.30% → 4.03%

Luminate Bank

4.00% $10,000 4 months Learn More

Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%

OneWest Bank, a division of First-Citizens Bank and Trust

4.00% $5,000 5 months Learn More

Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%

Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00%

Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00%

Rate History: 1.00% → 4.00%

Early Withdrawal Penalty is 180 days interest.
Rate History: 3.50% → 3.30% → 3.10% → 3.75% → 4.00%

Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00%

11-Month No Penalty CD

Account cannot be closed online. Requires reaching phone representative to close.
Rate History: 3.50% → 3.35% → 3.25% → 3.75% → 3.90%

Rate History: 4.81% → 3.98% → 3.90%

Rate History: 2.00% → 3.85%

Rate History: 3.90% → 3.80%

Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%

Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75%

Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75%

Early withdrawal penalty is 180 days interest.
Rate History: 3.75% → 3.65% → 3.40% → 4.00% → 3.75%

Rate History: 4.15% → 3.65% → 4.00% → 3.75%

OneWest Bank, a division of First-Citizens Bank and Trust

3.75% $5,000 11 months Learn More

Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75%

Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%

Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65%

Rate History: 3.74% → 3.64%

Rate History: 1.00% → 5.00% → 3.80% → 3.60%

Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60%

Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%

Rate History: 1.00% → 5.00% → 4.50% → 3.50%

Rate History: 1.00% → 3.50%

Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50%

Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 5.00% → 3.25% → 5.55% → 3.25% → 3.50%

Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40%

Rate History: 5.00% → 4.75% → 3.75% → 3.50% → 3.40%

Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35%

Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%

Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%

Rate History: 3.50% → 3.35% → 3.25%

Rate History: 1.00% → 3.75% → 3.50% → 3.25%

Early withdrawal penalty is 180 days interest.
Rate History: 3.45% → 4.00% → 4.00% → 3.25% → 3.20%

Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%

Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%

Rate History: 1.00% → 3.65% → 3.30% → 3.00%

Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00%

Rate History: 1.00% → 3.00%

Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%

Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80%

Rate History: 3.35% → 3.09% → 3.05% → 3.09% → 2.78%

Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%

Rate History: 5.00% → 5.00% → 3.50% → 2.75%

Early withdrawal penalty is 180 days interest.
Rate History: 3.25% → 3.00% → 2.75% → 3.00% → 2.75%

Rate History: 3.00% → 3.25% → 3.00% → 2.75% → 2.70%

Rate History: 4.25% → 3.25% → 3.00% → 2.75% → 2.50%

Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%

Rate History: 3.75% → 2.25% → 3.00% → 2.00%

Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00%

Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%

Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%

Rate History: 0.05% → 1.90%

The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA.
Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

Rate History: 1.85% → 1.70%

Rate History: 1.00% → 0.50%

Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50%

Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

Rate History: 3.30% → 3.25% → 3.30% → 2.78% → 0.05%

Rate History: 0.05% → 0.05% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around VA - October 6, 2026


Branch Street City State
City National Bank of West Virginia
Hilltop Branch
621 Nevan Road Virginia Beach VA
City National Bank of West Virginia
Hilltop Branch
621 Nevan Road Virginia Beach VA
Presidential Bank, FSB
Arlington Branch
901 N. Stuart Street Arlington VA
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company Branch
906 Branchway Road Richmond VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
Chesapeake Bank
Irvington Branch
98 King Carter Drive Irvington VA
Chesapeake Bank
Irvington Branch
98 King Carter Drive Irvington VA
Bank of America, National Association
Mathews Branch
10458 Buckley Hall Road Mathews VA
United Bank
Gainesville Branch
7905 Heritage Village Plaza Gainesville VA
Citizens
Glen Allen Colleague Branch
10561 Telegraph Road Glen Allen VA
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company Branch
906 Branchway Road Richmond VA
Wells Fargo Bank, National Association
Southpoint Branch
9906 Southpoint Parkway Fredericksburg VA
Wells Fargo Bank, National Association
Southpoint Branch
9906 Southpoint Parkway Fredericksburg VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
Wells Fargo Bank, National Association
Southpoint Branch
9906 Southpoint Parkway Fredericksburg VA
Bank of America, National Association
Mathews Branch
10458 Buckley Hall Road Mathews VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
Presidential Bank, FSB
Arlington Branch
901 N. Stuart Street Arlington VA
United Bank
Gainesville Branch
7905 Heritage Village Plaza Gainesville VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
TD Bank, National Association
Manassas/Liberia Branch
9800 Liberia Avenue Manassas VA
United Bank
Gainesville Branch
7905 Heritage Village Plaza Gainesville VA
Citibank, National Association
Tysons Corner Branch
8516 Leesburg Pike Vienna VA
The Farmers Bank of Appomattox
The Farmers Bank Of Appomattox Branch
223 Main Street Appomattox VA
United Bank
Gainesville Branch
7905 Heritage Village Plaza Gainesville VA
Bank of America, National Association
Mathews Branch
10458 Buckley Hall Road Mathews VA
Citibank, National Association
Tysons Corner Branch
8516 Leesburg Pike Vienna VA
The Farmers Bank of Appomattox
The Farmers Bank Of Appomattox Branch
223 Main Street Appomattox VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
The Farmers Bank of Appomattox
The Farmers Bank Of Appomattox Branch
223 Main Street Appomattox VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
Citibank, National Association
Tysons Corner Branch
8516 Leesburg Pike Vienna VA
TD Bank, National Association
Manassas/Liberia Branch
9800 Liberia Avenue Manassas VA
Bank of America, National Association
Mathews Branch
10458 Buckley Hall Road Mathews VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
Bank of America, National Association
Mathews Branch
10458 Buckley Hall Road Mathews VA
Citibank, National Association
Tysons Corner Branch
8516 Leesburg Pike Vienna VA


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