Best 5-Year CD Rates in Illinois, IL

You are viewing rates from banks across Illinois

Below are 5-year CD Rates from banks that are located in Illinois. Five-Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

IL - July 30, 2025

5 Year CD National Average : 0.92% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.20%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 730 days interest. Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.20%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Synchrony Bank	4.15%	$0	-	Learn More Add Review
Rate History: 4.00% → 4.15%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Merrick Bank	4.05%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.15% → 4.10% → 3.95% → 4.05%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Bread Savings, a division of Bread Financial	4.00%	$1,500	-	Learn More Add Review
Early withdrawal penalty is 365 days interest. Rate History: 3.90% → 3.80% → 3.50% → 3.90% → 4.00%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 3.05% → 3.50% → 4.11% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Prime Alliance Bank	4.00%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.00% → 3.75% → 3.25% → 3.75% → 4.00%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
First Internet Bank of Indiana	3.97%	$1,000	-	Learn More
Early Withdrawal Penalty is 360 days interest. Rate History: 4.24% → 4.09% → 3.67% → 3.65% → 3.97%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
M.Y. Safra Bank	3.91%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 3.00% → 4.11%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Colorado Federal Savings Bank	3.80%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 Months' Interest. Rate History: 4.35% → 4.00% → 3.80%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Rate History: 4.00% → 3.85% → 3.75% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
State Bank of India State Bank Of India Branch	3.76%	$2,500	-	Learn More Add Review
Rate for Senior Citizens is 1.11% APY. Rate History: 4.50% → 4.38% → 4.05% → 4.13% → 3.76%
American Express Bank, FSB	3.75%	$0	-	Learn More Add Review
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Goldman Sachs Bank	3.75%	$500	-	Learn More Add Review
Rate History: 4.10% → 4.00% → 3.80% → 3.60% → 3.75%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Farmers National Bank Geneseo Office Branch	3.75% 3.40%	$100,000 $500	-	Learn More Add Review
Rate History: 4.00% → 4.25% → 4.00% → 3.75%
Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.75%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.75% → 3.25% → 3.81% → 3.75%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
CFG Bank	3.65%	$500	-	Learn More Add Review
Rate History: 3.60% → 3.75% → 3.65% → 1.25% → 3.65%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More
Seattle Bank	3.60%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.50% → 4.15% → 4.00% → 3.75% → 3.60%
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
Virtualbank, a division of First Horizon Bank	3.51%	$10,000	-	Learn More Add Review
Warning: Early withdrawal penalty is 2% of principal
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
Discover Bank	3.50%	$2,500	-	Learn More Add Review
Rate History: 3.90% → 3.75% → 3.50% → 3.40% → 3.50%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
TIAA Bank / Everbank	3.50%	$1,000	-	Learn More Add Review
Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. Rate History: 4.00% → 3.90% → 3.65% → 3.45% → 3.50%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Capital One 360	3.50%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.05% → 4.05% → 3.90% → 3.75% → 3.50%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Ally Bank	3.50%	$0	-	Learn More Add Review
Rate History: 3.90% → 3.60% → 3.50% → 3.40% → 3.50%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Evergreen Bank Group Evergreen Park Branch	3.50%	$500	-	Learn More Add Review
Rate History: 3.50% → 4.00% → 3.75% → 3.50%
Capital One, National Association	3.50%	$0	-	Learn More
Rate History: 4.00% → 3.90% → 3.75% → 3.50%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.75% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
Beal Bank USA Chicago Branch	3.45%	$1,000	-	Learn More
Rate History: 3.95% → 3.85% → 3.80% → 3.45%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
The Clay City Banking Co. Fairfield Il Branch	3.44%	$1,000	-	Learn More Add Review
Rate History: 3.55% → 3.44%
LendingClub	3.40%	$2,500	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 4.00% → 3.40%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
State Bank State Bank Of Waterloo Branch	3.35%	$1,000	-	Learn More Add Review
Rate History: 2.52% → 3.00% → 3.40% → 3.25% → 3.35%
Bank of Hope Niles Branch	3.35% 0.35%	$250,000 $1,000	-	Learn More
Rate History: 3.45% → 3.65% → 3.35%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Barclays Bank Delaware	3.25%	$0	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.15% → 3.75% → 3.50% → 3.75% → 3.25%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
Old Second National Bank Sugar Grove Branch	3.25%	$1,000	-	Learn More Add Review
Rate History: 0.25% → 3.29% → 3.25%
Customers Bank	3.25%	$500	-	Learn More
Rate History: 3.60% → 3.70% → 4.00% → 3.25%
James A. Elder \| Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More Reviews (3)
FCB Banks Fcb Banks Branch	3.10%	$1,000	-	Learn More
Rate History: 2.85% → 3.10%
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Read More Reviews (1)
MainStreet Bank	3.00%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 30 months interest. Rate History: 3.50% → 3.00% → 2.50% → 3.00%
Dieterich Bank Effingham Branch	3.00%	$500	-	Learn More Add Review
Rate History: 2.50% → 3.00%
The Fairfield National Bank The Fairfield National Bank Branch	2.92%	$10,000	-	Learn More Add Review
BMO Alto, a division of Bank of Montreal Harris	2.85%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.10% → 4.00% → 3.90% → 3.60% → 2.85%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Citizens	2.75%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Vio Bank, A Division of MidFirst Bank	2.75%	$500	-	Learn More Add Review
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Citizens	2.75%	$5,000	-	Learn More
Rate History: 3.00% → 2.75%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (1)
Union Bank and Trust Company	2.32%	$1,000	-	Learn More
Rate History: 2.27% → 2.32%
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch	2.27%	$0	-	Learn More Add Review
Rate History: 1.00% → 3.55% → 3.03% → 2.27%
Fifth Third Bank, National Association Mooseheart Branch	2.25%	$5,000	-	Learn More
Rate History: 0.01% → 2.25%
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Morton Community Bank Roseville Branch	2.14% 2.08%	$100,000 $0	-	Learn More Add Review
Rate History: 2.08% → 2.14%
Prairie Community Bank Prairie Community Bank Branch	2.00%	$1,000	-	Learn More Add Review
Heartland Bank and Trust Company Fourth Street Facility Branch	2.00%	$5,000	-	Learn More Add Review
Rate History: 0.30% → 2.00%
My Savings Direct, a division of Emigrant Bank	2.00%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 2.50% → 2.00%
not perfect but \| Apr 25, 2023 with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More
Dollar Savings Direct, a division of Emigrant Bank	2.00%	$1,000	-	Learn More Add Review
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Northfield Bank	2.00%	$0	-	Learn More Add Review
Rate History: 2.00% → 3.00% → 2.00% → 3.00% → 2.00%
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More
Citibank, National Association Old Orchard Branch	2.00%	$0	-	Learn More
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
JPMorgan Chase Bank, National Association Arlington Heights Dunton Branch	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
North County Savings Bank Liberty St Branch	1.76%	$500	-	Learn More Add Review
Washington Savings Bank Washington Savings Bank Branch	1.76%	$1,000	-	Learn More Add Review
Rate History: 4.05% → 3.39% → 1.76% → 2.88% → 1.76%
International Bank of Chicago All American Bank Branch	1.75%	$1,000	-	Learn More
Rate History: 2.00% → 1.75%
Mandy \| May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More Reviews (5)
OneLocal Bank	1.75%	$1,000	-	Learn More Add Review
Peoples National Bank of Kewanee South Tenney Facility Branch	1.51%	$10,000	-	Learn More Add Review
United Community Bank 430 W Jackson St Branch	1.51%	$10,000	-	Learn More Add Review
Central State Bank 12th Street Quincy Branch	1.50%	$10,000	-	Learn More Add Review
USAA Federal Savings Bank	1.50%	$1,000	-	Learn More
Rate History: 2.50% → 1.50%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Security Savings Bank Security Savings Bank Branch	1.50%	$100,000	-	Learn More Add Review
Preferred Bank Preferred Bank Branch	1.46%	$10,000	-	Learn More Add Review
First National Bank of Waterloo Waterloo Wal-Mart Bkg. Center Branch	1.46%	$10,000	-	Learn More Add Review
Anderson State Bank Anderson State Bank Branch	1.41%	$100,000	-	Learn More Add Review
Midland Community Bank Taylorville Facility Branch	1.40%	$100,000	-	Learn More Add Review
First Neighbor Bank, National Association Greenup Branch	1.38%	$500	-	Learn More Add Review
The Havana National Bank Cass Community Bank Branch	1.36%	$10,000	-	Learn More Add Review
The FNB Community Bank Patoka Branch	1.36%	$1,000	-	Learn More Add Review
INB, National Association Peoria Branch	1.35%	$100,000	-	Learn More Add Review
St. Louis Bank	1.35%	$10,000	-	Learn More Add Review
The Farmers Bank of Mt. Pulaski The Farmers Bank Of Mt. Pulaski Branch	1.35%	$100,000	-	Learn More Add Review
Woodforest National Bank 0156 Orland Hills Illinois Walmart B Branch	1.35%	$500	-	Learn More
Rate History: 1.00% → 1.35% → 1.30% → 1.35%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
The First National Bank of Raymond North Route Branch	1.31%	$10,000	-	Learn More Add Review
Bank of Hillsboro, National Association Carlyle Branch	1.31%	$10,000	-	Learn More Add Review
Bank of Springfield 417 West North Street Branch	1.31%	$10,000	-	Learn More Add Review
Shelby County State Bank Strasburg Branch	1.31%	$10,000	-	Learn More Add Review
Anderson State Bank Anderson State Bank Branch	1.31%	$10,000	-	Learn More Add Review
First Federal Savings and Loan Association of Central Illinois, S.B. First Fs & La Of Shelbyville Thrift Branch	1.31%	$10,000	-	Learn More Add Review
Fidelity Bank & Trust East Dubuque Branch	1.30%	$100,000	-	Learn More Add Review
Anna State Bank Anna State Bank Branch	1.30%	$100,000	-	Learn More Add Review
BankChampaign, National Association Market Place Branch	1.30%	$500	-	Learn More Add Review
First Secure Community Bank First Secure Community Bank Branch	1.30%	$10,000	-	Learn More Add Review
Fortress Bank Macomb Branch	1.30%	$50,000	-	Learn More Add Review
Midland Community Bank Taylorville Facility Branch	1.30%	$10,000	-	Learn More Add Review
The Old Exchange National Bank of Okawville The Old Exchange National Bank Of Ok Branch	1.30%	$1,000	-	Learn More Add Review
Pan American Bank & Trust Pulaski Road Branch	1.30%	$10,000	-	Learn More Add Review
First Secure Bank and Trust Co. First Secure Bank And Trust Co. Branch	1.30%	$10,000	-	Learn More Add Review
Chesapeake Bank	1.30%	$1,000	-	Learn More Add Review
Rate History: 1.05% → 1.30%
ruler009 \| May 26, 2017 Before009 Read More
United Fidelity Bank, fsb Highland Community Branch	1.27%	$10,000	-	Learn More Add Review
North Central Bank North Central Bank Branch	1.26%	$10,000	-	Learn More Add Review
State Bank of Cherry State Bank Of Cherry Branch	1.26%	$1,000	-	Learn More Add Review
The First National Bank of Ava The First National Bank Of Ava Branch	1.26%	$500	-	Learn More Add Review
Bank of O'Fallon Drive-In Facility Branch	1.26%	$10,000	-	Learn More Add Review
USAA Federal Savings Bank	1.25%	$1,000	-	Learn More Add Review
Rate History: 2.50% → 1.25%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Longview Bank Royal Facility Branch	1.25%	$10,000	-	Learn More Add Review
First Community Bank of Hillsboro First Community Bank Of Hillsboro Branch	1.25%	$10,000	-	Learn More Add Review
The Farmers Bank of Mt. Pulaski The Farmers Bank Of Mt. Pulaski Branch	1.25%	$10,000	-	Learn More Add Review
INB, National Association Peoria Branch	1.25%	$10,000	-	Learn More Add Review
Allied First Bank,sb Allied First Bank,sb Branch	1.25%	$10,000	-	Learn More Add Review
The Atlanta National Bank Mclean Banking Center Branch	1.25%	$10,000	-	Learn More Add Review
First State Bank of St. Peter First State Bank Of St. Peter Branch	1.25%	$1,000	-	Learn More Add Review
Teutopolis State Bank Sigel Branch	1.25%	$10,000	-	Learn More Add Review
Crossroads Bank Keller Drive Facility Branch	1.25%	$10,000	-	Learn More Add Review
Hometown National Bank Joliet Branch	1.25%	$10,000	-	Learn More Add Review
Great Rivers Bank The First National Bank Of Barry Branch	1.25%	$5,000	-	Learn More Add Review
Williamsville State Bank & Trust Sherman Branch	1.25%	$1,000	-	Learn More Add Review
PeopleFirst Bank Peoplefirst Bank Branch	1.25%	$100,000	-	Learn More Add Review
Byline Bank Schaumburg Office Branch	1.25%	$5,000	-	Learn More Add Review
Rate History: 1.50% → 1.25%
First State Bank of Beecher City First State Bank Of Beecher City Branch	1.21%	$10,000	-	Learn More Add Review
The First National Bank of Ottawa Northfield Branch	1.21%	$10,000	-	Learn More Add Review
Peoples National Bank , N.A. Marion East Branch	1.21%	$100,000	-	Learn More Add Review
State Street Bank and Trust Company State Street Bank And Trust Company Branch	1.21%	$1,000	-	Learn More Add Review
Bank of Rantoul Bank Of Rantoul Branch	1.20%	$500	-	Learn More Add Review
Fidelity Bank & Trust East Dubuque Branch	1.20%	$10,000	-	Learn More Add Review
Fortress Bank Macomb Branch	1.20%	$10,000	-	Learn More Add Review
The First National Bank in Amboy Dixon Branch	1.20%	$10,000	-	Learn More Add Review
Bank of Stronghurst Lomax Banking Center Branch	1.20%	$10,000	-	Learn More Add Review
Sterling Bank Sterling Bank Branch	1.20%	$10,000	-	Learn More
Al \| Sep 26, 2016 I think the specials have ended. can you double check? Read More Reviews (1)
1st Community Bank Aledo Facility Branch	1.20%	$10,000	-	Learn More Add Review
The First National Bank of Arenzville South Jacksonville Branch	1.20%	$10,000	-	Learn More Add Review
The First National Bank of Brownstown The First National Bank Of Brownstow Branch	1.20%	$10,000	-	Learn More Add Review
Table Grove State Bank Table Grove State Bank Branch	1.20%	$10,000	-	Learn More Add Review
The First National Bank of Okawville The First National Bank Of Okawville Branch	1.20%	$10,000	-	Learn More Add Review
Exchange State Bank Exchange State Bank Branch	1.20%	$10,000	-	Learn More Add Review
Southern Illinois Bank West Frankfort Branch	1.20%	$10,000	-	Learn More Add Review
Security Bank, s.b. Security Bank, S.B. Branch	1.20%	$10,000	-	Learn More Add Review
Princeville State Bank Peoria Branch	1.15%	$500	-	Learn More Add Review
First National Bank of Steeleville First National Bank Of Steeleville Branch	1.15%	$10,000	-	Learn More Add Review
Bank of Calhoun County Bank Of Calhoun County Branch	1.15%	$10,000	-	Learn More Add Review
First State Bank La Moille Facility Branch	1.15%	$10,000	-	Learn More Add Review
Murphy-Wall State Bank and Trust Company Elkville Branch	1.15%	$10,000	-	Learn More Add Review
Sauk Valley Bank & Trust Company Rock Falls Branch	1.15%	$10,000	-	Learn More Add Review
Anna State Bank Anna State Bank Branch	1.15%	$1,000	-	Learn More Add Review
United Community Bank 430 W Jackson St Branch	1.15%	$10,000	-	Learn More Add Review
SouthernTrust Bank Vienna Branch	1.15%	$10,000	-	Learn More Add Review
Citizens State Bank Freeport Branch	1.15%	$500	-	Learn More Add Review
Citizens Community Bank Citizens Community Bank Branch	1.15%	$10,000	-	Learn More Add Review
First Mid Bank & Trust, National Association Edwardsville Br Branch	1.15%	$1,000	-	Learn More Add Review
First National Bank in Taylorville Mount Auburn Branch	1.11%	$10,000	-	Learn More Add Review
Grand Rivers Community Bank Karnak Branch	1.11%	$10,000	-	Learn More Add Review
BankOrion 44th Avenue Branch	1.11%	$100,000	-	Learn More Add Review
Farmers & Merchants Bank of Hutsonville Farmers & Merchants Bank Of Hutsonvi Branch	1.11%	$10,000	-	Learn More Add Review
Peoples National Bank , N.A. Marion East Branch	1.11%	$10,000	-	Learn More Add Review
De Witt Savings Bank De Witt Savings Bank Branch	1.11%	$10,000	-	Learn More Add Review
Grundy Bank Plaza I Facility Branch	1.10%	$10,000	-	Learn More Add Review
Farmers State Bank of Hoffman Hoyleton Banking Center Facility Branch	1.10%	$10,000	-	Learn More Add Review
Middletown State Bank Latham Branch	1.10%	$10,000	-	Learn More Add Review
Community State Bank of Rock Falls Sterling Il Branch	1.10%	$1,000	-	Learn More
John & Sheryl OBrien \| Dec 5, 2020 You people did a very good job with our loan. You where very prompt in sending the overrun within a few days of the last payment ! Thank You ! Read More Reviews (1)
Southern Bank Anna Facility Branch	1.10%	$100,000	-	Learn More Add Review
Farmers State Bank of Alto Pass, Ill. Commercial Street Branch	1.10%	$10,000	-	Learn More Add Review
Security Savings Bank Security Savings Bank Branch	1.10%	$10,000	-	Learn More Add Review
The Bank of Herrin Energy Facility Branch	1.10%	$10,000	-	Learn More Add Review
Bank of Yates City Bank Of Yates City Branch	1.10%	$10,000	-	Learn More Add Review
Anchor State Bank Anchor State Bank Branch	1.10%	$50,000	-	Learn More Add Review
PeopleFirst Bank Peoplefirst Bank Branch	1.10%	$10,000	-	Learn More Add Review
Brickyard Bank Mccormick Boulevard Facility Branch	1.10%	$10,000	-	Learn More Add Review
Eureka Savings Bank Peru Branch	1.06%	$10,000	-	Learn More Add Review
Lake Forest Bank & Trust Company, National Association Wlf Branch	1.06%	$100,000	-	Learn More Add Review
The First National Bank of Sparta The First National Bank Of Sparta Branch	1.05%	$10,000	-	Learn More Add Review
The Peoples State Bank of Newton, Illinois Sumner Branch	1.05%	$10,000	-	Learn More Add Review
Beardstown Savings s.b. Beardstown Savings S.B. Branch	1.05%	$10,000	-	Learn More Add Review
First National Bank in Pinckneyville First National Bank In Pinckneyville Branch	1.05%	$500	-	Learn More Add Review
Grand Ridge National Bank Grand Ridge National Bank Branch	1.05%	$1,000	-	Learn More Add Review
First FSB of Mascoutah Lebanon Branch	1.05%	$10,000	-	Learn More Add Review
Spring Valley City Bank Spring Valley City Bank Branch	1.01%	$10,000	-	Learn More Add Review
State Bank of Whittington Sesser Branch	1.01%	$10,000	-	Learn More Add Review
Community Bank of Elmhurst Lexington Square Branch	1.01%	$10,000	-	Learn More Add Review
Casey State Bank West Union Facility Branch	1.00%	$10,000	-	Learn More Add Review
The Farmers State Bank and Trust Company The Farmers State Bank And Trust Com Branch	1.00%	$10,000	-	Learn More Add Review
Mason City National Bank Mason City National Bank Branch	1.00%	$100,000	-	Learn More Add Review
Farmers State Bank of Western Illinois New Windsor Branch	1.00%	$10,000	-	Learn More Add Review
Blackhawk Bank & Trust Lil'hawk Facility Branch	1.00%	$10,000	-	Learn More Add Review
Savanna-Thomson State Bank Savanna-Thomson State Bank Branch	1.00%	$10,000	-	Learn More
Guest \| Oct 13, 2022 Upon entering the Savanna Location, I 1st waited and waited and then was told it was gonna be a few minutes; Therefore when one's app once I got to deposit money they tried to tell me it was too late. To... Read More Reviews (3)
Warren-Boynton State Bank Palmyra Branch	1.00%	$10,000	-	Learn More Add Review
Milledgeville State Bank Milledgeville State Bank Branch	1.00%	$100,000	-	Learn More Add Review
Central Bank Illinois Ashton Rochelle Branch	1.00%	$10,000	-	Learn More Add Review
Community State Bank Community State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Byron Bank Davis Junction Branch	1.00%	$100,000	-	Learn More Add Review
The Harvard State Bank The Harvard State Bank Branch	1.00%	$10,000	-	Learn More Add Review
BMO Bank National Association Evergreen Park Branch	1.00%	$1,000	-	Learn More
Rate History: 0.25% → 1.35% → 4.00% → 1.35% → 1.00%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
The First National Bank of Carmi Mount Carmel Branch	1.00%	$10,000	-	Learn More Add Review
Bank & Trust Company Rochester Branch	1.00%	$10,000	-	Learn More Add Review
Southern Bank Anna Facility Branch	1.00%	$10,000	-	Learn More Add Review
The State Bank of Geneva The State Bank Of Geneva Branch	1.00%	$10,000	-	Learn More Add Review
Nashville Savings Bank Nashville Savings Bank Branch	1.00%	$10,000	-	Learn More Add Review
State Bank of Toulon Kewanee Banking Center Branch	1.00%	$10,000	-	Learn More Add Review
BankOrion 44th Avenue Branch	1.00%	$10,000	-	Learn More Add Review
State Bank of Industry State Bank Of Industry Branch	1.00%	$10,000	-	Learn More Add Review
The Hill-Dodge Banking Company The Hill-Dodge Banking Company Branch	1.00%	$10,000	-	Learn More Add Review
Bank of Pontiac Motor Facility Branch	1.00%	$10,000	-	Learn More Add Review
Ottawa Savings Bank Branch Office Branch	1.00%	$10,000	-	Learn More Add Review
MidAmerica National Bank Henry State Branch	1.00%	$10,000	-	Learn More Add Review
Belmont Bank & Trust Company Belmont Bank & Trust Company Branch	1.00%	$10,000	-	Learn More Add Review
Flanagan State Bank Leroy Branch	1.00%	$10,000	-	Learn More Add Review
First State Bank of Campbell Hill Steeleville Community Bank Branch	1.00%	$500	-	Learn More
No One Important \| Nov 12, 2022 This bank has changed from what it used to be some years ago. I used to have an account, got loans through them. Did all my banking through this establishment. They were a hometown proud financial insti... Read More Reviews (1)
Tompkins State Bank Knoxville Branch	1.00%	$1,000	-	Learn More Add Review
First National Bank in Olney Olney Drive-In Facility Branch	1.00%	$10,000	-	Learn More Add Review
Republic Bank of Chicago Berwyn Bank Branch	1.00%	$1,000	-	Learn More Add Review
Rate History: 1.50% → 1.00%
The Gifford State Bank The Gifford State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Community Bank of Trenton Community Bank Of Trenton Branch	1.00%	$10,000	-	Learn More Add Review
Citizens National Bank of Albion Lawrenceville Branch	1.00%	$10,000	-	Learn More Add Review
TrustBank Trustbank Branch	1.00%	$10,000	-	Learn More Add Review
Anchor State Bank Anchor State Bank Branch	1.00%	$10,000	-	Learn More Add Review
The Anna -Jonesboro National Bank East Vienna Drive-In Facility Branch	1.00%	$100,000	-	Learn More Add Review
The First National Bank in Carlyle The First National Bank In Carlyle Branch	1.00%	$1,000	-	Learn More Add Review
Bank of Belleville Bank Of Belleville Branch	1.00%	$10,000	-	Learn More Add Review
Town Center Bank Town Center Bank Branch	1.00%	$10,000	-	Learn More Add Review
The Fisher National Bank Fisher National Bank Of Mahomet Bran Branch	0.95%	$10,000	-	Learn More Add Review
The State Bank of Pearl City Mount Carroll Branch	0.95%	$10,000	-	Learn More Add Review
Midland States Bank Bradley Branch	0.95%	$10,000	-	Learn More
Mikki9678 \| Nov 3, 2021 If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More Reviews (2)
La Salle State Bank Peru Branch	0.95%	$10,000	-	Learn More Add Review
The Anna -Jonesboro National Bank East Vienna Drive-In Facility Branch	0.95%	$10,000	-	Learn More Add Review
First Southern Bank Royalton Facility Branch	0.95%	$10,000	-	Learn More Add Review
State Bank of Graymont Chenoa Branch	0.95%	$10,000	-	Learn More Add Review
The First National Bank of Allendale First State Bank Of West Salem Branch	0.95%	$10,000	-	Learn More Add Review
American Community Bank & Trust Crystal Lake Branch	0.95%	$10,000	-	Learn More Add Review
The First National Bank of Lacon The First National Bank Of Lacon Branch	0.95%	$10,000	-	Learn More Add Review
The Granville National Bank Sheridanbank Branch	0.95%	$1,000	-	Learn More Add Review
Community Savings Bank West Belmont Branch	0.95%	$10,000	-	Learn More Add Review
Community Partners Savings Bank Pekin Branch	0.92%	$10,000	-	Learn More
JoAnna Toth \| Aug 31, 2021 Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More Reviews (2)
The First Community Bank of Moultrie County Hardware State Bank Branch	0.90%	$500	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Buena Vista National Bank Warrensburg Branch	0.90%	$10,000	-	Learn More Add Review
First State Bank Shannon-Polo Lake Carroll Branch	0.90%	$10,000	-	Learn More Add Review
Byron Bank Davis Junction Branch	0.90%	$10,000	-	Learn More Add Review
Alliance Community Bank Springfield Branch	0.90%	$10,000	-	Learn More Add Review
Union Savings Bank 715 W South St Branch	0.90%	$10,000	-	Learn More Add Review
Central Bank Illinois Ashton Rochelle Branch	0.90%	$10,000	-	Learn More Add Review
HomeBank Quincy Branch	0.90%	$10,000	-	Learn More Add Review
St. Charles Bank & Trust Company, National Association Tyler Creek Plaza Banking Center Branch	0.90%	$10,000	-	Learn More Add Review
Scott State Bank Dalton City Branch	0.90%	$1,000	-	Learn More Add Review
First Community Bank, Xenia-Flora First Community Bank, Xenia-Flora Branch	0.90%	$10,000	-	Learn More Add Review
Clay County State Bank Clay County State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Petefish, Skiles & Co. Havana Branch	0.85%	$10,000	-	Learn More Add Review
Holcomb Bank New Milford Branch	0.85%	$100,000	-	Learn More Add Review
Prairie State Bank and Trust Perry Facility Branch	0.85%	$10,000	-	Learn More Add Review
West Central Bank Rushville Branch	0.85%	$10,000	-	Learn More Add Review
Flora Bank & Trust West North Avenue Branch	0.85%	$10,000	-	Learn More Add Review
Farmers and Merchants State Bank of Bushnell Farmers And Merchants State Bank Of Branch	0.85%	$10,000	-	Learn More Add Review
State Bank of Nauvoo Niota Facility Branch	0.85%	$25,000	-	Learn More Add Review
First Community Bank and Trust Peotone Branch	0.85%	$100,000	-	Learn More Add Review
Community Partners Savings Bank Pekin Branch	0.82%	$10,000	-	Learn More
JoAnna Toth \| Aug 31, 2021 Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More Reviews (2)
Peoples State Bank of Colfax Peoples State Bank Of Colfax Branch	0.80%	$10,000	-	Learn More Add Review
Stillman BancCorp N.A. Rockford Branch	0.80%	$10,000	-	Learn More Add Review
The Farmers and Merchants National Bank of Nashville Dubois Branch	0.80%	$10,000	-	Learn More Add Review
American Bank and Trust Company, National Association Kaneland/Elburn Branch	0.80%	$10,000	-	Learn More Add Review
Northbrook Bank and Trust Company, National Association West Northbrook Branch	0.80%	$100,000	-	Learn More Add Review
Union Federal Savings and Loan Association 320 W Main St Branch	0.80%	$10,000	-	Learn More Add Review
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	0.80%	$100,000	-	Learn More Add Review
Beverly Bank & Trust Company, National Association Pullman Bank & Trust Company Branch	0.80%	$10,000	-	Learn More Add Review
The First National Bank and Trust Company Roscoe Branch	0.78%	$1,000	-	Learn More Add Review
First Community Bank and Trust Peotone Branch	0.77%	$10,000	-	Learn More Add Review
Resource Bank, National Association Annie Glidden Branch	0.76%	$100,000	-	Learn More Add Review
CBI Bank & Trust Buffalo Prairie Branch	0.75%	$10,000	-	Learn More Add Review
Goodfield State Bank Goodfield State Bank Branch	0.75%	$10,000	-	Learn More
mjohnson \| Nov 18, 2019 sweet thanks Read More Reviews (1)
First Security Bank Deer Creek Branch	0.75%	$10,000	-	Learn More Add Review
German-American State Bank Winnebago Branch	0.75%	$100,000	-	Learn More Add Review
Marseilles Bank Drive-In Facility Branch	0.75%	$10,000	-	Learn More Add Review
Farmers State Bank & Trust Co. Iga Branch	0.75%	$10,000	-	Learn More Add Review
North Shore Trust and Savings North Shore Trust And Savings Branch	0.75%	$10,000	-	Learn More Add Review
National Bank of St. Anne National Bank Of St. Anne Branch	0.75%	$10,000	-	Learn More Add Review
State Bank of Nauvoo Niota Facility Branch	0.75%	$10,000	-	Learn More Add Review
Mason City National Bank Mason City National Bank Branch	0.75%	$10,000	-	Learn More Add Review
Du Quoin State Bank Southtowne Facility Branch	0.75%	$10,000	-	Learn More Add Review
Citizens Bank of Chatsworth Citizens Bank Of Chatsworth Branch	0.75%	$10,000	-	Learn More Add Review
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	0.75%	$10,000	-	Learn More Add Review
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	0.75%	$100,000	-	Learn More Add Review
Hoyne Savings Bank 7001 W Grand Ave Branch	0.75%	$10,000	-	Learn More
NotURBusiness \| Jul 9, 2021 ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More Reviews (1)
Peru Federal Savings Bank 914 Shooting Park Rd Branch	0.75%	$1	-	Learn More
larrygibson \| Oct 28, 2017 Le agradezco a la Sra. Clara por hacerme confiar nuevamente. Mi propia Historia comenzó en 2010 cuando estaba buscando cómo conseguir un sueño en Sudáfrica y gasté todo el dinero que tenía e incluso ... Read More Reviews (1)
Northbrook Bank and Trust Company, National Association West Northbrook Branch	0.75%	$10,000	-	Learn More Add Review
Old Plank Trail Community Bank, National Association Shorewood Branch	0.75%	$10,000	-	Learn More Add Review
First Eagle Bank First Eagle Bank Branch	0.75%	$2,500	-	Learn More Add Review
American Metro Bank American Metro Bank Branch	0.75%	$100,000	-	Learn More Add Review
IncredibleBank	0.75%	$1,000	-	Learn More Add Review
Rate History: 0.25% → 4.32% → 0.75% → 3.03% → 0.75%
nonsense \| May 21, 2021 avoid this Read More
First State Bank of Forrest Erie Branch	0.70%	$10,000	-	Learn More Add Review
Iroquois Federal Savings and Loan Association 619 N Gilbert Branch	0.70%	$10,000	-	Learn More Add Review
The Bradford National Bank of Greenville The Bradford Lane Branch	0.70%	$10,000	-	Learn More Add Review
Prospect Bank Sidell Branch	0.70%	$100,000	-	Learn More Add Review
First American Bank Www.Firstambank.com Branch	0.70%	$10,000	-	Learn More Add Review
Itasca Bank & Trust Co. Roselle Il Branch	0.70%	$100,000	-	Learn More Add Review
Milledgeville State Bank Milledgeville State Bank Branch	0.70%	$10,000	-	Learn More Add Review
United Trust Bank United Trust Bank Branch	0.70%	$10,000	-	Learn More Add Review
Prospect Bank Sidell Branch	0.65%	$100,000	-	Learn More Add Review
Bank of Farmington Bank Of Farmington At Canton Branch	0.65%	$10,000	-	Learn More Add Review
Stillman BancCorp N.A. Rockford Branch	0.65%	$100,000	-	Learn More Add Review
CIBC Bank USA Minooka Branch	0.65%	$100,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Frederick Community Bank, The Cissna Park State Bank Branch	0.65%	$1,000	-	Learn More Add Review
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	0.65%	$1,000	-	Learn More Add Review
Itasca Bank & Trust Co. Roselle Il Branch	0.65%	$10,000	-	Learn More Add Review
First National Bank & Trust Company First National Bank & Trust Company Branch	0.65%	$100,000	-	Learn More Add Review
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	0.65%	$100,000	-	Learn More Add Review
Wintrust Bank, National Association Rogers Park Branch	0.65%	$100,000	-	Learn More
business owner \| Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More Reviews (1)
American Metro Bank American Metro Bank Branch	0.65%	$10,000	-	Learn More Add Review
Mutual Federal Bank Mutual Federal Bank Branch	0.65%	$500	-	Learn More Add Review
First National Bank & Trust Company First National Bank & Trust Company Branch	0.62%	$10,000	-	Learn More Add Review
Providence Bank & Trust Providence Bank & Trust Branch	0.61%	$10,000	-	Learn More Add Review
Resource Bank, National Association Annie Glidden Branch	0.61%	$10,000	-	Learn More Add Review
Quad City Bank and Trust Company Illinois Branch	0.60%	$10,000	-	Learn More Add Review
Community Bank Lena Street Branch	0.60%	$10,000	-	Learn More Add Review
Farmers State Bank Hull Branch	0.60%	$10,000	-	Learn More Add Review
First Federal Savings Bank Shorewood Branch	0.60%	$10,000	-	Learn More Add Review
Barrington Bank & Trust Company, National Association West Golf Road Branch	0.60%	$10,000	-	Learn More Add Review
Home State Bank, National Association Crystal Lake Facility Branch	0.60%	$10,000	-	Learn More Add Review
First Trust Bank of Illinois Convent Road Bourbonnais Branch	0.60%	$10,000	-	Learn More Add Review
Sterling Federal Bank, F.S.B. 821 First Ave Branch	0.60%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Great Lakes Exchange Branch	0.60%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Lake Forest Bank & Trust Company, National Association Wlf Branch	0.60%	$10,000	-	Learn More Add Review
Municipal Trust and Savings Bank Municipal Trust And Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	0.60%	$100,000	-	Learn More Add Review
Prospect Bank Sidell Branch	0.60%	$10,000	-	Learn More Add Review
Federated Bank Loda Facility Branch	0.60%	$10,000	-	Learn More Add Review
Parkway Bank and Trust Company Elk Grove Village Branch	0.60%	$10,000	-	Learn More
Ed \| Jun 20, 2019 12 month rate not 2.5. Changed to 1.5%. Read More Reviews (1)
Hanmi Bank Roselle Branch	0.60%	$100,000	-	Learn More Add Review
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	0.60%	$10,000	-	Learn More Add Review
Rushville State Bank Rushville State Bank Branch	0.60%	$10,000	-	Learn More
disgustedcustomer \| Aug 30, 2019 I witnessed an appallingly racist exchange at the window this morning, and the teller had just been perfectly polite to me. On top of the rudeness I've come to expect from a couple of their tellers, this p... Read More Reviews (1)
CIBC Bank USA Minooka Branch	0.60%	$10,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Wintrust Bank, National Association Rogers Park Branch	0.60%	$10,000	-	Learn More
business owner \| Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More Reviews (1)
GN Bank 8700 S Martin Luther King Branch	0.60%	$10,000	-	Learn More
Not a Fan \| Jun 26, 2019 On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More Reviews (1)
Hickory Point Bank and Trust Hickory Point Bank And Trust Branch	0.55%	$10,000	-	Learn More Add Review
Prospect Bank Sidell Branch	0.55%	$10,000	-	Learn More Add Review
BankFinancial, National Association Success/Lincolnshire Branch	0.55%	$10,000	-	Learn More Add Review
The First State Bank of Dongola Ullin Facility Branch	0.55%	$10,000	-	Learn More Add Review
State Bank of the Lakes, National Association Grayslake Branch	0.55%	$100,000	-	Learn More Add Review
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	0.55%	$10,000	-	Learn More Add Review
First Merchants Bank Darien Branch	0.55%	$100,000	-	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
Hanmi Bank Roselle Branch	0.55%	$10,000	-	Learn More Add Review
MutualOne Bank	0.55%	$0	-	Learn More
Thomas DeMauro \| Aug 28, 2022 Rates are totally uncompetitive now. Read More Reviews (11)
Collinsville Building and Loan Association Collinsville Building And Loan Assoc Branch	0.50%	$10,000	-	Learn More Add Review
Carrollton Bank Carrollton Bank Branch	0.50%	$10,000	-	Learn More Add Review
Peoples Bank & Trust Peoples Bank & Trust Branch	0.50%	$1,000	-	Learn More Add Review
Holcomb Bank New Milford Branch	0.50%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.50%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
State Bank of the Lakes, National Association Grayslake Branch	0.50%	$10,000	-	Learn More Add Review
Union National Bank and Trust Company of Elgin Union National Bank And Trust Compan Branch	0.50%	$10,000	-	Learn More Add Review
German-American State Bank Winnebago Branch	0.50%	$10,000	-	Learn More Add Review
First Merchants Bank Darien Branch	0.50%	$10,000	-	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
Hinsdale Bank & Trust Company, National Association Stone Park Branch	0.50%	$10,000	-	Learn More Add Review
The Huntington National Bank Niles Branch	0.50%	$1,000	-	Learn More
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
First Bank Johnston City Facility Branch	0.50%	$1,000	-	Learn More Add Review
The First Trust and Savings Bank of Watseka, Illinois Clifton Branch	0.50%	$1,000	-	Learn More Add Review
First Financial Bank	0.50%	$10,000	-	Learn More Add Review
Central Federal Savings and Loan Association 6940 W Ogden Ave Branch	0.50%	$2,500	-	Learn More Add Review
First National Bank of Brookfield First National Bank Of Brookfield Branch	0.50%	$10,000	-	Learn More Add Review
FNBC Bank & Trust Western Springs Branch	0.48%	$10,000	-	Learn More Add Review
North Shore Bank, FSB Illinois State Bank Mchenry Branch	0.45%	$10,000	-	Learn More Add Review
Barrington Bank & Trust Company, National Association West Golf Road Branch	0.45%	$100,000	-	Learn More Add Review
Libertyville Bank & Trust Company, National Association M O'plain Road Branch	0.45%	$10,000	-	Learn More Add Review
First Financial Bank, National Association Mahomet Banking Center Branch	0.45%	$10,000	-	Learn More Add Review
Wheaton Bank & Trust, National Association County Farm Road Branch	0.45%	$10,000	-	Learn More Add Review
Legence Bank Carbondale Branch	0.45%	$500	-	Learn More Add Review
Old National Bank Old National Bank Branch	0.40%	$10,000	-	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
CIBM Bank Sheridan Road Peoria Branch	0.40%	$10,000	-	Learn More
theee \| Dec 26, 2017 Good people to deal with. Competitive rates better than CEFCU. Easy in/out processing of CD's & MM. Read More Reviews (1)
CenTrust Bank, National Association Centrust Bank, National Association Branch	0.40%	$10,000	-	Learn More
RobertJ \| May 10, 2022 Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More Reviews (1)
Cathay Bank Chicago -westmont Branch	0.40%	$50,000	-	Learn More Add Review
Schaumburg Bank & Trust Company, National Association Wood Dale Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.	0.40%	$10,000	-	Learn More Add Review
Marquette Bank Call Center Branch	0.40%	$10,000	-	Learn More Add Review
The Lemont National Bank Dupage Branch	0.40%	$10,000	-	Learn More Add Review
U.S. Bank National Association Frankfort Branch	0.40% 0.25%	$1,000 $500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First Farmers Bank & Trust Co. Paris East Branch	0.35%	$100,000	-	Learn More Add Review
Commerce Bank Columbia Centre Branch	0.30%	$10,000	-	Learn More Add Review
Village Bank and Trust, National Association Park Ridge Branch - Touhy Ave.	0.30%	$10,000	-	Learn More Add Review
Amalgamated Bank of Chicago Amalgamated Bank Of Chicago Branch	0.29%	$1,000	-	Learn More Add Review
WebBank	0.25%	$2,500	-	Learn More
dbestway@gmail.com \| Aug 13, 2019 I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More Reviews (2)
Banterra Bank Marion Drive Up - 800 Branch	0.25%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Liberty Bank for Savings Foster Office Branch	0.25%	$10,000	-	Learn More
Doug \| Aug 22, 2017 $100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More Reviews (1)
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
First Farmers Bank & Trust Co. Paris East Branch	0.20%	$10,000	-	Learn More Add Review
OneWest Bank, a division of First-Citizens Bank and Trust	0.15%	$500	-	Learn More Add Review
Rate History: 0.15% → 0.01% → 0.15%
KeyBank National Association	0.05%	$2,500	-	Learn More
Rate History: 0.03% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
Regions Bank Collinsville Il Branch	0.05% 0.01%	$2,501 $2,500	-	Learn More Add Review
Rate History: 0.03% → 0.05%
PNC Bank, National Association Woodridge Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Cook & Will County Mobile 1 Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Associated Bank, National Association Libertyville Branch	0.01%	$10,000	-	Learn More Add Review
First National Bank of Pana The Old State Bank Of Blue Mound Bra Branch	0.00%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
State Bank of India State Bank Of India Branch	19 South Lasalle Street, 2nd Floor	Chicago	IL
Farmers National Bank Geneseo Office Branch	700 U.S. Highway 6 East	Geneseo	IL
Evergreen Bank Group Evergreen Park Branch	3842 West 95th Street	Evergreen Park	IL
Beal Bank USA Chicago Branch	3232 Lake Avenue, Suite 200	Wilmette	IL
The Clay City Banking Co. Fairfield Il Branch	915 Commerce Drive	Fairfield	IL
Farmers National Bank Geneseo Office Branch	700 U.S. Highway 6 East	Geneseo	IL
State Bank State Bank Of Waterloo Branch	855 North Illinois Route 3	Waterloo	IL
Bank of Hope Niles Branch	8504a W. Golf Road	Niles	IL
Old Second National Bank Sugar Grove Branch	Cross Street At Illinois Route 47	Sugar Grove	IL
FCB Banks Fcb Banks Branch	800 Belt Line Road	Collinsville	IL
Dieterich Bank Effingham Branch	510 West Fayette Avenue	Effingham	IL
The Fairfield National Bank The Fairfield National Bank Branch	220 East Main Street	Fairfield	IL
First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch	501 East Main Street	Robinson	IL
Fifth Third Bank, National Association Mooseheart Branch	Route 31	Mooseheart	IL
Morton Community Bank Roseville Branch	Main Street And Penn Avenue	Roseville	IL
Morton Community Bank Roseville Branch	Main Street And Penn Avenue	Roseville	IL
Prairie Community Bank Prairie Community Bank Branch	800 West Grant Highway	Marengo	IL
Heartland Bank and Trust Company Fourth Street Facility Branch	913 South Fourth Street	De Kalb	IL
Citibank, National Association Old Orchard Branch	9933 Lawler Avenue	Skokie	IL
JPMorgan Chase Bank, National Association Arlington Heights Dunton Branch	One North Dunton Avenue	Arlington Heights	IL
North County Savings Bank Liberty St Branch	606 Liberty Street	Evansville	IL
Washington Savings Bank Washington Savings Bank Branch	200 South Banker Street	Effingham	IL
International Bank of Chicago All American Bank Branch	9380 West Ballard Road	Des Plaines	IL
Peoples National Bank of Kewanee South Tenney Facility Branch	737 South Tenney Street	Kewanee	IL
United Community Bank 430 W Jackson St Branch	430 West Jackson Street	Macomb	IL
Central State Bank 12th Street Quincy Branch	900 South 12th Street	Quincy	IL
Security Savings Bank Security Savings Bank Branch	220 East Broadway	Monmouth	IL
Preferred Bank Preferred Bank Branch	602 North Route 49	Casey	IL
First National Bank of Waterloo Waterloo Wal-Mart Bkg. Center Branch	961 North Market Street	Waterloo	IL
Anderson State Bank Anderson State Bank Branch	111 West Highway Street	Oneida	IL
Midland Community Bank Taylorville Facility Branch	State Route 104, Rural Route 2	Taylorville	IL
First Neighbor Bank, National Association Greenup Branch	705 East Cumberland Street	Greenup	IL
The Havana National Bank Cass Community Bank Branch	20883 Il 125	Virginia	IL
The FNB Community Bank Patoka Branch	209 South Railroad Street	Patoka	IL
INB, National Association Peoria Branch	7535 North Knoxville Avenue	Peoria	IL
Longview Community Bank The Farmers Bank Of Mt. Pulaski Branch	130 South Washington Street	Mount Pulaski	IL
Woodforest National Bank 0156 Orland Hills Illinois Walmart B Branch	9245 West 159th Street	Orland Hills	IL
The First National Bank of Raymond North Route Branch	625 North Third St	Girard	IL
Bank of Hillsboro, National Association Carlyle Branch	801 12th Street	Carlyle	IL
Bank of Springfield 417 West North Street Branch	417 West North Street	Staunton	IL
Shelby County State Bank Strasburg Branch	Commercial & Chestnut	Strasburg	IL
Anderson State Bank Anderson State Bank Branch	111 West Highway Street	Oneida	IL
First Federal Savings and Loan Association of Central Illinois, S.B. First Fs & La Of Shelbyville Thrift Branch	800 West Lincoln Avenue	Charleston	IL
Fidelity Bank & Trust East Dubuque Branch	242 Wall Street	East Dubuque	IL
Anna State Bank Anna State Bank Branch	100 East Vienna Street	Anna	IL
BankChampaign, National Association Market Place Branch	5 Convenience Center Road	Champaign	IL
First Secure Community Bank First Secure Community Bank Branch	670 Sugar Grove Parkway (Route 47)	Sugar Grove	IL
Fortress Bank Macomb Branch	500 East Jackson	Macomb	IL
Midland Community Bank Taylorville Facility Branch	State Route 104, Rural Route 2	Taylorville	IL
The Old Exchange National Bank of Okawville The Old Exchange National Bank Of Ok Branch	Walnut And Nashville Streets	Okawville	IL
Pan American Bank & Trust Pulaski Road Branch	6232 North Pulaski Road	Chicago	IL
First Secure Bank and Trust Co. First Secure Bank And Trust Co. Branch	10360 South Roberts Road	Palos Hills	IL
United Fidelity Bank, fsb Highland Community Branch	1701 West 87th Street	Chicago	IL
North Central Bank North Central Bank Branch	126 E. High Street	Hennepin	IL
State Bank of Cherry State Bank Of Cherry Branch	110 South Main Street	Cherry	IL
The First National Bank of Ava The First National Bank Of Ava Branch	304 West Main Street	Ava	IL
Bank of O'Fallon Drive-In Facility Branch	Lincoln And Virginia Avenues	O'fallon	IL
Longview Bank Royal Facility Branch	102 North Park Street	Royal	IL
First Community Bank of Hillsboro First Community Bank Of Hillsboro Branch	807 South Main Street	Hillsboro	IL
Longview Community Bank The Farmers Bank Of Mt. Pulaski Branch	130 South Washington Street	Mount Pulaski	IL
INB, National Association Peoria Branch	7535 North Knoxville Avenue	Peoria	IL
Servbank,sb Allied First Bank,sb Branch	3201 Orchard Rd	Oswego	IL
The Atlanta National Bank Mclean Banking Center Branch	Franklin And Hamilton Streets	Mclean	IL
First State Bank of St. Peter First State Bank Of St. Peter Branch	200 East Third St	Saint Peter	IL
Teutopolis State Bank Sigel Branch	202 South Main	Sigel	IL
Crossroads Bank Keller Drive Facility Branch	806 North Keller Drive	Effingham	IL
Hometown National Bank Joliet Branch	722 Essington Road, Suite A	Joliet	IL
Great Rivers Bank The First National Bank Of Barry Branch	694 Bainbridge	Barry	IL
Williamsville State Bank & Trust Sherman Branch	6092 Business I-55	Sherman	IL
PeopleFirst Bank Peoplefirst Bank Branch	3100 Theodore Street	Joliet	IL
Byline Bank Schaumburg Office Branch	10 N Martingal Rd Suite 100	Schaumburg	IL
First State Bank of Beecher City First State Bank Of Beecher City Branch	101 South Charles Street	Beecher City	IL
American Commercial Bank & Trust, National Association Northfield Branch	2771 Columbus Street	Ottawa	IL
Peoples National Bank , N.A. Marion East Branch	908 East Deyoung Street	Marion	IL
State Street Bank and Trust Company State Street Bank And Trust Company Branch	801 State Street	Quincy	IL
Bank of Rantoul Bank Of Rantoul Branch	201 East Champaign	Rantoul	IL
Fidelity Bank & Trust East Dubuque Branch	242 Wall Street	East Dubuque	IL
Fortress Bank Macomb Branch	500 East Jackson	Macomb	IL
The First National Bank in Amboy Dixon Branch	728 South Crawford Avenue	Dixon	IL
Bank of Stronghurst Lomax Banking Center Branch	297 Auburn Street	Lomax	IL
Sterling Bank Sterling Bank Branch	360 S. 1st Street	Saint Charles	IL
1st Community Bank Aledo Facility Branch	East Route 17 And Highways 94 And 17	Aledo	IL
The First National Bank of Arenzville South Jacksonville Branch	1904 South Main	Jacksonville	IL
The First National Bank of Brownstown The First National Bank Of Brownstow Branch	108 East Main Street	Brownstown	IL
Table Grove State Bank Table Grove State Bank Branch	121 South Broadway Street	Table Grove	IL
The First National Bank of Okawville The First National Bank Of Okawville Branch	203 East Walnut Street	Okawville	IL
Exchange State Bank Exchange State Bank Branch	126 North Broad Street	Lanark	IL
Southern Illinois Bank West Frankfort Branch	404 South Logan Street	West Frankfort	IL
Security Bank, s.b. Security Bank, S.B. Branch	510 E Monroe St	Springfield	IL
Princeville State Bank Peoria Branch	4924 West American Prairie Drive	Peoria	IL
First National Bank of Steeleville First National Bank Of Steeleville Branch	400 West Broadway	Steeleville	IL
Bank of Calhoun County Bank Of Calhoun County Branch	Park And Main Streets	Hardin	IL
First State Bank La Moille Facility Branch	90 North Main Street	La Moille	IL
Murphy-Wall State Bank and Trust Company Elkville Branch	110 S 4th St	Elkville	IL
Sauk Valley Bank & Trust Company Rock Falls Branch	904 First Avenue	Rock Falls	IL
Anna State Bank Anna State Bank Branch	100 East Vienna Street	Anna	IL
United Community Bank 430 W Jackson St Branch	430 West Jackson Street	Macomb	IL
SouthernTrust Bank Vienna Branch	200 South First Street	Vienna	IL
Citizens State Bank Freeport Branch	1525 South Forest Road	Freeport	IL
Citizens Community Bank Citizens Community Bank Branch	9 East Main Street	Mascoutah	IL
First Mid Bank & Trust, National Association Edwardsville Br Branch	6814 Goshen Road	Edwardsville	IL
First National Bank in Taylorville Mount Auburn Branch	502 South Broad Street	Mount Auburn	IL
Grand Rivers Community Bank Karnak Branch	406 Washington Street	Karnak	IL
BankOrion 44th Avenue Branch	5301 44th Avenue	Moline	IL
Farmers & Merchants Bank of Hutsonville Farmers & Merchants Bank Of Hutsonvi Branch	108 S Main St	Hutsonville	IL
Peoples National Bank , N.A. Marion East Branch	908 East Deyoung Street	Marion	IL
DeWitt Savings Bank De Witt Savings Bank Branch	302 West Main Street	Clinton	IL
Grundy Bank Plaza I Facility Branch	Main And Franklin Streets	Morris	IL
Farmers State Bank of Hoffman Hoyleton Banking Center Facility Branch	85 East St. Louis Street	Hoyleton	IL
Middletown State Bank Latham Branch	Second And Macon Streets	Latham	IL
Community State Bank of Rock Falls Sterling Il Branch	3210 East Lincolnway	Sterling	IL
Southern Bank Anna Facility Branch	358 South Main Street	Anna	IL
Farmers State Bank of Alto Pass, Ill. Commercial Street Branch	555 South Commercial Street	Harrisburg	IL
Security Savings Bank Security Savings Bank Branch	220 East Broadway	Monmouth	IL
The Bank of Herrin Energy Facility Branch	State Route 148 At Ford Street	Energy	IL
Bank of Yates City Bank Of Yates City Branch	107 E Main Street	Yates City	IL
Anchor State Bank Anchor State Bank Branch	246 2nd Street	Anchor	IL
PeopleFirst Bank Peoplefirst Bank Branch	3100 Theodore Street	Joliet	IL
Brickyard Bank Mccormick Boulevard Facility Branch	7000 North Mccormick Boulevard	Lincolnwood	IL
Eureka Savings Bank Peru Branch	2959 Peoria Street	Peru	IL
Lake Forest Bank & Trust Company, National Association Wlf Branch	959 South Waukegan Road	Lake Forest	IL
The First National Bank of Sparta The First National Bank Of Sparta Branch	Broadway And Market Streets	Sparta	IL
The Peoples State Bank of Newton, Illinois Sumner Branch	2388 State Route 250	Sumner	IL
Beardstown Savings s.b. Beardstown Savings S.B. Branch	301 State Street	Beardstown	IL
First National Bank in Pinckneyville First National Bank In Pinckneyville Branch	210 South Main Street	Pinckneyville	IL
Grand Ridge National Bank Grand Ridge National Bank Branch	27w111 Geneva Road	Winfield	IL
First FSB of Mascoutah Lebanon Branch	115 S Madison St	Lebanon	IL
Spring Valley City Bank Spring Valley City Bank Branch	315 North Cornelia Street	Spring Valley	IL
State Bank of Whittington Sesser Branch	700 E Franklin	Sesser	IL
Community Bank of Elmhurst Lexington Square Branch	400 W. Butterfield Rd.	Elmhurst	IL
Casey State Bank West Union Facility Branch	405 South State Highway 1	West Union	IL
The Farmers State Bank and Trust Company The Farmers State Bank And Trust Com Branch	200 West State Street	Jacksonville	IL
Mason City National Bank Mason City National Bank Branch	104 West Pine Street	Mason City	IL
Farmers State Bank of Western Illinois New Windsor Branch	600 Main Street	New Windsor	IL
Blackhawk Bank & Trust Lil'hawk Facility Branch	4610 38th Street	Rock Island	IL
Fidelity Bank Savanna-Thomson State Bank Branch	Main Street And Route 84	Thomson	IL
Warren-Boynton State Bank Palmyra Branch	332 North Main Street	Palmyra	IL
Milledgeville State Bank Milledgeville State Bank Branch	451 North Main Street	Milledgeville	IL
Central Bank Illinois Ashton Rochelle Branch	803 Main Street	Ashton	IL
Community State Bank Community State Bank Branch	625 S.E. 2nd Street	Galva	IL
Byron Bank Davis Junction Branch	5653 N. Junction Way	Davis Junction	IL
The Harvard State Bank The Harvard State Bank Branch	Washington And Fifth Streets	Oregon	IL
BMO Bank National Association Evergreen Park Branch	9950 South Kedzie Avenue	Evergreen Park	IL
The First National Bank of Carmi Mount Carmel Branch	601 Market Street	Mount Carmel	IL
Bank & Trust Company Rochester Branch	Route 29 And Walnut	Rochester	IL
Southern Bank Anna Facility Branch	358 South Main Street	Anna	IL
The State Bank of Geneva The State Bank Of Geneva Branch	22 South Fourth Street	Geneva	IL
Nashville Savings Bank Nashville Savings Bank Branch	209 East Lebanon Street	Nashville	IL
State Bank of Toulon Kewanee Banking Center Branch	635 South Tenney Street	Kewanee	IL
BankOrion 44th Avenue Branch	5301 44th Avenue	Moline	IL
State Bank of Industry State Bank Of Industry Branch	101 W. Main Street	Industry	IL
The Hill-Dodge Banking Company The Hill-Dodge Banking Company Branch	210 N 6th St	Warsaw	IL
Bank of Pontiac Motor Facility Branch	East Chippewa And Franklin	Dwight	IL
OSB Community Bank Branch Office Branch	1508 Creek Drive	Morris	IL
MidAmerica National Bank Henry State Branch	700 Second Street	Henry	IL
Belmont Bank & Trust Company Belmont Bank & Trust Company Branch	8250 West Belmont Avenue	Chicago	IL
Flanagan State Bank Leroy Branch	500 S Persimmon St	Le Roy	IL
First State Bank of Campbell Hill Steeleville Community Bank Branch	424 West Broadway	Steeleville	IL
Tompkins State Bank Knoxville Branch	695 Knox Highway 10	Galesburg	IL
First National Bank in Olney Olney Drive-In Facility Branch	400 South Whittle Avenue	Olney	IL
Republic Bank of Chicago Berwyn Bank Branch	2136 South Oak Park Avenue	Berwyn	IL
The Gifford State Bank The Gifford State Bank Branch	304 South Main Street	Gifford	IL
Community Bank of Trenton Community Bank Of Trenton Branch	104 East Broadway	Trenton	IL
Citizens National Bank of Albion Lawrenceville Branch	1300 15th Street	Lawrenceville	IL
TrustBank Trustbank Branch	600 East Main Street	Olney	IL
Anchor State Bank Anchor State Bank Branch	246 2nd Street	Anchor	IL
The Anna -Jonesboro National Bank East Vienna Drive-In Facility Branch	512 East Vienna Street	Anna	IL
1NB Bank The First National Bank In Carlyle Branch	891 Fairfax Street	Carlyle	IL
Bank of Belleville Bank Of Belleville Branch	215 South Illinois Street	Belleville	IL
Town Center Bank Town Center Bank Branch	20181 S Lagrange Road	Frankfort	IL
The Fisher National Bank Fisher National Bank Of Mahomet Bran Branch	1501 East Oak	Mahomet	IL
The State Bank of Pearl City Mount Carroll Branch	408 South Clay Street	Mount Carroll	IL
Midland States Bank Bradley Branch	980 North Kinzie Avenue	Bradley	IL
La Salle State Bank Peru Branch	901 Wenzel Road	Peru	IL
The Anna -Jonesboro National Bank East Vienna Drive-In Facility Branch	512 East Vienna Street	Anna	IL
First Southern Bank Royalton Facility Branch	204 South Main Street	Royalton	IL
State Bank of Graymont Chenoa Branch	314 Crittenden	Chenoa	IL
The First National Bank of Allendale First State Bank Of West Salem Branch	200 West Church Street	West Salem	IL
American Community Bank & Trust Crystal Lake Branch	381 South Main Street	Crystal Lake	IL
The First National Bank of Lacon The First National Bank Of Lacon Branch	111 South Broad Street	Lacon	IL
The Granville National Bank Sheridanbank Branch	130 W Si Johnson Ave	Sheridan	IL
Community Savings Bank West Belmont Branch	4824 West Belmont Avenue	Chicago	IL
Community Partners Savings Bank Pekin Branch	532 Court Street	Pekin	IL
First Community Bank of Moultrie County Hardware State Bank Branch	102 West State Street	Lovington	IL
Farmers State Bank Farmers State Bank Branch	104 East Main Street	Elmwood	IL
Buena Vista National Bank Warrensburg Branch	State Route 121 And East Main Street	Warrensburg	IL
First State Bank Shannon-Polo Lake Carroll Branch	24494 Payne Road	Shannon	IL
Byron Bank Davis Junction Branch	5653 N. Junction Way	Davis Junction	IL
Alliance Community Bank Springfield Branch	Route 29 And Andrew Road	Springfield	IL
Union Savings Bank 715 W South St Branch	715 West South Street	Freeport	IL
Central Bank Illinois Ashton Rochelle Branch	803 Main Street	Ashton	IL
HomeBank Quincy Branch	305 North 48th Street	Quincy	IL
St. Charles Bank & Trust Company, National Association Tyler Creek Plaza Banking Center Branch	50 Tyler Creek Plaza	Elgin	IL
Scott State Bank Dalton City Branch	100 East Main Street	Dalton City	IL
First Community Bank, Xenia-Flora First Community Bank, Xenia-Flora Branch	260 Front Street	Xenia	IL
Clay County State Bank Clay County State Bank Branch	111 North Church Street	Louisville	IL
Petefish, Skiles & Co. Havana Branch	400 East Dearborn Street	Havana	IL
Holcomb Bank New Milford Branch	6771 Eleventh Street	New Milford	IL
Prairie State Bank and Trust Perry Facility Branch	Route 107 And Main Street	Perry	IL
West Central Bank Rushville Branch	U.S. Routes 24 And 67	Rushville	IL
Flora Bank & Trust West North Avenue Branch	131 West North Avenue	Flora	IL
Farmers and Merchants State Bank of Bushnell Farmers And Merchants State Bank Of Branch	484 East Main Street	Bushnell	IL
State Bank of Nauvoo Niota Facility Branch	Illinois Route 96	Niota	IL
First Community Bank and Trust Peotone Branch	650 Wilmington Road	Peotone	IL
Community Partners Savings Bank Pekin Branch	532 Court Street	Pekin	IL
Peoples State Bank of Colfax Peoples State Bank Of Colfax Branch	101 West Main Street	Colfax	IL
Stillman BancCorp N.A. Rockford Branch	8492 East State Street	Rockford	IL
The Farmers and Merchants National Bank of Nashville Dubois Branch	Third And Broadway	Dubois	IL
American Bank and Trust Company, National Association Kaneland/Elburn Branch	8 South Main Street	Elburn	IL
Northbrook Bank and Trust Company, National Association West Northbrook Branch	875 Sanders Road	Northbrook	IL
Union Federal Savings and Loan Association 320 W Main St Branch	320 West Main Street	Geneseo	IL
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	One West Northwest Highway	Palatine	IL
Beverly Bank & Trust Company, National Association Pullman Bank & Trust Company Branch	861 West 115th Street	Chicago	IL
The First National Bank and Trust Company Roscoe Branch	5360 Bridge St	Roscoe	IL
First Community Bank and Trust Peotone Branch	650 Wilmington Road	Peotone	IL
Resource Bank, National Association Annie Glidden Branch	775 S. Annie Glidden Road	Dekalb	IL
CBI Bank & Trust Buffalo Prairie Branch	20228 183rd Ave West	Buffalo Prairie	IL
Goodfield State Bank Goodfield State Bank Branch	201 South Eureka Street	Goodfield	IL
First Security Bank Deer Creek Branch	201 East First Street	Deer Creek	IL
Foresight Bank Winnebago Branch	809 Cannell-Puri Court	Winnebago	IL
Marseilles Bank Drive-In Facility Branch	508 Roath Street	Marseilles	IL
Farmers State Bank & Trust Co. Iga Branch	200 S Pittsfield Rd	Mount Sterling	IL
North Shore Trust and Savings North Shore Trust And Savings Branch	700 S Lewis Ave	Waukegan	IL
National Bank of St. Anne National Bank Of St. Anne Branch	158 West Station Street	St. Anne	IL
State Bank of Nauvoo Niota Facility Branch	Illinois Route 96	Niota	IL
Mason City National Bank Mason City National Bank Branch	104 West Pine Street	Mason City	IL
Du Quoin State Bank Southtowne Facility Branch	Highway 51 South	Du Quoin	IL
Citizens Bank of Chatsworth Citizens Bank Of Chatsworth Branch	502 East Locust Street	Chatsworth	IL
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	One West Northwest Highway	Palatine	IL
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	7348 West Madison Street	Forest Park	IL
Hoyne Savings Bank 7001 W Grand Ave Branch	7001 West Grand Avenue	Chicago	IL
Peru Federal Savings Bank 914 Shooting Park Rd Branch	914 Shooting Park Road	Peru	IL
Northbrook Bank and Trust Company, National Association West Northbrook Branch	875 Sanders Road	Northbrook	IL
Old Plank Trail Community Bank, National Association Shorewood Branch	931 Brook Forest Ave	Shorewood	IL
First Eagle Bank First Eagle Bank Branch	1201 West Madison Street	Chicago	IL
American Metro Bank American Metro Bank Branch	4878 North Broadway	Chicago	IL
First State Bank of Forrest Erie Branch	915 8th Avenue	Erie	IL
Iroquois Federal Savings and Loan Association 619 N Gilbert Branch	619 North Gilbert	Danville	IL
The Bradford National Bank of Greenville The Bradford Lane Branch	600 South Idler Lane	Greenville	IL
Prospect Bank Sidell Branch	504 North Chicago Street	Sidell	IL
First American Bank Www.Firstambank.com Branch	700 Busse Road	Elk Grove Village	IL
Itasca Bank & Trust Co. Roselle Il Branch	One East Irving Park Road	Roselle	IL
Milledgeville State Bank Milledgeville State Bank Branch	451 North Main Street	Milledgeville	IL
United Trust Bank United Trust Bank Branch	12330 South Harlem Avenue	Palos Heights	IL
Prospect Bank Sidell Branch	504 North Chicago Street	Sidell	IL
Bank of Farmington Bank Of Farmington At Canton Branch	2115 N Main St	Canton	IL
Stillman BancCorp N.A. Rockford Branch	8492 East State Street	Rockford	IL
CIBC Bank USA Minooka Branch	502 West Mondamin Street	Minooka	IL
Frederick Community Bank, The Cissna Park State Bank Branch	102 South Second Street	Cissna Park	IL
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	7348 West Madison Street	Forest Park	IL
Itasca Bank & Trust Co. Roselle Il Branch	One East Irving Park Road	Roselle	IL
First National Bank & Trust Company First National Bank & Trust Company Branch	2 Kelli Court	Clinton	IL
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	70 North Williams Street	Crystal Lake	IL
Wintrust Bank, National Association Rogers Park Branch	7555 North Western Avenue	Chicago	IL
American Metro Bank American Metro Bank Branch	4878 North Broadway	Chicago	IL
Mutual Federal Bank Mutual Federal Bank Branch	2212 West Cermak Road	Chicago	IL
First National Bank & Trust Company First National Bank & Trust Company Branch	2 Kelli Court	Clinton	IL
Providence Bank & Trust Providence Bank & Trust Branch	630 East 162nd Street	South Holland	IL
Resource Bank, National Association Annie Glidden Branch	775 S. Annie Glidden Road	Dekalb	IL
Quad City Bank and Trust Company Illinois Branch	3551 7th Street	Moline	IL
Community Bank Lena Street Branch	420 East Lena Street	Lena	IL
Farmers State Bank Hull Branch	Walnut Street And Highway 36	Hull	IL
First Federal Savings Bank Shorewood Branch	801 West Jefferson Street	Shorewood	IL
Barrington Bank & Trust Company, National Association West Golf Road Branch	2497 West Golf Road	Hoffman Estates	IL
Home State Bank, National Association Crystal Lake Facility Branch	Route 14 And Main Street	Crystal Lake	IL
First Trust Bank of Illinois Convent Road Bourbonnais Branch	720 North Convent Road	Bourbonnais	IL
Sterling Federal Bank, F.S.B. 821 First Ave Branch	821 First Avenue	Rock Falls	IL
Armed Forces Bank, National Association Great Lakes Exchange Branch	540 Cluverius Avenue, Building 400	Great Lakes	IL
Lake Forest Bank & Trust Company, National Association Wlf Branch	959 South Waukegan Road	Lake Forest	IL
Municipal Trust and Savings Bank Municipal Trust And Savings Bank Branch	720 Main Street, N.W.	Bourbonnais	IL
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	36 East Jones Street	Milford	IL
Prospect Bank Sidell Branch	504 North Chicago Street	Sidell	IL
Federated Bank Loda Facility Branch	Oak And South First Streets	Loda	IL
Parkway Bank and Trust Company Elk Grove Village Branch	951 Meacham Road	Elk Grove Village	IL
Hanmi Bank Roselle Branch	801 East Nerge Road	Roselle	IL
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	70 North Williams Street	Crystal Lake	IL
Rushville State Bank Rushville State Bank Branch	Liberty And Lafayette Streets	Rushville	IL
CIBC Bank USA Minooka Branch	502 West Mondamin Street	Minooka	IL
Wintrust Bank, National Association Rogers Park Branch	7555 North Western Avenue	Chicago	IL
GN Bank 8700 S Martin Luther King Branch	8700 S. Martin L Uth Er King Dr.	Chicago	IL
Hickory Point Bank and Trust Hickory Point Bank And Trust Branch	701 Devonshire Drive	Champaign	IL
Prospect Bank Sidell Branch	504 North Chicago Street	Sidell	IL
BankFinancial, National Association Success/Lincolnshire Branch	One Marriott Drive	Lincolnshire	IL
The First State Bank of Dongola Ullin Facility Branch	Oak Street	Ullin	IL
State Bank of the Lakes, National Association Grayslake Branch	50 Commerce Drive	Grayslake	IL
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	36 East Jones Street	Milford	IL
First Merchants Bank Darien Branch	8301 South Cass Avenue	Darien	IL
Hanmi Bank Roselle Branch	801 East Nerge Road	Roselle	IL
Collinsville Building and Loan Association Collinsville Building And Loan Assoc Branch	701 Belt Line Road	Collinsville	IL
Carrollton Bank Carrollton Bank Branch	315 West Public Square	Carrollton	IL
Peoples Bank & Trust Peoples Bank & Trust Branch	200 South Locust Street	Pana	IL
Holcomb Bank New Milford Branch	6771 Eleventh Street	New Milford	IL
State Bank of the Lakes, National Association Grayslake Branch	50 Commerce Drive	Grayslake	IL
Union National Bank and Trust Company of Elgin Union National Bank And Trust Compan Branch	101 East Chicago Street	Elgin	IL
Foresight Bank Winnebago Branch	809 Cannell-Puri Court	Winnebago	IL
First Merchants Bank Darien Branch	8301 South Cass Avenue	Darien	IL
Hinsdale Bank & Trust Company, National Association Stone Park Branch	1759 North Mannheim Road	Stone Park	IL
The Huntington National Bank Niles Branch	8720 West Dempster Street	Niles	IL
First Bank Johnston City Facility Branch	908 Grand Avenue	Johnston City	IL
The First Trust and Savings Bank of Watseka, Illinois Clifton Branch	145 East Fifth Avenue	Clifton	IL
Central Federal Savings and Loan Association 6940 W Ogden Ave Branch	6940 West Ogden Avenue	Berwyn	IL
First National Bank of Brookfield First National Bank Of Brookfield Branch	9136 Washington Avenue	Brookfield	IL
FNBC Bank & Trust Western Springs Branch	1013 Burlington Avenue	Western Springs	IL
North Shore Bank Illinois State Bank Mchenry Branch	1689 Curran Road	Mchenry	IL
Barrington Bank & Trust Company, National Association West Golf Road Branch	2497 West Golf Road	Hoffman Estates	IL
Libertyville Bank & Trust Company, National Association M O'plain Road Branch	675 N. O'plaine Road	Gurnee	IL
First Financial Bank, National Association Mahomet Banking Center Branch	202 Eastwood Drive	Mahomet	IL
Wheaton Bank & Trust, National Association County Farm Road Branch	370 South County Farm Road	Wheaton	IL
Legence Bank Carbondale Branch	925 West Main Street	Carbondale	IL
Old National Bank Old National Bank Branch	415 Archer Avenue	Marshall	IL
CIBM Bank Sheridan Road Peoria Branch	4125 North Sheridan Road	Peoria	IL
SmartBiz Bank, National Association Centrust Bank, National Association Branch	385 Waukegan Road	Northbrook	IL
Cathay Bank Chicago -westmont Branch	665 Pasquinelli Drive #b104	Westmont	IL
Schaumburg Bank & Trust Company, National Association Wood Dale Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.	171 East Irving Park Road	Wood Dale	IL
Marquette Bank Call Center Branch	Www.Emarquettebank.com	Orland Park	IL
The Lemont National Bank Dupage Branch	9700 Lemont Road	Lemont	IL
U.S. Bank National Association Frankfort Branch	9795 West Lincoln Highway	Frankfort	IL
First Farmers Bank & Trust Co. Paris East Branch	8964 North Terre Haute Road	Paris	IL
Bank of Hope Niles Branch	8504a W. Golf Road	Niles	IL
Commerce Bank Columbia Centre Branch	995 Columbia Centre	Columbia	IL
Village Bank and Trust, National Association Park Ridge Branch - Touhy Ave.	950 W. Touhy Ave.	Park Ridge	IL
Amalgamated Bank of Chicago Amalgamated Bank Of Chicago Branch	30 North Lasalle Street	Chicago	IL
Banterra Bank Marion Drive Up - 800 Branch	West Main & North Van Buren Streets	Marion	IL
Liberty Bank for Savings Foster Office Branch	7111 West Foster Avenue	Chicago	IL
U.S. Bank National Association Frankfort Branch	9795 West Lincoln Highway	Frankfort	IL
First Farmers Bank & Trust Co. Paris East Branch	8964 North Terre Haute Road	Paris	IL
Regions Bank Collinsville Il Branch	One Eastport Plaza Drive	Collinsville	IL
PNC Bank, National Association Woodridge Branch	Woodward Avenue	Woodridge	IL
Bank of America, National Association Cook & Will County Mobile 1 Branch	135 South La Salle Street	Chicago	IL
Regions Bank Collinsville Il Branch	One Eastport Plaza Drive	Collinsville	IL
Associated Bank, National Association Libertyville Branch	929 North Milwaukee Avenue	Libertyville	IL
First National Bank of Pana The Old State Bank Of Blue Mound Bra Branch	202 North Saint Marie Street	Blue Mound	IL

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Five Year CDs - Branch Banks 2025

Five-year CDs are the big kahuna of the CD world. While banks may offer six-year, seven-year, or even 10-year CDs, the five-year is the longest of the most commonly offered terms. The 5-year CD is therefore often the highest offer at your local bank. Therefore, the temptation for those looking for yield is to open one, deposit money, and forget about it for five years. This could be a mistake. In rising rate environments a five-year CD may not be a good investment.

Safety

Like every other CD term, five year CDs from FDIC insured banks are protected up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure.

Inflation

The principle threat to a a five year CD is inflation. If the CD is opened in a low rate environment, and rates and inflation subsequently rise, then inflation will erode the value of the certificate of deposit over its five years. For example, if a depositor opened a five year CD in year 1 with a yield of 2.05% APY and inflation at 1.5%, then the real return is .55 percentage points. But if inflation rises the next year to 2.5% and stays there for the next four years, then the CD in real terms is losing money every year: 2.05% - 2.5% = -.45%.

While it is impossible for anyone to predict too far into the future, savers should be cognizant of the economic environment before locking up money for a five year time-period. Our rate analysis page provides some insight into where we think rates will go.

On the other hand, if rates are falling and will continue to do so for some time due to an economic recession then it makes sense to lock in a higher rate with a five year CD. Savers who opened five year CDs in 2008 immediately after the financial crisis were able to lock in rates in the 6% range, a great move considering two years later a five year CD paid below 3%.

Interest

Five-year CDs currently pay about 1.00% more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years.

Opening a Five Year CD

Opening a five year CD in a branch is relatively easy and similar to every other CD term. Most banks require the customer be a resident of the United States and most branch-based banks ask that the account be opened in the bank. Funding can be performed by transferring money that is already located at that bank or by check or ACH transfer from another bank. The CD can be opened that day and the rate locked.

With longer term CDs, savers should make sure they put a record of the CD in a safe place and that if they move, they forward their new address to the bank. In cases where the bank cannot find the CD holder, the bank may hand the funds over to a state authority as a lost deposit, and it will require onerous paperwork to reclaim the money.

ADVANTAGES AND DISADVANTAGES OF FIVE YEAR CDs

Advantages of five year CDs

5 year CDs provide the highest rate of the common CD terms.
The return is fixed for five years, which is an advantage in a flat or falling rate environment.

Disadvantages of five year CDs

The money is locked away for five years and cannot be withdrawn without a substantial penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates

Cash Savings

Product:

Average Rate:

Best Rate:

Years at Rate:

Tax Rate:

CD Products by State

CD Products by City in Illinois

CD Resources

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

Download

BestCashCow
Guide To Credit Card Travel Rewards

Download

65 Questions to Ask before Choosing a CD

Download

The Insider's Guide
to
Mortgages

Download

Plan and Optimize Your Finances

Illinois CD Rates – 5-Year

Branches Info around zip 10007

PRODUCT INFORMATION

Five Year CDs - Branch Banks 2025

Safety

Inflation

Interest

Opening a Five Year CD

ADVANTAGES AND DISADVANTAGES OF FIVE YEAR CDs

Advantages of five year CDs

Disadvantages of five year CDs

SAVINGS & CD CALCULATOR

CD Products by State

CD Products by City in Illinois

Download a Free eBook