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You are viewing rates from banks across Jacksonville
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Jacksonville, Alabama . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Jacksonville, AL - October 31, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.80% |
$2,500 |
- |
Learn More
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.80% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.70% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.70% |
$0 |
20.78 |
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Early Withdrawal Penalty is 6 months interest. |
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NS123 | Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More |
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3.29% |
$1,000 |
17.11 |
Learn More
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Rate History: 4.16% → 4.62% → 4.22% → 3.80% → 3.29% |
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2.85% |
$1,000 |
- |
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Rate History: 3.00% → 2.85% |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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1.50% |
$5,000 |
21.68 |
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Rate History: 3.50% → 2.00% → 1.50% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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0.75% |
$10,000 |
24.05 |
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0.70% |
$10,000 |
7.74 |
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kdm0030 | Jan 13, 2023 Disappointed! Wellsfargo is not great but better than Noble. Read More |
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0.65% |
$10,000 |
24.63 |
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0.55% |
$10,000 |
18.10 |
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0.35% |
$10,000 |
18.03 |
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0.31% |
$10,000 |
23.12 |
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0.03% |
$501 |
23.97 |
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| Branch | Street | City | State |
|---|---|---|---|
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Capital One 360 Attalla Branch |
923 Attalla Boulevard | Attalla | AL |
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Farmers and Merchants Bank Oxford Branch |
35 Ali Way | Oxford | AL |
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Wells Fargo Bank, National Association Atalla Branch |
301 Fifth Avenue Nw | Attalla | AL |
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Metro Bank Lincoln Branch |
47537 Highway 78 | Lincoln | AL |
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NobleBank & Trust Alexandria Office Branch |
646 Valley Cub Dr. | Alexandria | AL |
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First Southern State Bank Leesburg Branch |
200 Industrial Boulevard | Leesburg | AL |
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The Southern Bank Company The Southern Bank Company Branch |
221 S Sixth St | Gadsden | AL |
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Peoples Bank of Alabama Gadsden Branch |
400 West Meighan Boulevard | Gadsden | AL |
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First Bank of Alabama Lincoln Branch |
47743 Us Highway 78 | Lincoln | AL |
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Regions Bank Lincoln Branch |
47685 Us Highway 78 | Lincoln | AL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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