Best Special Rates and Terms in Virginia, VA

You are viewing rates from banks across Virginia

Below are special Certificate of Deposit special rates and terms from banks in Virginia. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

VA - November 4, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
City National Bank of West Virginia Hilltop Branch	4.75%	$5,000	9 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.75%
City National Bank of West Virginia Hilltop Branch	4.50%	$5,000	17 months	Learn More Reviews
Rate History: 4.00% → 4.75% → 4.85% → 4.50%
Brilliant Bank, a division of Equity Bank	4.06%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35% → 4.30% → 4.06%
Amalgamated Bank	4.03%	$500	7 months	Learn More Reviews
First Foundation Bank	4.00%	$2,500	4 months	Learn More Reviews (32)
United Bank Gainesville Branch	4.00%	$500	5 months	Learn More Reviews (1)
Rate History: 1.00% → 5.00% → 4.75% → 4.25% → 4.00%
U.S. Bank National Association	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00%
OneLocal Bank	4.00%	$10,000	5 months	Learn More Reviews
Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00%
TIAA Bank / Everbank	4.00%	$1,000	7 months	Learn More Reviews (40)
Rate History: 4.10% → 4.05% → 4.00%
Woodforest National Bank 0927 Martinsville Wal-Mart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Chesapeake Bank Irvington Branch	4.00%	$1,000	13 months	Learn More Reviews (1)
Rate History: 1.00% → 4.00%
Synchrony Bank	4.00% 3.85% 3.85%	$0 $0	14 months	Learn More Reviews (71)
Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. Rate History: 4.80% → 5.65% → 4.00%
Goldman Sachs Bank	3.95% 3.90% 3.90%	$500 $500	11 months	Learn More Reviews (46)
Rate History: 4.25% → 3.90% → 4.05% → 3.95%
PNC Bank	3.90% 3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70% 2.60% 2.40% 2.20% 2.10% 2.00%	$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000	4 months	Learn More Reviews (4)
OneLocal Bank	3.90%	$2,500	6 months	Learn More Reviews
Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25%
Chesapeake Bank Irvington Branch	3.85%	$1,000	7 months	Learn More Reviews (1)
Rate History: 2.00% → 3.85%
Clear Sky Accounts	3.85%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85%
Canadian Imperial Bank USA	3.81%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81%
Atlantic Union Bank Court House Branch	3.80%	$1,000	3 months	Learn More Reviews (2)
Rate History: 1.00% → 5.00% → 3.80%
First Foundation Bank	3.80%	$2,500	7 months	Learn More Reviews (32)
Citibank, National Association Tysons Corner Branch	3.75%	$0	4 months	Learn More Reviews (11)
Atlantic Union Bank Court House Branch	3.75%	$1,000	6 months	Learn More Reviews (2)
Rate History: 1.00% → 5.00% → 4.50%
ConnectOne Bank	3.75%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.95% → 4.75% → 4.25% → 4.00% → 3.75%
Bank of America, National Association Mathews Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
United Bank Gainesville Branch	3.75%	$500	11 months	Learn More Reviews (1)
Rate History: 5.05% → 4.75% → 4.50% → 4.00% → 3.75%
OneLocal Bank	3.75%	$2,500	11 months	Learn More Reviews
Rate History: 4.65% → 3.50% → 4.00% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75%
TD Bank, National Association Manassas/Liberia Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch	3.65%	$5,000	5 months	Learn More Reviews (3)
Rate History: 4.25% → 4.00% → 3.75% → 3.65%
Wells Fargo Bank, National Association Southpoint Branch	3.64%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64%
City National Bank	3.56%	$10,000	3 months	Learn More Reviews
Rate History: 4.59% → 4.33% → 4.07% → 3.82% → 3.56%
OneLocal Bank	3.55%	$1,000	22 months	Learn More Reviews
Rate History: 2.75% → 4.00% → 3.80% → 3.55%
Blue Foundry Bank	3.55%	$1,000	36 months	Learn More Reviews
Rate History: 3.00% → 3.55%
Citibank, National Association Tysons Corner Branch	3.50%	$0	6 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50%
U.S. Bank National Association	3.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50%
KeyBank National Association	3.50%	$10,000	9 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00% → 3.50%
Citizens Bank, National Association Glen Allen Colleague Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Wells Fargo Bank, National Association Southpoint Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
Woodforest National Bank 0927 Martinsville Wal-Mart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
Atlantic Union Bank Court House Branch	3.50%	$1,000	13 months	Learn More Reviews (2)
Rate History: 1.00% → 5.00% → 4.75% → 3.75% → 3.50%
North American Savings Bank, F.S.B.	3.50%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50%
Rising Bank, a division of Midwest BankCentre	3.50%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.10% → 4.25% → 4.10% → 3.65% → 3.50%
Salem Five Direct	3.50%	$10,000	15 months	Learn More Reviews (7)
Rate History: 4.00% → 3.50%
Finworth, a division of InsBank	3.50%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50%
TIAA Bank / Everbank	3.50%	$1,000	25 months	Learn More Reviews (40)
Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50%
TD Bank, National Association Manassas/Liberia Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Bank of America, National Association Mathews Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
City National Bank	3.35%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61% → 3.35%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close. Rate History: 3.50% → 3.35%
Ally Bank	3.30%	$0	11 months	Learn More Reviews (53)
Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30%
Citibank, National Association Tysons Corner Branch	3.25%	$0	9 months	Learn More Reviews (11)
Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25%
ConnectOne Bank	3.25%	$500	17 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.00% → 3.45% → 4.00% → 4.00% → 3.25%
United Bank Gainesville Branch	3.25%	$500	20 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association	3.20%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20%
Citibank, National Association Tysons Corner Branch	3.10%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10%
TD Bank, National Association Manassas/Liberia Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
First US Bank	3.03%	$500	14 months	Learn More Reviews
Rate History: 4.94% → 5.09% → 3.55% → 3.29% → 3.03%
Citibank, National Association Tysons Corner Branch	3.00%	$0	3 months	Learn More Reviews (11)
TD Bank, National Association Manassas/Liberia Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	3.00%	$10,000	18 months	Learn More Reviews
Rate History: 1.00% → 3.65% → 3.30% → 3.00%
KeyBank National Association	3.00%	$10,000	23 months	Learn More Reviews (2)
Rate History: 3.75% → 3.00%
United Bank Gainesville Branch	3.00%	$500	26 months	Learn More Reviews (1)
Rate History: 1.00% → 3.00%
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
Chesapeake Bank	2.95%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95%
Citibank, National Association Tysons Corner Branch	2.90%	$0	5 months	Learn More Reviews (11)
Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90%
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	2.75%	$5,000	11 months	Learn More Reviews
Rate History: 3.30% → 3.00% → 3.25% → 3.00% → 2.75%
Bank of Montreal Harris	2.75% 2.25% 2.10% 2.00% 2.25% 2.10% 2.00%	$1,000 $1,000 $1,000 $1,000	13 months	Learn More Reviews (2)
Truist Bank Tazewell Branch	2.75%	$1,000	15 months	Learn More Reviews (6)
Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
ConnectOne Bank	2.75%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.25% → 3.60% → 3.25% → 3.00% → 2.75%
First US Bank	2.68%	$100,000	35 months	Learn More Reviews
Rate History: 4.06% → 4.84% → 4.00% → 3.80% → 2.68%
PNC Bank, National Association Herndon Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
First US Bank	2.52%	$10,000	37 months	Learn More Reviews
Rate History: 3.70% → 4.42% → 3.03% → 2.78% → 2.52%
Bank of America, National Association Mathews Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
PNC Bank, National Association Herndon Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
USAA Federal Savings Bank	2.25%	$1,000	6 months	Learn More Reviews (2)
Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25%
PNC Bank, National Association Herndon Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
USAA Federal Savings Bank	2.00%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00%
PNC Bank, National Association Herndon Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Mathews Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
USAA Federal Savings Bank	1.70%	$1,000	15 months	Learn More Reviews (2)
JPMorgan Chase Bank, National Association	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around VA - November 4, 2025

Branch	Street	City	State
City National Bank of West Virginia Hilltop Branch	621 Nevan Road	Virginia Beach	VA
City National Bank of West Virginia Hilltop Branch	621 Nevan Road	Virginia Beach	VA
United Bank Gainesville Branch	7905 Heritage Village Plaza	Gainesville	VA
Woodforest National Bank 0927 Martinsville Wal-Mart Branch	976 Commonwealth Blvd	Martinsville	VA
Chesapeake Bank Irvington Branch	98 King Carter Drive	Irvington	VA
Chesapeake Bank Irvington Branch	98 King Carter Drive	Irvington	VA
Atlantic Union Bank Court House Branch	6720 Sutton Road	Gloucester	VA
Citibank, National Association Tysons Corner Branch	8516 Leesburg Pike	Vienna	VA
Atlantic Union Bank Court House Branch	6720 Sutton Road	Gloucester	VA
Bank of America, National Association Mathews Branch	10458 Buckley Hall Road	Mathews	VA
United Bank Gainesville Branch	7905 Heritage Village Plaza	Gainesville	VA
TD Bank, National Association Manassas/Liberia Branch	9800 Liberia Avenue	Manassas	VA
First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch	906 Branchway Road	Richmond	VA
Wells Fargo Bank, National Association Southpoint Branch	9906 Southpoint Parkway	Fredericksburg	VA
Citibank, National Association Tysons Corner Branch	8516 Leesburg Pike	Vienna	VA
Citizens Glen Allen Colleague Branch	10561 Telegraph Road	Glen Allen	VA
Wells Fargo Bank, National Association Southpoint Branch	9906 Southpoint Parkway	Fredericksburg	VA
Woodforest National Bank 0927 Martinsville Wal-Mart Branch	976 Commonwealth Blvd	Martinsville	VA
Atlantic Union Bank Court House Branch	6720 Sutton Road	Gloucester	VA
TD Bank, National Association Manassas/Liberia Branch	9800 Liberia Avenue	Manassas	VA
Bank of America, National Association Mathews Branch	10458 Buckley Hall Road	Mathews	VA
Citibank, National Association Tysons Corner Branch	8516 Leesburg Pike	Vienna	VA
United Bank Gainesville Branch	7905 Heritage Village Plaza	Gainesville	VA
Citibank, National Association Tysons Corner Branch	8516 Leesburg Pike	Vienna	VA
TD Bank, National Association Manassas/Liberia Branch	9800 Liberia Avenue	Manassas	VA
Citibank, National Association Tysons Corner Branch	8516 Leesburg Pike	Vienna	VA
TD Bank, National Association Manassas/Liberia Branch	9800 Liberia Avenue	Manassas	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
United Bank Gainesville Branch	7905 Heritage Village Plaza	Gainesville	VA
Citibank, National Association Tysons Corner Branch	8516 Leesburg Pike	Vienna	VA
The Farmers Bank of Appomattox The Farmers Bank Of Appomattox Branch	223 Main Street	Appomattox	VA
Truist Bank Tazewell Branch	100 Hillsboro Drive	North Tazewell	VA
PNC Bank, National Association Herndon Branch	950 Herndon Parkway	Herndon	VA
Bank of America, National Association Mathews Branch	10458 Buckley Hall Road	Mathews	VA
PNC Bank, National Association Herndon Branch	950 Herndon Parkway	Herndon	VA
PNC Bank, National Association Herndon Branch	950 Herndon Parkway	Herndon	VA
PNC Bank, National Association Herndon Branch	950 Herndon Parkway	Herndon	VA
Bank of America, National Association Mathews Branch	10458 Buckley Hall Road	Mathews	VA